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Coutts
Coutts & Co. is a London-headquartered Private banking, private bank and wealth manager. Founded in 1692, it is the List of oldest banks in continuous operation, eighth oldest bank in the world. Today, Coutts forms part of NatWest Group's wealth management division. In the Channel Islands and the Isle of Man, Coutts Crown Dependencies operates as a trading name of The Royal Bank of Scotland International Limited. In 2021, Coutts achieved B Corporation (certification), B-Corp Status becoming only the 3rd UK bank to achieve the certification. History The bank which was to become Coutts & Co, was originally a goldsmith banker, goldsmith-banker's shop. It was formed in 1692 by a young Scots goldsmith-banker, John Campbell of Lundie, Scotland. He set up business in the Strand, London, Strand, London, under a sign of the Three Crowns, as was customary in the days before street numbers. Today, the Coutts logo still has the three crowns, and its headquarters is still on the Stran ...
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Subsidiary
A subsidiary, subsidiary company or daughter company is a company owned or controlled by another company, which is called the parent company or holding company. Two or more subsidiaries that either belong to the same parent company or having a same management being substantially controlled by same entity/group are called sister companies. The subsidiary can be a company (usually with limited liability) and may be a government- or state-owned enterprise. They are a common feature of modern business life, and most multinational corporations organize their operations in this way. Examples of holding companies are Berkshire Hathaway, Jefferies Financial Group, The Walt Disney Company, Warner Bros. Discovery, or Citigroup; as well as more focused companies such as IBM, Xerox, and Microsoft. These, and others, organize their businesses into national and functional subsidiaries, often with multiple levels of subsidiaries. Details Subsidiaries are separate, distinct legal entities f ...
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The Royal Bank Of Scotland International
The Royal Bank of Scotland International, trading under the NatWest International (retail), RBS International (institutional), Coutts Crown Dependencies (wealth management) and Isle of Man Bank brands, is the offshore banking arm of NatWest Group. It provides a range of services to personal, business, commercial, corporate and financial intermediary customers from its base in St. Helier, Jersey. History Royal Bank of Scotland The Royal Bank of Scotland first began offering services to customers in offshore jurisdictions through Williams Deacon Bank, its London and Manchester-based subsidiary, in 1963. RBS International was founded as Williams Deacons Investment and Finance Limited in 1966, becoming Williams & Glyn's Bank Investments (Jersey) Limited in 1970, Williams & Glyn's Bank (Jersey) Limited in 1982 and The Royal Bank of Scotland (Jersey) Limited in 1985, before adopting the present name in 2003. The Royal Bank of Scotland International was first registered as a trading ...
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James Coutts (MP)
James Coutts (10 March 1733 – 15 February 1778) was a Scottish politician, merchant and founder of the Coutts & Co. bank. Early life Coutts was born in Edinburgh, Scotland on 10 March 1733. He was the third son of Jean Steuart and John Coutts, the former Lord Provost of Edinburgh. Among his siblings were Patrick Coutts; John Coutts; Thomas Coutts and Steuart Coutts, and one sister, Margaret Coutts. His maternal grandfather was Sir John Steuart, 2nd Baronet of Allanbank (son of Sir Robert Steuart, 1st Baronet and Jean Gilmour, a daughter of Sir John Gilmour). His great-uncle was Archibald Stewart, the Lord Provost of Edinburgh. Coutts was educated at the Royal High School, Edinburgh. Career On his marriage, Coutts was taken into partnership by his wife's uncle, George Campbell, head of the Whig bank in the Strand who counted John Stuart, 3rd Earl of Bute as a customer. Upon Campbell's death in 1761, James took his brother Thomas into partnership with him. Lord Bute, as pr ...
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Mississippi Company
The Mississippi Company (french: Compagnie du Mississippi; founded 1684, named the Company of the West from 1717, and the Company of the Indies from 1719) was a corporation holding a business monopoly in French colonies in North America and the West Indies. In 1717, the Mississippi Company received a royal grant with exclusive trading rights for 25 years. The rise and fall of the company is connected with the activities of the Scottish financier and economist John Law (economist), John Law who was then the Controller General of Finances of France. When the speculation in French financial circles, and the land development in the region became frenzied and detached from economic reality, the Mississippi bubble became one of the earliest examples of an economic bubble. History The ''Compagnie du Mississippi'' was originally chartered in 1684 by the request of René-Robert Cavelier, Sieur de La Salle, Renee-Robert Cavelier (La Salle) who sailed in that year from France with a la ...
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Comptroller
A comptroller (pronounced either the same as ''controller'' or as ) is a management-level position responsible for supervising the quality of accounting and financial reporting of an organization. A financial comptroller is a senior-level executive who acts as the head of accounting, and oversees the preparation of financial reports, such as balance sheets and income statements. In most Commonwealth countries, the comptroller general, auditor general, or comptroller and auditor general is the external auditor of the budget execution of the government and of government-owned companies. Typically, the independent institution headed by the comptroller general is a member of the International Organization of Supreme Audit Institutions. In American government, the comptroller is effectively the chief financial officer of a public body. In business management, the comptroller is closer to a chief audit executive, holding a senior role in internal audit functions. Generally, the title ...
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John Law (economist)
John Law (pronounced in French in the traditional approximation of ''Laws'', the colloquial Scottish form of the name; 21 April 1671 – 21 March 1729) was a Scottish economist who distinguished money, a means of Financial transaction, exchange, from national wealth dependent on trade. He served as Controller General of Finances under the Philippe II, Duke of Orléans, Duke of Orleans, who was regent for the juvenile Louis XV of France. In 1716, Law set up a private Banque Générale in France. A year later it was nationalised at his request and renamed as Banque Royale. The private bank had been funded mainly by John Law and Louis XV; three-quarters of its capital (economics), capital consisted of government bills and government-accepted notes, effectively making it the nation's first central bank. Backed only partially by silver, it was a Fractional-reserve banking, fractional reserve bank. Law also set up and directed the Mississippi Scheme, Mississippi Company, funded by the ...
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Jacobite Rising Of 1715
The Jacobite rising of 1715 ( gd, Bliadhna Sheumais ; or 'the Fifteen') was the attempt by James Edward Stuart (the Old Pretender) to regain the thrones of England, Ireland and Scotland for the exiled Stuarts The House of Stuart, originally spelt Stewart, was a royal house of Scotland, England, Ireland and later Great Britain. The family name comes from the office of High Steward of Scotland, which had been held by the family progenitor Walter fi .... At Braemar, Aberdeenshire, local landowner the John Erskine, Earl of Mar (1675–1732), Earl of Mar raised the Jacobite standard on 27 August. Aiming to capture Stirling Castle, he was checked by the much-outnumbered Hanoverians, commanded by the John Campbell, 2nd Duke of Argyll, Duke of Argyll, at Sheriffmuir on 13 November. There was no clear result, but the Earl appeared to believe, mistakenly, that he had won the battle, and left the field. After the Jacobite surrender at Battle of Preston (1715), Preston (14 Novem ...
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Three Crowns
Three Crowns ( sv, tre kronor, links=no) is the national emblem of Sweden, present in the coat of arms of Sweden, and composed of three yellow or gilded coronets ordered two above and one below, placed on a blue background. Similar designs are found on a number of other coats of arms or flags. The emblem is often used as a symbol of official State authority by the Monarchy, the Riksdag, the Government of Sweden and by Swedish embassies around the world, but also appears in other less formal contexts, such as the Sweden men's national ice hockey team, who wear the symbol on their sweaters and hence are called "Three Crowns", and atop the Stockholm City Hall (built 1911–1923). The Three Crowns are also used as the roundel on military aircraft of the Swedish Air Force and as a sign on Swedish military equipment in general, and also on the uniforms and vehicles of the Swedish Police Authority. Because of their Scandinavian origin, the Three Crowns are also lesser-known featu ...
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Scotland
Scotland (, ) is a country that is part of the United Kingdom. Covering the northern third of the island of Great Britain, mainland Scotland has a border with England to the southeast and is otherwise surrounded by the Atlantic Ocean to the north and west, the North Sea to the northeast and east, and the Irish Sea to the south. It also contains more than 790 islands, principally in the archipelagos of the Hebrides and the Northern Isles. Most of the population, including the capital Edinburgh, is concentrated in the Central Belt—the plain between the Scottish Highlands and the Southern Uplands—in the Scottish Lowlands. Scotland is divided into 32 administrative subdivisions or local authorities, known as council areas. Glasgow City is the largest council area in terms of population, with Highland being the largest in terms of area. Limited self-governing power, covering matters such as education, social services and roads and transportation, is devolved from the Scott ...
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Lundie
Lundie is a parish and small settlement in Angus, Scotland, northwest of Dundee, situated at the head of the Dighty valley in the Sidlaws, off the A923 Dundee to Coupar Angus road. The name Lundie probably derives from the Gaelic "lunnd" or "lunndann", meaning "little marsh", although "lon dubh" ("black marsh" or even "linn dei" ("water of God") have also been proposed. Lundie is surrounded by several small lochs, whose size has been reduced in recent times by agricultural drainage, hence largely draining the eponymous marshes. Dorward states that in 1203 Walter of Lundie gave of land to the prior and canons of St Andrews. Lundie Castle, now just a few stones, was probably built in the sixteenth century on a hill to the east. The population of Lundie has declined from 448 in 1841 to under a hundred now; the shops and alehouses closed some time ago, the fairs are no longer held, and the school was closed in 1967. Its people and history have survived. During the reign of King D ...
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Goldsmith Banker
A goldsmith banker was a business role that emerged in seventeenth century London from the London goldsmiths where they gradually expanded their services to include storage of wealth, providing loans, transferring money and providing bills of exchange that would lead to the development of cheques. Some of the concepts were brought over from Amsterdam where goldsmiths would provide gold storage and issue chits that started to be used as a means of exchange. The goldsmith banker became a key development in the history of banking that would lead to modern banking. History Their emergence was gradual: exchanging goldsmiths, who dealt in coinage, started to become recognised as carrying out a different activity from a working goldsmith in the 1630s. Prior to that date banking in London was principally carried out by foreigners, generally Italians, Germans, and the Dutch. However this innovation led to an indigenous banking tradition. The seizure of bullion held on safe deposit at the ...
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