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Citizens First Bank
Citizens First Bank is an American community bank that is headquartered in The Villages, Florida. It was founded on July 1, 1991. , Citizens First Bank had 14 branches throughout Central Florida. It holds more than $2 billion in assets and is insured by the Federal Deposit Insurance Corporation. Citizens First Bank is the tenth largest bank in the state of Florida. A 2014 report claimed that over 72 percent of residents in The Villages, Florida banked with Citizens First Bank. , Citizens First Bank had a market share of over 51 percent in The Villages. The company has been noted for its customer service, particularly offering amenities such as lobby hosts and popcorn to customers. The bank has a primarily older clientele, composed mainly of retirees and seasonal residents. History Originally founded as First Bank of the Villages in 1991, Citizens First Bank was renamed in 1998. Citizens First Bank was created by Harold Schwartz, the founder of The Villages. According to Schwar ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Banking
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Fruitland Park, Florida
Fruitland Park is a city in Lake County, Florida, United States. The population was 4,078 at the 2010 census. The Census Bureau estimated the population in 2018 to be 10,122. It is part of the Orlando–Kissimmee–Sanford Metropolitan Statistical Area. Geography Fruitland Park is located at . According to the United States Census Bureau, the city has a total area of 9.5 km2 (3.7 mi2), of which 7.6 km2 (2.9 mi2) is land and 1.9 km2 (0.8 mi2) (20.44%) is water. Demographics As of the census of 2000, there were 3,186 people, 1,192 households, and 890 families residing in the city. The population density was 421.3/km2 (1,092.1/mi2). There were 1,288 housing units at an average density of 170.3/km2 (441.5/mi2). The racial makeup of the city was 89.08% White, 7.16% African American, 0.56% Native American, 1.32% Asian, 0.06% Pacific Islander, 0.63% from other races, and 1.19% from two or more races. Hispanic or Latino of any race were 2.54% ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Independent Community Bankers Of America
The Independent Community Bankers of America (ICBA) is the primary trade group for small U.S. banks. It represents approximately 5,000 small and mid-sized financial institutions that are commonly known as "community banks." The ICBA hosts conventions, publishes the monthly magazine ICBA Independent Banker and lobbies the United States Congress on issues relating to the banking industry. The organization is headquartered in Washington, D.C. and maintains statewide chapters across the country. It was founded in 1930 and owns six subsidiaries: ICBA Bancard, ICBA Securities, ICBA Financial Services, ICBA Mortgage, ICBA Insurance Services and ICBA Reinsurance Advocacy During financial reform attempts in the US, the ICBA has lobbied for: *credit unions to not obtain a perceived competitive advantage; *a loophole that would allow smaller banks to still choose their regulator—which is expected to result in those banks choosing the most lenient regulator.Daniel Wagner, Stevenson Jacob ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bauer Financial
Bauer Financial (stylized as BauerFinancial) is a financial rating agency based in Coral Gables, Florida. Karen L. Dorway is the president of Bauer Financial. History Bauer Financial was founded in 1983, in Coral Gables, Florida, by Paul A. Bauer. In 2000, the company changed its name from The Bauer Group to Bauer Financial. Structure Bauer Financial provides depositor-focused ratings of banks and credit unions in the United States The United States of America (U.S.A. or USA), commonly known as the United States (U.S. or US) or America, is a country primarily located in North America. It consists of 50 states, a federal district, five major unincorporated territorie .... The company's rating scale runs from zero to five stars, with the strongest institutions being granted five-star ratings. References {{reflist External linksOfficial site Financial services companies established in 1983 Financial services companies of the United States ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Coral Gables, Florida
Coral Gables, officially City of Coral Gables, is a city in Miami-Dade County, Florida. The city is located southwest of Downtown Miami. As of the 2020 U.S. census, it had a population of 49,248. Coral Gables is known globally as home to the University of Miami, one of the nation's top private research universities whose main campus spans in the city. With 16,479 faculty and staff as of 2021, the University of Miami is the largest employer in Coral Gables and second largest employer in all of Miami-Dade County. The city is a Mediterranean-themed planned community known for its historic and affluent character reinforced by its strict zoning, popular landmarks, and tourist sights. History Coral Gables was formally incorporated as a city on April 29, 1925. It was and remains a planned community based on the popular early twentieth century City Beautiful Movement and is known for its strict zoning regulations. The city was developed by George Merrick, a real estate developer ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Paycheck Protection Program
The Paycheck Protection Program (PPP) is a $953-billion business loan program established by the United States federal government during the Donald Trump administration in 2020 through the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) to help certain businesses, self-employed workers, sole proprietors, certain nonprofit organizations, and tribal businesses continue paying their workers. The Paycheck Protection Program allows entities to apply for low-interest private loans to pay for their payroll and certain other costs. The amount of a PPP loan is approximately equal to 2.5 times the applicant's average monthly payroll costs. In some cases, an applicant may receive a second draw typically equal to the first. The loan proceeds may be used to cover payroll costs, rent, interest, and utilities. The loan may be partially or fully forgiven if the business keeps its employee counts and employee wages stable. The program is implemented by the U.S. Small Business Administ ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Coronavirus Crisis
The COVID-19 pandemic, also known as the coronavirus pandemic, is an ongoing global pandemic of coronavirus disease 2019 (COVID-19) caused by severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2). The novel virus was first identified in an outbreak in the Chinese city of Wuhan in December 2019. Attempts to contain it there failed, allowing the virus to spread to other areas of Asia and later COVID-19 pandemic by country and territory, worldwide. The World Health Organization (WHO) declared the outbreak a public health emergency of international concern on 30 January 2020, and a pandemic on 11 March 2020. As of , the pandemic had caused COVID-19 pandemic cases, more than cases and COVID-19 pandemic deaths, confirmed deaths, making it one of the deadliest pandemics in history, deadliest in history. COVID-19 symptoms range from Asymptomatic, undetectable to deadly, but most commonly include fever, Nocturnal cough, dry cough, and fatigue. Severe illness is more likely ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
