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Clarion Housing Group is the largest housing association in the United Kingdom with 125,000 properties across more than 170 local authorities. Clarion Provides a home to over 350,000 people. Clarion is based in Southwark and was formed in 2016 as a merger of Affinity Sutton and Circle Housing Group. Clarion Housing Group Clarion Housing Group comprises the Group's housing association and sole landlord, Clarion Housing, charitable foundation, Clarion Futures, and private development company, Latimer. Clarion Housing Clarion's single housing association Clarion Housing launched in January 2018. It is responsible for services to all of the Group's residents, replacing the 10 housing associations that previously existed. Clarion experienced system issues on 20 June 2022, Clarion confirmed this as a Cyber Attack on their Facebook page on 23 June 2022. Informing tenants to only contact them in an emergency and that emails cannot be responded to, they are however checking F ...
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Housing Association
In Ireland and the United Kingdom, housing associations are private, Non-profit organization, non-profit making organisations that provide low-cost "Public housing in the United Kingdom, social housing" for people in need of a home. Any budget surplus is used to maintain existing housing and to help finance new homes and it cannot be used for personal benefit of directors or shareholders. Although independent, they are regulated by the state and commonly receive public funding. They are now the United Kingdom's major providers of new housing for renting, rent, while many also run equity sharing, shared ownership schemes to help those who cannot afford to buy a home outright. Housing associations provide a wide range of housing, some managing large estates of housing for families, while the smallest may perhaps manage a single scheme of housing for older people. Much of the supported accommodation in the UK is also provided by housing associations, with specialist projects for ...
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Bromley
Bromley is a large town in Greater London, England, within the London Borough of Bromley. It is south-east of Charing Cross, and had an estimated population of 87,889 as of 2011. Originally part of Kent, Bromley became a market town, chartered in 1158. Its location on a coaching route and the opening of a railway station in 1858 were key to its development and the shift from an agrarian village to an urban town. As part of the suburban growth of London in the 20th century, Bromley significantly increased in population and was Municipal Borough of Bromley, incorporated as a municipal borough in 1903 and became part of the London Borough of Bromley in 1965. Bromley today forms a major retail and commercial centre. It is identified in the London Plan as one of the 13 metropolitan centres of Greater London. History Bromley is first recorded in an Anglo-Saxon charter of 862 as ''Bromleag'' and means 'woodland clearing where Cytisus scoparius, broom grows'. It shares this Old ...
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Mole Valley
Mole Valley is a local government district in Surrey, England. Its council is based in Dorking. The other town in the district is Leatherhead. The largest villages are Ashtead, Fetcham and Great Bookham, in the northern third of the district. Most of the district is on the escarpments of or adjoins the Surrey Hills AONB (the North Downs and Greensand Ridge including locally Leith Hill, Polesden Lacey, Box Hill and Denbies Wine Estate, the largest vineyard in the country and several golf courses) The North Downs are followed or parallelled by the Pilgrims' Way. There are stations on the London–Worthing and Reading–Gatwick Airport railways, and in the northern third, a commuter stopping-service pattern line, London–Guildford (via Epsom) line. The A24 road and the M25 motorway are the main thoroughfares and relative to London the incidence of car ownership is high. The area hosts hill-focussed sub-laps of the London–Surrey Classic cycling tour each year. Towns * Dor ...
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Bond Tap
In finance, a bond is a type of security under which the issuer (debtor) owes the holder (creditor) a debt, and is obliged – depending on the terms – to repay the principal (i.e. amount borrowed) of the bond at the maturity date as well as interest (called the coupon) over a specified amount of time. The interest is usually payable at fixed intervals: semiannual, annual, and less often at other periods. Thus, a bond is a form of loan or IOU. Bonds provide the borrower with external funds to finance long-term investments or, in the case of government bonds, to finance current expenditure. Bonds and stocks are both securities, but the major difference between the two is that (capital) stockholders have an equity stake in a company (i.e. they are owners), whereas bondholders have a creditor stake in a company (i.e. they are lenders). As creditors, bondholders have priority over stockholders. This means they will be repaid in advance of stockholders, but will rank behind secure ...
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Comprehensive Spending Review
A spending review, or occasionally a comprehensive spending review, is a governmental process in the United Kingdom carried out by HM Treasury to set firm expenditure limits and, through public service agreements, define the key improvements that the public can expect from these resources. Spending reviews typically focus upon one or several aspects of public spending while comprehensive spending reviews focus upon each government department's spending requirements from a zero base (i.e. without reference to past plans or, initially, current expenditure). The latter are named after the year in which they are announced – thus ''CSR07'' (completed in October 2007) applies to financial years 2008–2011. Other developed countries have similar review processes, e.g. Canada, New Zealand, The Netherlands, Italy, Ireland, and France. France conducted its first comprehensive spending review (called in French "''la Révision Générale des Politiques Publiques''") in 2008. The Netherland ...
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Financial Crisis Of 2007–2008
Finance is the study and discipline of money, currency and capital assets. It is related to, but not synonymous with economics, the study of production, distribution, and consumption of money, assets, goods and services (the discipline of financial economics bridges the two). Finance activities take place in financial systems at various scopes, thus the field can be roughly divided into personal, corporate, and public finance. In a financial system, assets are bought, sold, or traded as financial instruments, such as currencies, loans, bonds, shares, stocks, options, futures, etc. Assets can also be banked, invested, and insured to maximize value and minimize loss. In practice, risks are always present in any financial action and entities. A broad range of subfields within finance exist due to its wide scope. Asset, money, risk and investment management aim to maximize value and minimize volatility. Financial analysis is viability, stability, and profitability a ...
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Inside Housing
''Inside Housing'' is a monthly trade publication that covers the United Kingdom's social housing sector. The magazine was first published on 30 March 1984, and is part of Ocean Media Group. The headquarters is in London. In 2007, the majority stake of Ocean Media was acquired by AAC Capital Partners. ''Inside Housing'' presents development awards each year for: *Best older people's housing development (under 70 homes and 71 or over) *Best shared ownership development *Design quality *Best build-for-rent development *Best approach to modular construction *Best partnership (under 100 units and 101 or over) *Market sale development of the year *Best development team (under 20 members and 21 or over) *Best regeneration project (under 70 homes and 71 or over) *Best inclusive development *Best affordable housing Affordable housing is housing which is deemed affordable to those with a household income at or below the median as rated by the national government or a local government by ...
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G15 (housing Associations)
The G15 is an organisation of the largest housing associations in and around Greater London in the United Kingdom The United Kingdom of Great Britain and Northern Ireland, commonly known as the United Kingdom (UK) or Britain, is a country in Europe, off the north-western coast of the European mainland, continental mainland. It comprises England, Scotlan ..., which collectively are responsible for managing in the region of 600,000 homes in London. They state their purpose as "working to solve the housing crisis by delivering good quality, affordable homes of all types". In February 2023, the G15 group confirmed that Fiona Fletcher-Smith, group CEO of L&Q, has been appointed as the network’s chair. The moves came after confirmation that current vice-chair Richard Hill (CEO of One Housing), will be joining BPHA as its new head in April. Membership The G15 originally had 15 members, but some of them have since merged. The current members are: References External links * ...
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Birmingham
Birmingham ( ) is a city and metropolitan borough in the metropolitan county of West Midlands in England. It is the second-largest city in the United Kingdom with a population of 1.145 million in the city proper, 2.92 million in the West Midlands metropolitan county, and approximately 4.3 million in the wider metropolitan area. It is the largest UK metropolitan area outside of London. Birmingham is known as the second city of the United Kingdom. Located in the West Midlands region of England, approximately from London, Birmingham is considered to be the social, cultural, financial and commercial centre of the Midlands. Distinctively, Birmingham only has small rivers flowing through it, mainly the River Tame and its tributaries River Rea and River Cole – one of the closest main rivers is the Severn, approximately west of the city centre. Historically a market town in Warwickshire in the medieval period, Birmingham grew during the 18th century during the Midla ...
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East Anglia
East Anglia is an area in the East of England, often defined as including the counties of Norfolk, Suffolk and Cambridgeshire. The name derives from the Anglo-Saxon kingdom of the East Angles, a people whose name originated in Anglia, in what is now Northern Germany. Area Definitions of what constitutes East Anglia vary. The Anglo-Saxon Kingdom of East Anglia, established in the 6th century, originally consisted of the modern counties of Norfolk and Suffolk and expanded west into at least part of Cambridgeshire, typically the northernmost parts known as The Fens. The modern NUTS 3 statistical unit of East Anglia comprises Norfolk, Suffolk and Cambridgeshire (including the City of Peterborough unitary authority). Those three counties have formed the Roman Catholic Diocese of East Anglia since 1976, and were the subject of a possible government devolution package in 2016. Essex has sometimes been included in definitions of East Anglia, including by the London Society o ...
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South East England
South East England is one of the nine official regions of England at the ITL 1 statistical regions of England, first level of International Territorial Level, ITL for Statistics, statistical purposes. It consists of the counties of england, counties of Buckinghamshire, East Sussex, Hampshire, the Isle of Wight, Kent, Oxfordshire, Berkshire, Surrey and West Sussex. Major towns and cities in the region include Brighton and Hove, Milton Keynes, Southampton, Portsmouth, Slough, Reading, Berkshire, Reading and Oxford. South East England is the third largest region of England, with an area of 19,096 km2 (7,373 sq mi), and is also the most populous with a total population of over eight and a half million (2011). The region contains seven legally city status in the United Kingdom, chartered cities: Brighton and Hove, Canterbury, Chichester, Oxford, Portsmouth, Southampton and Winchester. The region's close proximity to London and connections to several national motorways have le ...
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Affordable Housing
Affordable housing is housing which is deemed affordable to those with a household income at or below the median as rated by the national government or a local government by a recognized housing affordability index. Most of the literature on affordable housing refers to mortgages and a number of forms that exist along a continuum – from emergency homeless shelters, to transitional housing, to non-market rental (also known as social or subsidized housing), to formal and informal rental, indigenous housing, and ending with affordable home ownership. Housing choice is a response to an extremely complex set of economic, social, and psychological impulses. For example, some households may choose to spend more on housing because they feel they can afford to, while others may not have a choice. Definition and measurement There are several means of defining and measuring affordable housing. The definition and measurement may change in different nations, cities, or for specific pol ...
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