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Carer's Allowance
Carer's Allowance is a non-contributory benefit in the United Kingdom payable to people who care for a disabled person for at least 35 hours a week. It was first established as Invalid Care Allowance in 1976, and married women were not eligible. This policy was held to be unlawful sexual discrimination by the European Court in 1986 in the case of Jackie Drake. See Carers rights movement In May 2020 around 1.1 million people in England were entitled to Carer’s Allowance, of which 780,000 people were being paid it, according to the National Audit Office. Main conditions The claimant must be caring for a person who gets Disability Living Allowance (middle or higher rate for personal care), Attendance Allowance or Constant Attendance Allowance, Personal Independence Payment daily living component or Armed Forces Independence Payment and must care for them for at least 35 hours during the week. Residence conditions The claimant must have been present in Great Britain for 10 ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
United Kingdom
The United Kingdom of Great Britain and Northern Ireland, commonly known as the United Kingdom (UK) or Britain, is a country in Europe, off the north-western coast of the continental mainland. It comprises England, Scotland, Wales and Northern Ireland. The United Kingdom includes the island of Great Britain, the north-eastern part of the island of Ireland, and many smaller islands within the British Isles. Northern Ireland shares a land border with the Republic of Ireland; otherwise, the United Kingdom is surrounded by the Atlantic Ocean, the North Sea, the English Channel, the Celtic Sea and the Irish Sea. The total area of the United Kingdom is , with an estimated 2020 population of more than 67 million people. The United Kingdom has evolved from a series of annexations, unions and separations of constituent countries over several hundred years. The Treaty of Union between the Kingdom of England (which included Wales, annexed in 1542) and the Kingdom of Scotland in 170 ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
National Insurance Contributions
National Insurance (NI) is a fundamental component of the welfare state in the United Kingdom. It acts as a form of social security, since payment of NI contributions establishes entitlement to certain state benefits for workers and their families. Introduced by the National Insurance Act 1911 and expanded by the Labour government in 1948, the system has been subjected to numerous amendments in succeeding years. Initially, it was a contributory form of insurance against illness and unemployment, and eventually provided retirement pensions and other benefits. Currently, workers pay contributions from the age of 16 years, until the age they become eligible for the State pension. Contributions are due from employed people earning at or above a threshold called the Lower Earnings Limit, the value of which is reviewed each year. Self-employed people contribute partly through a fixed weekly or monthly payment and partly on a percentage of net profits above a threshold, which is revi ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
National Living Wage
The National Living Wage is an obligatory minimum wage payable to workers in the United Kingdom aged 23 and over which came into effect on 1 April 2016. it is £9.50 per hour and it is set to rise to £10.42 in April 2023. It was implemented at a significantly higher rate than the national minimum wage rate for workers under 25, and was expected (in 2015) to rise to at least £9 per hour by 2020. The consultation document issued by the Low Pay Commission in 2019 indicated that this target would not be met, instead proposing a figure of £8.67 per hour for the over 23 rate. History The Chancellor of the Exchequer George Osborne announced what he termed the "National Living Wage" at the end of his budget speech on 8 July 2015, a new national minimum wage rate only for people over the age of 25. The National Living Wage is implemented via an amendment to National Minimum Wage Act 1998. The National Living Wage was phased in between April 2016 and April 2020, with the aim of reaching ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Labour Party (UK)
The Labour Party is a political party in the United Kingdom that has been described as an alliance of social democrats, democratic socialists and trade unionists. The Labour Party sits on the centre-left of the political spectrum. In all general elections since 1922, Labour has been either the governing party or the Official Opposition. There have been six Labour prime ministers and thirteen Labour ministries. The party holds the annual Labour Party Conference, at which party policy is formulated. The party was founded in 1900, having grown out of the trade union movement and socialist parties of the 19th century. It overtook the Liberal Party to become the main opposition to the Conservative Party in the early 1920s, forming two minority governments under Ramsay MacDonald in the 1920s and early 1930s. Labour served in the wartime coalition of 1940–1945, after which Clement Attlee's Labour government established the National Health Service and expanded the welfa ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Means-tested Benefit
A means test is a determination of whether an individual or family is eligible for government assistance or welfare, based upon whether the individual or family possesses the means to do without that help. Canada In Canada, means tests are used for student finance (for post-secondary education), legal aid, and "welfare" (direct transfer payments to individuals to combat poverty). They are not generally used for primary and secondary education which are tax-funded. Means tests for public health insurance were once common but are now illegal, as the Canada Health Act of 1984 requires that all the provinces provide universal healthcare coverage to be eligible for subsidies from the federal government. Means tests are also not used for pensions and seniors' benefits, but there is a clawback of Old Age Security payments for people making over $69,562 (in 2012). The Last Post Fund uses a means test on a deceased veteran's estate and surviving widow to determine whether they are eligi ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Social Security Scotland
Social Security Scotland (Scottish Gaelic: ''Tèarainteachd Shòisealta Alba'') is an executive agency of the Scottish Government with responsibility for social security provision. History The devolved Scottish Parliament was established in 1999 with legislative authority over many areas of social policy. However, social security remained a reserved matter of the UK Government through the Department for Work and Pensions. The Smith Commission following the ‘No’ vote to independence in the 2014 referendum recommended that authority over several areas of social security be transferred to the Scottish Parliament under a revised devolution settlement for Scotland. This was put into statue through the Scotland Act 2016. Legislation With the Scotland Act 2016 transferring authority over some elements of social security, the Scottish Government introduced the Social Security (Scotland) Bill. This Bill introduced a different approach to administering social security in Scotlan ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Investment Income
Investment is the dedication of money to purchase of an asset to attain an increase in value over a period of time. Investment requires a sacrifice of some present asset, such as time, money, or effort. In finance, the purpose of investing is to generate a return from the invested asset. The return may consist of a gain (profit) or a loss realized from the sale of a property or an investment, unrealized capital appreciation (or depreciation), or investment income such as dividends, interest, or rental income, or a combination of capital gain and income. The return may also include currency gains or losses due to changes in the foreign currency exchange rates. Investors generally expect higher returns from riskier investments. When a low-risk investment is made, the return is also generally low. Similarly, high risk comes with a chance of high losses. Investors, particularly novices, are often advised to diversify their portfolio. Diversification has the statistical eff ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Occupational Pensions
A pension (, from Latin ''pensiō'', "payment") is a fund into which a sum of money is added during an employee's employment years and from which payments are drawn to support the person's retirement from work in the form of periodic payments. A pension may be a "defined benefit plan", where a fixed sum is paid regularly to a person, or a "defined contribution plan", under which a fixed sum is invested that then becomes available at retirement age. Pensions should not be confused with severance pay; the former is usually paid in regular amounts for life after retirement, while the latter is typically paid as a fixed amount after involuntary termination of employment before retirement. The terms "retirement plan" and "superannuation" tend to refer to a pension granted upon retirement of the individual. Retirement plans may be set up by employers, insurance companies, the government, or other institutions such as employer associations or trade unions. Called ''retirement plans'' ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Habitual Residence Test
The Habitual Residence Test is used by the United Kingdom and the Republic of Ireland to determine eligibility for social security benefits. In both countries a right to reside in the Common Travel Area counts for the purpose of this test. Habitual residence is not defined in legislation. The term has repeatedly been considered in caselaw. For many benefits there is also a test of presence in the country. United Kingdom The test was introduced in 1994. It required close ties to the United Kingdom and intention to settle in the UK. It was revised in May 2004 to include a ‘right to reside’ requirement, based on directives of the European Union regarding right of residence. Provisions regarding right to reside include conducting business, working or looking for work, being a student, or having sufficient resources to be self-supporting. European Commission objections In May 2013 the European Commission after a long dispute with the UK over the matter decided to take a case t ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Carers Rights Movement
Carers' rights are rights of unpaid carers or caregivers to public recognition and assistance in preventing and alleviating problems arising from caring for relatives or friends with disabilities. The carers' rights movement draws attention to issues of low income, social exclusion, damage to mental and physical health identified by research into unpaid caregiving. In social policy and campaigning the movement distinguishes such people's situation from that of paid careworkers, who in most developed countries have the benefit of legal employment protection and rights at work. With an increasingly ageing population in all developed societies, the role of carer has been increasingly recognized as an important one, both functionally and economically. Many organizations which provide support for persons with disabilities have developed various forms of support for carers/caregivers as well. Unpaid carers are also referred to as "voluntary caregivers" or "informal carers"; classificatio ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Armed Forces Independence Payment
Armed (May, 1941–1964) was an American Thoroughbred gelding race horse who was the American Horse of the Year in 1947 and Champion Older Male Horse in both 1946 and 1947. He was inducted into the National Museum of Racing and Hall of Fame in 1963. Background Armed was sired by the great stakes winner Bull Lea, the sire of Citation. His dam was Armful, whose sire was Belmont Stakes winner Chance Shot and whose grandsire was the great Fair Play. Besides being small for his age and very headstrong, Armed had the habits of biting and kicking hay out of his handler's pitchfork. Since he was also practically untrainable, his trainer, Ben A. Jones, sent him back to Calumet Farm to be gelded and turned out to grow up. He returned to the track late in his two-year-old season and resumed training. Racing career His first start was as a three-year-old the following February, and he won at Hialeah Park by eight lengths. He won again less than a week later but then won only once in ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Personal Independence Payment
Personal Independence Payment (abbreviated to PIP and usually pronounced as one word) is a welfare benefit in the United Kingdom that is intended to help working age adults with the extra costs of living with a health condition or a disability. It is non-means-tested, non-contributory and tax-free; it is not linked to a person's ability to work and it is available equally to people in or out of work. It is not intended to be a substitute for a person's earnings, unlike Employment and Support Allowance (ESA) or ESA's predecessor, Incapacity Benefit. Eligibility for PIP is based upon the practical effects of a condition on a person's life, rather than the condition itself. It is not currently available to children who still claim Disability Living Allowance and are invited to claim PIP from their 16th birthday; it can be claimed by adults under the State Pension age, and people already on the benefit will continue to receive it after they retire. History PIP was introduced by th ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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