|
Community First Credit Union
Community First Bank is an Australian community-based bank established in Sydney in 1959 as Sydney Water Board Officers Credit Union with branches in Sydney and the central coast region And has locations in the USA The bank has formerly operated under the names, or merged with Elcom Credit Union, SWB Family Credit Union, SWB Community Credit Union, The Lakes Power Station Employees Credit Union, Dana Employees Credit Union, Croatian Community Credit Union, and Hibernian Credit Union . History Sydney Water Board Credit Union In 1959 The Sydney Water Board Officers Credit Union was founded. At the formation meeting on 5 August 1959, 63 employees became the first members of Sydney Water Board Credit Union Co-op. Membership was originally restricted to permanent employees in the Metropolitan Water, Sewerage & Drainage Board's (predecessor of Sydney Water) head office. Loans were limited to £300 ($600 at the 1966 conversion rate). By the end of its first financial year the ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Private Company
A privately held company (or simply a private company) is a company whose shares and related rights or obligations are not offered for public subscription or publicly negotiated in the respective listed markets, but rather the company's stock is offered, owned, traded, exchanged privately, or Over-the-counter (finance), over-the-counter. In the case of a closed corporation, there are a relatively small number of shareholders or company members. Related terms are closely-held corporation, unquoted company, and unlisted company. Though less visible than their public company, publicly traded counterparts, private companies have major importance in the world's economy. In 2008, the 441 list of largest private non-governmental companies by revenue, largest private companies in the United States accounted for ($1.8 trillion) in revenues and employed 6.2 million people, according to ''Forbes''. In 2005, using a substantially smaller pool size (22.7%) for comparison, the 339 companies on ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bank
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Community First Credit Union Receives The Balanced Scorecard Hall Of Fame™
A community is a social unit (a group of living things) with commonality such as place, norms, religion, values, customs, or identity. Communities may share a sense of place situated in a given geographical area (e.g. a country, village, town, or neighbourhood) or in virtual space through communication platforms. Durable good relations that extend beyond immediate genealogical ties also define a sense of community, important to their identity, practice, and roles in social institutions such as family, home, work, government, society, or humanity at large. Although communities are usually small relative to personal social ties, "community" may also refer to large group affiliations such as national communities, international communities, and virtual communities. The English-language word "community" derives from the Old French ''comuneté'' (Modern French: ''communauté''), which comes from the Latin ''communitas'' "community", "public spirit" (from Latin '' communis'', "co ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
McGrath Foundation
The McGrath Foundation is a breast cancer support and education charity in Australia, which raises money to place McGrath Breast Care Nurses in communities across Australia and increase breast health awareness. The charity was founded by Australian cricket player Glenn McGrath and his English-born wife, Jane McGrath, in 2005, following Jane's initial diagnosis and recovery from breast cancer. Jane died on 22 June 2008 at the age of 42. History The McGrath Foundation was created after Jane McGrath was diagnosed with breast cancer, and the mission of the foundation was based on her experiences with her nurses at that time. Since 2005, the McGrath Foundation has placed 193 McGrath Breast Cancer Nurses in communities across Australia, and has supported over 118,000 families. The majority of all McGrath Breast Care Nurses are in rural and regional areas. People experiencing breast cancer can directly contact their nearest McGrath Breast Care Nurse, whose support is then provided c ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Glenn McGrath
Glenn Donald McGrath (; born 9 February 1970) is an Australian former international cricketer who played international cricket for 14 years. He was a fast-medium pace bowler (cricket), bowler and is considered one of the greatest international bowlers of all time, and a leading contributor to Australia's domination of world cricket from the mid-1990s to the late-2000s. Known throughout his career for maintaining an accurate line and length, McGrath displayed a consistency that enabled him to be one of the most economical and successful fast bowlers of his time. In terms of total career Test wickets taken by fast bowlers, McGrath Fast bowling#Top five fast bowlers, is the third-most successful of all time behind James Anderson (cricketer), James Anderson and Stuart Broad. On the list of all Test bowlers, he is fifth, and no bowler has taken more wickets at a lower average. He has also taken the seventh-highest number of one day international wickets (381) and holds the record fo ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Port Macquarie
Port Macquarie is a coastal town in the local government area of Port Macquarie-Hastings. It is located on the Mid North Coast of New South Wales, Australia, about north of Sydney, and south of Brisbane. The town is located on the Tasman Sea coast, at the mouth of the Hastings River, and at the eastern end of the Oxley Highway (B56). The town with its suburbs had a population of 47,973 in June 2018. Estimated resident population, 30 June 2018. History Port Macquarie sits within Birpai (Biripi, Birripai, Bripi, Biripai, Birrbay) country, and the Birpai people are recognised as the traditional custodians of the land on which Port Macquarie is located. Port Macquarie was long known to the Birpai people as Guruk. The Birpai Local Aboriginal Land Council provides positive support, information and responsible governance for the Aboriginal community, while also cultivating strong links with the broader community. The site of Port Macquarie was first visited by Europeans in 1818 when ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Westfield Kotara
Westfield Kotara (previously known as Kotara Fair and Garden City) is a large shopping centre in the suburb of Kotara in Newcastle. Transport Kotara station is 800 metres away from Westfield Kotara and is on the Main Northern railway line. The station is serviced by NSW TrainLink services which operate between Sydney and Newcastle. Westfield Kotara is served by Newcastle Transport bus services to Broadmeadow, Charlestown, Swansea Heads, Wallsend and Warners Bay, as well as local surrounding suburbs. The majority of its bus services are located on Park Avenue outside the centre. Westfield Kotara has multi-level car parks with around 4000 spaces. The complex has walk in entry available via the bus stop, as well as an entry way via the park at the rear of the facility. Historically, egress was also available directly through multiple parts of the David Jones, a number of these have since been closed (as a response to excess shoplifting). History Kotara Fair opened on 6 O ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Australia
Australia, officially the Commonwealth of Australia, is a Sovereign state, sovereign country comprising the mainland of the Australia (continent), Australian continent, the island of Tasmania, and numerous List of islands of Australia, smaller islands. With an area of , Australia is the largest country by area in Oceania and the world's List of countries and dependencies by area, sixth-largest country. Australia is the oldest, flattest, and driest inhabited continent, with the least fertile soils. It is a Megadiverse countries, megadiverse country, and its size gives it a wide variety of landscapes and climates, with Deserts of Australia, deserts in the centre, tropical Forests of Australia, rainforests in the north-east, and List of mountains in Australia, mountain ranges in the south-east. The ancestors of Aboriginal Australians began arriving from south east Asia approximately Early human migrations#Nearby Oceania, 65,000 years ago, during the Last Glacial Period, last i ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Credit Union
A credit union, a type of financial institution similar to a commercial bank, is a member-owned nonprofit organization, nonprofit financial cooperative. Credit unions generally provide services to members similar to retail banks, including deposit accounts, provision of Credit (finance), credit, and other financial services. In several African countries, credit unions are commonly referred to as SACCOs (Savings and Credit Co-Operative Societies). Worldwide, credit union systems vary significantly in their total assets and average institution asset size, ranging from volunteer operations with a handful of members to institutions with hundreds of thousands of members and assets worth billions of US dollars. In 2018, the number of members in credit unions worldwide was 274 million, with nearly 40 million members having been added since 2016. Leading up to the financial crisis of 2007–2008, commercial banks engaged in approximately five times more subprime lending relative t ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Australian Prudential Regulation Authority
The Australian Prudential Regulation Authority (APRA) is a statutory authority of the Australian Government and the prudential regulator of the Australian financial services industry. APRA was established on 1 July 1998 in response to the recommendations of the Wallis Inquiry. APRA's authority and scope is determined pursuant to the . Regulatory scope APRA was established on 1 July 1998. It oversees banks, credit unions, building societies, friendly societies, general insurance, health insurance, reinsurance, and life insurance companies, and most members of the superannuation industry. It ensures that these institutions keep their financial promises; that is, that they will remain financially sound and able to meet their obligations to depositors, fund members and policy holders. APRA currently supervises institutions holding A$8.6 trillion in assets for Australian depositors, policyholders and superannuation fund members. APRA is largely funded by levies on the financial inst ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Sydney Water
Sydney Water, formally, Sydney Water Corporation, is a New South Wales Government owned statutory corporation that provides potable drinking water, wastewater and some stormwater services to Greater Metropolitan Sydney, the Illawarra and the Blue Mountains regions, in the Australian state of New South Wales. History The origins of Sydney Water go back to 26 March 1888 when the was enacted and repealed certain sections of the relating to water supply and sewerage, thereby transferring the property, powers and obligations from the Municipal Council to the Board of Water Supply and Sewerage. Name changes The forebears of Sydney Water include: * Board of Water Supply and Sewerage (18881892) * Metropolitan Board of Water Supply and Sewerage (18921925) * Metropolitan Water Sewerage and Drainage Board (19251987) * Water Board (19871994) which had also been the colloquial name for the organisation for much of its history in the 20th century, and persists among longer term employees ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Retail Banking
Retail banking, also known as consumer banking or personal banking, is the provision of services by a bank to the general public, rather than to companies, corporations or other banks, which are often described as wholesale banking. Banking services which are regarded as retail include provision of savings and transactional accounts, mortgages, personal loans, debit cards, and credit cards. Retail banking is also distinguished from investment banking or commercial banking. It may also refer to a division or department of a bank which deals with individual customers. In the U.S., the term commercial bank is used for a ''normal'' bank to distinguish it from an investment bank. After the Great Depression, the Glass–Steagall Act restricted normal banks to banking activities, and investment banks to capital market activities. That distinction was repealed in the 1990s. Commercial bank can also refer to a bank or a division of a bank that deals mostly with deposits and loans from co ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
.jpg "Click for more on -> Retail Banking")