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Carding (fraud)
Carding is a term of the trafficking and unauthorized use of Credit card fraud, credit cards. The stolen credit cards or credit card numbers are then used to buy prepaid gift cards to cover up the tracks. Activities also encompass Identity theft, exploitation of personal data, and money laundering techniques. Modern carding sites have been described as full-service commercial entities. Acquisition There are a great many of methods to acquire credit card and associated financial and personal data. The earliest known carding methods have also included Information diving, "trashing" for financial data, raiding Letter box, mail boxes and Inside job, working with insiders. Some bank card numbers can be semi-automatically generated based on known sequences via a "BIN attack". Carders might attempt a "distributed guessing attack" to discover valid numbers by submitting numbers across a high number of ecommerce sites simultaneously. Today, various methodologies include ATM skimmer, s ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Web Skimming
Web skimming, formjacking or a magecart attack is an attack in which the attacker injects malicious code into a website and extracts data from an HTML form that the user has filled in. That data is then submitted to a server under control of the attacker. Mitigation Subresource Integrity or a Content Security Policy can be used to protect against formjacking, although this does not protect against supply chain attacks. A web application firewall can also be used. Prevalence A report in 2016 suggested as many as 6,000 e-commerce sites may have been compromised via this class of attack. In 2018, British Airways had 380,000 card details stolen via this class of attack. A similar attack affected Ticketmaster the same year, with 40,000 customers affected by maliciously injected code on payment pages. Magecart Magecart is software used by a range of hacking groups for injecting malicious code into ecommerce sites to steal payment details. As well as targeted attacks such ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Gift Card
A gift card, also known as a gift certificate in North America, or gift voucher or gift token in the UK, is a prepaid stored-value card, stored-value money card, usually issued by a retailer or bank, to be used as an alternative to cash for purchases within a particular store or related businesses. Gift cards are also given out by employers or organizations as rewards or gifts. They may also be distributed by retailers and marketers as part of a promotion strategy, to entice the recipient to come in or return to the store, and at times such cards are called cash cards. Gift cards are generally redeemable only for purchases at the relevant retail premises and cannot be cashed out, and in some situations may be subject to an expiry date or fees. American Express, MasterCard, and Visa Inc., Visa offer generic gift cards which need not be redeemed at particular stores, and which are widely used for cashback marketing strategies. A feature of these cards is that they are generally an ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Stored-value Card
A stored-value card (SVC) or cash card is a payment card with a monetary value stored on the card itself, not in an external account maintained by a financial institution. This means no network access is required by the payment collection terminals as funds can be withdrawn and deposited straight from the card. Like cash, payment cards can be used anonymously as the person holding the card can use the funds. They are an electronic development of token coins and are typically used in low-value payment systems or where network access is difficult or expensive to implement, such as parking machines, public transport systems, and closed payment systems in locations such as ships. Stored-value cards differ from debit cards, where money is on deposit with the issuer, and credit cards which are subject to credit limits set by the issuer and are connected to accounts at financial institutions. Another difference between stored-value cards and debit and credit cards is that debit and cre ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Reputation System
A reputation system is a program or algorithm that allow users of an online community to rate each other in order to build trust (social sciences), trust through reputation. Some common uses of these systems can be found on E-commerce websites such as eBay, Amazon.com, and Etsy as well as online advice communities such as Stack Exchange. These reputation systems represent a significant trend in "decision support for Internet mediated service provisions". With the popularity of online communities for shopping, advice, and exchange of other important information, reputation systems are becoming vitally important to the online experience. The idea of reputation systems is that even if the consumer can't physically try a product or service, or see the person providing information, that they can be confident in the outcome of the exchange through trust built by recommender systems. Collaborative filtering, used most commonly in recommender systems, are related to reputation systems in ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Identity Theft
Identity theft, identity piracy or identity infringement occurs when someone uses another's personal identifying information, like their name, identifying number, or credit card number, without their permission, to commit fraud or other crimes. The term ''identity theft'' was coined in 1964. Since that time, the definition of identity theft has been legally defined throughout both the UK and the United States, U.S. as the theft of personally identifiable information. Identity theft deliberately uses someone else's personally identifiable information, identity as a method to gain financial advantages or obtain credit and other benefits. The person whose identity has been stolen may suffer adverse consequences, especially if they are falsely held responsible for the perpetrator's actions. Personally identifiable information generally includes a person's name, date of birth, social security number, driver's license number, bank account or credit card numbers, Personal identification ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Electronic Billing
Electronic billing or electronic bill payment and presentment, is when a seller such as company, organization, or group sends its bills or invoices over the internet, and customers pay the bills electronically. This replaces the traditional method where invoices are sent in paper form and payments are done by manual means such as sending cheques. Advantages to electronic billing include the faster presentation of invoices and reductions in costs compared to handling paper documents. However, to take full advantage of electronic billing both seller and buyer need to have in place computer systems able to handle electronic billing and have access to financial institutions that can do electronic payments. History The development of electronic billing and payments started in the late 20th century, and whilst its exact origins are unclear, it is generally agreed that development of electronic billing coincided with the rise of the Information Age. It went hand-in-hand with the deve ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Crime Forum
A crime forum is a generic term for an Internet forum specialising in computer crime and Internet fraud activities such as hacking, identity theft, phishing, pharming, malware, gay male sex trafficking rings, or spamming. During the early days of the Internet, public dial up BBSes would serve to put miscreants in touch with one another to share tips of credit card fraud, hacking and other illicit services. By the 2000s and the rise of the modern internet, modern internet forum software was preferred, with private invite-only sites being the most long lived. Sites like ShadowCrew, counterfeitlibrary.com and the Russian language carderplanet.com would specialise in various illegal activities before each eventually succumbing to law enforcement action. By 2015, notorious forums such as Darkode would be infiltrated and dismantled prior to returning with increased security. As of July 2015, there are estimated to be several hundred such forums. See also * BreachForums * Car ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Darknet Markets
A darknet market is a commercial website on the Dark Web, dark web that operates via darknets such as Tor (anonymity network), Tor and I2P. They function primarily as black markets, selling or brokering transactions involving Illegal drug trade, drugs, Cyber-arms industry, cyber-arms, weapons, Counterfeit money, counterfeit currency, Carding (fraud), stolen credit card details, Identity document forgery, forged documents, Pharmaceutical drug, unlicensed pharmaceuticals, Anabolic steroid, steroids, and other illicit goods as well as the sale of legal products. In December 2014, a study by Gareth Owen from the University of Portsmouth suggested the second most popular sites on Tor (anonymity network), Tor were darknet markets. Following on from the model developed by Silk Road (marketplace), Silk Road, contemporary markets are characterized by their use of darknet anonymized access (typically Tor (network), Tor), Bitcoin or Monero payment with escrow services, and eBay-like vendor fe ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
AlphaBay Stolen Credit Card Shop
AlphaBay was a darknet market operating at different times between September 2014 and February 2023. At times, it was both an onion service on the Tor network and an I2P node on I2P. After it was shut down in July 2017 following law enforcement action in the United States, Canada, and Thailand as part of Operation Bayonet, it was relaunched in August 2021 by the self-described co-founder and security administrator DeSnake. The alleged original founder, Alexandre Cazes, a Canadian citizen born on 19 October 1991, was found dead in his cell in Thailand several days after his arrest, with police suspecting suicide. History AlphaBay reportedly launched in September 2014, pre-launched in November 2014 and officially launched on December 22, 2014. It saw a steady growth, with 14,000 new users in the first 90 days of operation. In October 2015, it was recognized as the largest online darknet market according to Dan Palumbo, research director at Digital Citizens Alliance. Non-st ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Social Engineering (security)
In the context of information security, social engineering is the use of psychological influence of people into performing actions or divulging Confidentiality, confidential information. This differs from psychological manipulation in that it doesn't need to be controlling, negative or a one-way transaction. Manipulation involves a zero-sum game where one party wins and the other loses while social engineering can be win-win for both parties. A type of confidence trick for the purpose of information gathering, fraud, or system access, it differs from a traditional "con" in the sense that it is often one of many steps in a more complex fraud scheme. It has also been defined as "any act that influences a person to take an action that may or may not be in their best interests." Research done in 2020 has indicated that social engineering will be one of the most prominent challenges of the upcoming decade. Having proficiency in social engineering will be increasingly important for orga ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
