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Cairns Bank
Cairns Bank (formerly and commonly known as "Cairns Penny") is an Australian financial institution, operating primarily in retail banking. It was established in April 1899. Cairns Bank operates a single outlet at 24 Grafton Street, Cairns City, Queensland ) , nickname = Sunshine State , image_map = Queensland in Australia.svg , map_caption = Location of Queensland in Australia , subdivision_type = Country , subdivision_name = Australia , established_title = Before federation , established_ ... (). History On Saturday 22 April 1899, the Cairns Penny Savings Bank opened for the first time. On the first day 86 accounts were opened and a total of was deposited with the smallest deposit being one penny. Over the years, the bank has undergone various transformations and name changes due to legislative changes. These are summarised below: References Further reading * * External links * {{Official website, https://cairnsbank.com.au/ Banks of Australia Ban ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Retail Banking
Retail banking, also known as consumer banking or personal banking, is the provision of services by a bank to the general public, rather than to companies, corporations or other banks, which are often described as wholesale banking. Banking services which are regarded as retail include provision of savings and transactional accounts, mortgages, personal loans, debit cards, and credit cards. Retail banking is also distinguished from investment banking or commercial banking. It may also refer to a division or department of a bank which deals with individual customers. In the U.S., the term commercial bank is used for a ''normal'' bank to distinguish it from an investment bank. After the Great Depression, the Glass–Steagall Act restricted normal banks to banking activities, and investment banks to capital market activities. That distinction was repealed in the 1990s. Commercial bank can also refer to a bank or a division of a bank that deals mostly with deposits and loans from co ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Cairns City, Queensland
Cairns City is a coastal suburb at the centre of Cairns in the Cairns Region, Queensland, Australia. It is also known as the Cairns Central Business District (CBD). In the , Cairns City had a population of 2,737 people. Geography The suburb is bounded to the north-west by Upward Street, to the north-east by Trinity Bay (), to the east by Trinity Inlet (), and the railway lines to the south. The North Coast railway line enters the suburb from the south ( Portsmith) and then follows the suburb's south-west boundary to the Cairns railway station () where the line terminates. The Tablelands railway line commences at the railway station and continues to follow the south-west boundary to the westernmost point of the suburb, where it exits to the north-west ( Cairns North). Cairns Wharf railway station () is an abandoned railway station on an abandoned railway line at Cairns Wharf. History Cairns City (CBD) is situated in the Yidinji traditional Aboriginal country. Cairns State ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Queensland
) , nickname = Sunshine State , image_map = Queensland in Australia.svg , map_caption = Location of Queensland in Australia , subdivision_type = Country , subdivision_name = Australia , established_title = Before federation , established_date = Colony of Queensland , established_title2 = Separation from New South Wales , established_date2 = 6 June 1859 , established_title3 = Federation , established_date3 = 1 January 1901 , named_for = Queen Victoria , demonym = , capital = Brisbane , largest_city = capital , coordinates = , admin_center_type = Administration , admin_center = 77 local government areas , leader_title1 = Monarch , leader_name1 = Charles III , leader_title2 = Governor , leader_name2 = Jeannette Young , leader_title3 = Premier , leader_name3 = Annastacia Palaszczuk ( ALP) , legislature = Parliament of Queensland , judiciary = Supreme Court of Queensland , national_representation = Parliament of Australia , national_representation_type ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Morning Post (Cairns)
''The Cairns Post'' is a major News Corporation newspaper in Far North Queensland, Australia, that exclusively serves the Cairns area. It has daily coverage on local, state, national and world news, plus a wide range of sections and liftouts covering health, beauty, cars and lifestyle. ''The Cairns Post'' is published every weekday and a weekend edition which is called ''The Weekend Post'' which is published on Saturdays. It is the oldest business in Cairns and has been operating continuously for more than a century. In 2013, ''The Cairns Post'' won the Pacific Area Newspaper Publishers’ Association (PANPA) Award for best regional Newspaper of the Year Dailies (5-6-7 days) circulation 10,000-25,000. In March 2015, Jennifer Spilsbury was appointed editor, becoming the first female editor in the paper's 132-year history. She replaced editor Andy Van Smeerdijk. History A prior newspaper that was also called ''The Cairns Post'' was first published on 10 May 1883. It was found ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Banks Of Australia
Banking in Australia is dominated by four major banks: Commonwealth Bank, Westpac, Australia & New Zealand Banking Group and National Australia Bank. There are several smaller banks with a presence throughout the country, and a large number of other financial institutions, such as credit unions, building societies and mutual banks, which provide limited banking-type services and are described as authorised deposit-taking institutions (ADIs). Many large foreign banks have a presence, but few have a retail banking presence. The central bank is the Reserve Bank of Australia (RBA). The Australian government’s Financial Claims Scheme (FCS) guarantees deposits up to $250,000 per account-holder per ADI in the event of the ADI failing. Banks require a bank licence under the ''Banking Act 1959''. Foreign banks require a licence to operate through a branch in Australia, as do Australian-incorporated foreign bank subsidiaries. Complying religious charitable development funds (RCDFs) ar ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Banks Established In 1899
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the anc ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Mutual Savings Banks In Australia
Mutual may refer to: *Mutual organization, where as customers derive a right to profits and votes *Mutual information, the intersection of multiple information sets *Mutual insurance, where policyholders have certain "ownership" rights in the organization *Mutual fund, a professionally managed form of collective investments *Mutual Film, early American motion picture conglomerate, the producers of some of Charlie Chaplin's greatest comedies *Mutual Base Ball Club (1857-1871), defunct early baseball team usually referred to as "Mutual" in the standings. *Mutual Broadcasting System, a defunct U.S. radio network * Mutual Improvement Association, the name of two youth programs run by the Church of Jesus Christ of Latter-day Saints *Mutual authentication, used in cryptography *"Mutual", a 2018 song by Shawn Mendes from ''Shawn Mendes'' ;Place names *Mutual, Maryland, a community in the United States *Mutual, Ohio, a village in the United States *Mutual, Oklahoma, a town in the United St ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Cairns, Queensland
Cairns (, ) is a city in Queensland, Australia, on the tropical north east coast of Far North Queensland. The population in June 2019 was 153,952, having grown on average 1.02% annually over the preceding five years. The city is the 5th-most-populous in Queensland, and 15th in Australia. The city was founded in 1876 and named after Sir William Wellington Cairns, following the discovery of gold in the Hodgkinson river. Throughout the late 19th century, Cairns prospered from the settlement of Chinese immigrants who helped develop the region's agriculture. Cairns also served as a port for blackbirding ships, bringing slaves and indentured labourers to the sugar plantations of Innisfail. During World War II, the city became a staging ground for the Allied Forces in the Battle of the Coral Sea. By the late 20th century the city had become a centre of international tourism, and in the early 21st century has developed into a major metropolitan city. Cairns is a popular tourist ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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