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Ballston Spa National Bank
Ballston Spa National Bank is one of the oldest American banks founded in 1838 and located in Ballston Spa, Saratoga County, New York New York most commonly refers to: * New York City, the most populous city in the United States, located in the state of New York * New York (state), a state in the northeastern United States New York may also refer to: Film and television * '' .... The bank services include: * checking accounts *savings and money market accounts *health savings accounts *certificates of deposit (CDs), etc. In August 2015 was opened its 11th branch, the first office in Albany County located in Latham and is focused on business clients. References External links Homepage [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bank
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Ballston Spa
Ballston Spa is a village and the county seat of Saratoga County, New York, United States, located southwest of Saratoga Springs. The population of the village, named after Rev. Eliphalet Ball, a Congregationalist clergyman and an early settler, was 5,111 at the 2020 census. Ballston Spa lies on the border of two towns, situated partly in the Town of Ballston and partly in the Town of Milton. The Ballston Spa School District encompassing most of the combined towns of Milton, Malta, and Ballston is often referred to locally as ‘Ballston Spa’ with the village proper being referred to as ‘The Village’ or 'Town'. History The village was first settled in 1771. In 1787 Benajah Douglas, grandfather of 1860 presidential candidate Stephen A. Douglas, built the first tavern and hotel at Ballston Spa. It was located near the natural spring. In 1803, Ballston Spa's Sans Souci Hotel, at the time the largest hotel in the United States, was built by Nicholas Low. Presidents, senators a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
New York (state)
New York, officially the State of New York, is a state in the Northeastern United States. It is often called New York State to distinguish it from its largest city, New York City. With a total area of , New York is the 27th-largest U.S. state by area. With 20.2 million people, it is the fourth-most-populous state in the United States as of 2021, with approximately 44% living in New York City, including 25% of the state's population within Brooklyn and Queens, and another 15% on the remainder of Long Island, the most populous island in the United States. The state is bordered by New Jersey and Pennsylvania to the south, and Connecticut, Massachusetts, and Vermont to the east; it has a maritime border with Rhode Island, east of Long Island, as well as an international border with the Canadian provinces of Quebec to the north and Ontario to the northwest. New York City (NYC) is the most populous city in the United States, and around two-thirds of the state's popul ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
United States
The United States of America (U.S.A. or USA), commonly known as the United States (U.S. or US) or America, is a country primarily located in North America. It consists of 50 states, a federal district, five major unincorporated territories, nine Minor Outlying Islands, and 326 Indian reservations. The United States is also in free association with three Pacific Island sovereign states: the Federated States of Micronesia, the Marshall Islands, and the Republic of Palau. It is the world's third-largest country by both land and total area. It shares land borders with Canada to its north and with Mexico to its south and has maritime borders with the Bahamas, Cuba, Russia, and other nations. With a population of over 333 million, it is the most populous country in the Americas and the third most populous in the world. The national capital of the United States is Washington, D.C. and its most populous city and principal financial center is New York City. Paleo-Americ ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bank
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Saratoga County
Saratoga County is a county in the U.S. state of New York, and is the fastest-growing county in Upstate New York. As of the 2020 U.S. census, the county's population was enumerated at 235,509, representing a 7.2% increase from the 2010 population of 219,607, representing one of the fastest growth rates in the northeastern United States. The county seat is Ballston Spa. Saratoga County is included in the Capital District, encompassing the Albany-Schenectady-Troy, New York Metropolitan Statistical Area. Saratoga County's name was derived from the Iroquois word ''sah-rah-ka'' or ''sarach-togue'', meaning "the hill beside the river", referring to the Hudson River bordering the county on its eastern flank and the Mohawk River delineating its southern border. Saratoga County, bisected by the toll-free, six-lane Adirondack Northway, serves as an outdoor recreational haven and as the gateway to the Adirondack Mountains and State Park for the populations of the Albany and New York ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Checking Account
A transaction account, also called a checking account, chequing account, current account, demand deposit Demand deposits or checkbook money are funds held in demand accounts in commercial banks. These account balances are usually considered money and form the greater part of the narrowly defined money supply of a country. Simply put, these are depo ... account, or share draft account at credit unions, is a deposit account held at a bank or other financial institution. It is available to the account owner "on demand" and is available for frequent and immediate access by the account owner or to others as the account owner may direct. Access may be in a variety of ways, such as cash withdrawals, use of debit cards, cheques (checks) and electronic transfer. In economic terms, the funds held in a transaction account are regarded as liquidity, liquid funds. In accounting terms, they are considered as cash and cash equivalents, cash. Transaction accounts are known by a variety of des ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Money Market
The money market is a component of the economy that provides short-term funds. The money market deals in short-term loans, generally for a period of a year or less. As short-term securities became a commodity, the money market became a component of the financial market for assets involved in short-term borrowing, lending, buying and selling with original maturities of one year or less. Trading in money markets is done over the counter and is wholesale. There are several money market instruments in most Western countries, including treasury bills, commercial paper, banker's acceptances, deposits, certificates of deposit, bills of exchange, repurchase agreements, federal funds, and short-lived mortgage- and asset-backed securities. The instruments bear differing maturities, currencies, credit risks, and structures. A market can be described as a money market if it is composed of highly liquid, short-term assets. Money market funds typically invest in government securities, ce ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Savings Account
A savings account is a bank account at a retail bank. Common features include a limited number of withdrawals, a lack of cheque and linked debit card facilities, limited transfer options and the inability to be overdrawn. Traditionally, transactions on savings accounts were widely recorded in a passbook, and were sometimes called passbook savings accounts, and bank statements were not provided; however, currently such transactions are commonly recorded electronically and accessible online. People deposit funds in savings account for a variety of reasons, including a safe place to hold their cash. Savings accounts normally pay interest as well: almost all of them accrue compound interest over time. Several countries require savings accounts to be protected by deposit insurance and some countries provide a government guarantee for at least a portion of the account balance. There are many types of savings accounts, often serving particular purposes. These can include accounts fo ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Albany County, New York
Albany County ( ) is a county in the state of New York, United States. Its northern border is formed by the Mohawk River, at its confluence with the Hudson River, which is to the east. As of the 2020 United States Census, the population was 314,848. The county seat and largest city is Albany, which is also the state capital of New York. As originally established by the English government in the colonial era, Albany County had an indefinite amount of land, but has had an area of since March 3, 1888. The county is named for the Duke of York and of Albany, who became James II of England (James VII of Scotland). Albany County constitutes the central core of the Capital District of New York State, which comprises the Albany-Schenectady-Troy, NY Metropolitan Statistical Area. History Colonial After England took control of the colony of New Netherland from the Dutch, Albany County was created on November 1, 1683, by New York Governor Thomas Dongan, and confirmed on October 1, ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Latham, New York
Latham is a hamlet (and census-designated place) in Albany County, New York, United States. It is located along U.S. Route 9 in the town of Colonie, a dense suburb north of Albany. As of the 2010 census, the population was 20,736. Latham was a census-designated place in the 1970, 1980, and 1990 US Censuses, but ceased to be in the 2000 Census, then became a CDP again in 2020. History The area was known at different times in its history as Yearsley's (c. 1829), Van Vranken's (c. 1851), Town House Corners (c. 1860) and Latham's Corners, named after hotel owner William G. Latham. The "corner" referred to is now the intersection of Troy-Schenectady Road ( NY Route 2) and Old Loudon Road. Before European expansion to North America, Latham was occupied by Mohicans. The Old Loudon Road was built in 1755 during the French and Indian War to bring troops and provisions from Albany to the areas of Lake George and Ticonderoga. The Troy and Schenectady Turnpike was built in 1802 and i ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Banks Based In New York (state)
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the anc ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
