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Andrew Horton
David A. Horton (born 14 March 1962) is the Group CEO of QBE Insurance (QBE), an Australian Insurance company. Early life Horton was born in Manchester and brought up in Bedfordshire where he attended Bedford School before reading natural sciences at Cambridge. Career Horton qualified as a chartered accountant with Coopers and Lybrand in 1987. He was the UK chief financial officer at ING and was the deputy global chief financial officer and global head of finance for the equity markets division of ING Barings, having held various financial positions with the company since January 1997. He was subsequently finance director of BG and served on the board from June 2003. He was appointed chief executive of Beazley, a European insurance company, on 1 September 2008. In March 2021, it was announced that Horton would be the next Group CEO of QBE Insurance. Andrew Horton recently appeared on BBC Radio 4's show 'The Bottom Line', hosted by Evan Davis. Despite a year of natural disa ...
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United Kingdom
The United Kingdom of Great Britain and Northern Ireland, commonly known as the United Kingdom (UK) or Britain, is a country in Europe, off the north-western coast of the continental mainland. It comprises England, Scotland, Wales and Northern Ireland. The United Kingdom includes the island of Great Britain, the north-eastern part of the island of Ireland, and many smaller islands within the British Isles. Northern Ireland shares a land border with the Republic of Ireland; otherwise, the United Kingdom is surrounded by the Atlantic Ocean, the North Sea, the English Channel, the Celtic Sea and the Irish Sea. The total area of the United Kingdom is , with an estimated 2020 population of more than 67 million people. The United Kingdom has evolved from a series of annexations, unions and separations of constituent countries over several hundred years. The Treaty of Union between the Kingdom of England (which included Wales, annexed in 1542) and the Kingdom of Scotland in 170 ...
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QBE Insurance
QBE Insurance Group Limited is a general insurance and reinsurance company listed on the Australian Securities Exchange and headquartered in Sydney. The company employs more than 11,700 people in over 27 countries. Across its operations, QBE offers commercial, personal and specialty products and risk management products. History QBE was founded in 1886 as the North Queensland Insurance Co in Townsville, Queensland by two Scottish migrants, James Burns and Robert Philp, founders of shipping company Burns Philp to insure its ships. QBE was listed on the Australian Securities Exchange in 1973 from the merger of three companies whose names represent the letters of the combined company, Queensland Insurance, Bankers' and Traders' Insurance Company, and Equitable Life and General Insurance Co., and its founding chairman was J.D.O. Burns. Since then, QBE has continued to acquire many companies. In 1999 it purchased a 50% shareholding in Mercantile Mutual. In 2004 it purchased the othe ...
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Bedford School
:''Bedford School is not to be confused with Bedford Girls' School, Bedford High School, Bedford Modern School, Old Bedford School in Bedford, Texas or Bedford Academy in Bedford, Nova Scotia.'' Bedford School is a public school (English independent day and boarding school for boys) in the county town of Bedford in England. Founded in 1552, it is the oldest of four independent schools in Bedford run by the Harpur Trust. Bedford School is composed of the Preparatory School (ages 7 to 13) and the Upper School (ages 13 to 18). There are around 1,100 pupils, of whom approximately one half are boarders. In 2014, James Hodgson succeeded John Moule as headmaster after he moved on as headmaster of Radley College, another independent school for boys. The school has produced six Nobel Prize winner, five recipients of the Victoria Cross, twenty-four rugby internationals, the winners of eight Olympic gold medals, and a former England cricket captain, Alastair Cook. Bedford School was ...
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Coopers And Lybrand
PricewaterhouseCoopers is an international professional services brand of firms, operating as partnerships under the PwC brand. It is the second-largest professional services network in the world and is considered one of the Big Four accounting firms, along with Deloitte, EY and KPMG. PwC firms are in 157 countries, across 742 locations, with 284,000 people. As of 2019, 26% of the workforce was based in the Americas, 26% in Asia, 32% in Western Europe and 5% in Middle East and Africa. The company's global revenues were $42.4 billion in FY 2019, of which $17.4 billion was generated by its Assurance practice, $10.7 billion by its Tax and Legal practice and $14.4 billion by its Advisory practice. The firm in its recent actual form was created in 1998 by a merger between two accounting firms: Coopers & Lybrand, and Price Waterhouse. Both firms had histories dating back to the 19th century. The trading name was shortened to PwC (stylized p''w''c) in September 2010 as part of a rebr ...
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ING Group
The ING Group ( nl, ING Groep) is a Dutch multinational banking and financial services corporation headquartered in Amsterdam. Its primary businesses are retail banking, direct banking, commercial banking, investment banking, wholesale banking, private banking, asset management, and insurance services. With total assets of US$1.1 trillion, it is one of the biggest banks in the world, and consistently ranks among the top 30 largest banks globally. It is among the top ten largest European companies by revenue. ING is the Dutch member of the Inter-Alpha Group of Banks, a co-operative consortium of 11 prominent European banks. Since the creation in 2012, is a member in the list of global systemically important banks. In 2020, ING had 53.2 million clients in more than 40 countries. The company is a component of the Euro Stoxx 50 stock market index. The long-term debt for the company as of December 2019 is €150 billion. ING is an abbreviation for ' (). The orange lion on ING ...
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ING Barings
Barings Bank was a British merchant bank based in London, and one of England's List of oldest banks in continuous operation, oldest merchant banks after Berenberg Bank, Barings' close collaborator and German representative. It was founded in 1762 by Sir Francis Baring, 1st Baronet, Francis Baring, a British-born member of the German-British Baring family of merchants and bankers. The bank collapsed in 1995 after suffering losses of £827 million (£ billion in ) resulting from fraudulent investments, primarily in futures contracts, conducted by its employee Nick Leeson, working at its office in Singapore. History 1762–1889 Barings Bank was founded in 1762 as the John and Francis Baring Company by Sir Francis Baring, 1st Baronet, with his older brother John Baring (1730–1816), John Baring as a mostly silent partner. They were sons of Johann Baring, John (né Johann) Baring, wool trader of Exeter, born in Bremen, Germany. The company started business in offices off Cheapsid ...
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Beazley (company)
Beazley plc is the British parent company of specialist insurance businesses with operations in Europe, North America and Asia. The company is based in London, England, and is listed on the London Stock Exchange and is a constituent of the FTSE 100 Index. History Beazley began life in 1986 as Beazley, Furlonge & Hiscox; Hiscox was bought out in 1992 and a full management buyout took place in 2001. Andrew Beazley served as chief executive until September 2008 when he was succeeded by Andrew Horton. Horton was succeeded by Adrian Cox in April 2021. In February 2024, Beazley announced the formation of an integrated cyber risk management company, Beazley Security, by merging its in-house Cyber Services team with Lodestone, its wholly owned cybersecurity company. In June 2024, Beazley Security introduced its portfolio of services, including a new managed extended detection and response Extended detection and response (XDR) is a cybersecurity technology that monitors and mitigates cy ...
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BBC Radio 4
BBC Radio 4 is a British national radio station owned and operated by the BBC that replaced the BBC Home Service in 1967. It broadcasts a wide variety of spoken-word programmes, including news, drama, comedy, science and history from the BBC's headquarters at Broadcasting House, London. The station controller is Mohit Bakaya. Broadcasting throughout the United Kingdom, the Isle of Man and the Channel Islands on FM, LW and DAB, and on BBC Sounds, it can be received in the eastern counties of Ireland, northern France and Northern Europe. It is available on Freeview, Sky, and Virgin Media. Radio 4 currently reaches over 10 million listeners, making it the UK's second most-popular radio station after Radio 2. BBC Radio 4 broadcasts news programmes such as ''Today'' and ''The World at One'', heralded on air by the Greenwich Time Signal pips or the chimes of Big Ben. The pips are only accurate on FM, LW, and MW; there is a delay on digital radio of three to five seconds and ...
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Evan Davis
Evan Harold Davis (born 8 April 1962) is an English economist, journalist, and presenter for the BBC. He has presented ''Dragons' Den'' since 2005. In October 2001, Davis took over from Peter Jay as the BBC's economics editor. He left this post in April 2008 to become a presenter on BBC Radio 4's ''Today'' programme. In September 2014, he left ''Today'' to be the main presenter of ''Newsnight'' for four years. On 5 November 2018, Davis began presenting Radio 4's '' PM'' programme. Early life Davis was born in Malvern, Worcestershire, to South African parents, Quintin Visser Davis and Hazel Noreen Davis. He grew up in Ashtead, Surrey. He attended Dorking County Grammar School, which in 1976 became The Ashcombe School, Dorking. Davis then gained a First in Philosophy, Politics and Economics at St John's College, Oxford, which he attended from 1981 to 1984, before obtaining a Master of Public Administration at Harvard Kennedy School at Harvard University. While at Oxford Unive ...
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Hurricane Sandy
Hurricane Sandy (unofficially referred to as ''Superstorm Sandy'') was an extremely destructive and strong Atlantic hurricane, as well as the largest Atlantic hurricane on record as measured by diameter, with tropical-storm-force winds spanning . The storm inflicted nearly $70 billion (2012 USD) in damage and killed 233 people across eight countries from the Caribbean to Canada. The eighteenth Tropical cyclone naming, named storm, tenth Atlantic hurricane, hurricane, and second major hurricane of the 2012 Atlantic hurricane season, Sandy was a List of Category 3 Atlantic hurricanes, Category 3 storm at its peak intensity when it made landfall in Cuba, though most of the damage it caused was after it became a Category 1-equivalent extratropical cyclone off the coast of the Northeastern United States. Sandy developed from a tropical wave in the western Caribbean Sea on October 22, quickly strengthened, and was upgraded to Tropical Storm Sandy six hours later. Sandy moved s ...
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Insurance Times
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of a payment to the insurer (a premium) in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms. Furthermore, it usually involves something in which the insured has an insurable interest established by ...
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