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American Strategic Insurance
American Strategic Insurance (ASI) was formed in 1997 and led by CEO and President, John Auer. Its initial offering was Florida homeowners insurance. The company has experienced rapid growth and is now expected to offer coverage nationwide by 2017, establishing its place in the top 15 homeowners insurance providers in the United States. ASI is headquartered in St. Petersburg, Florida. These expansion goals are largely attributed to its acquisition by Progressive in April 2015. While this transaction allowed Progressive to have a controlling interest of 67%, Progressive has owned as much as 5% since 2012. Progressive paid $875 million for the acquisition. The strategic partnership between the two companies is meant to allow them to compete in the coveted insurance "bundling" market. Despite the acquisition, ASI still operates as an independent company, with CEO John Auer as its head. History ASI's three company values (Attitude, Speed and Innovation) are displayed throughout the ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Homeowners Insurance
Home insurance, also commonly called homeowner's insurance (often abbreviated in the US real estate industry as HOI), is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory. Additionally, homeowner's insurance provides financial protection against disasters. A standard home insurance policy insures the home itself along with the things kept inside. Overview Homeowner's policy is a multiple-line insurance policy, meaning that it includes both property insurance and liability coverage, with an indivisible premium, meaning that a single premium is paid for all risks. This means that it covers both da ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Flood Insurance
Flood insurance is the specific insurance coverage issued against property loss from flooding. To determine risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands, floodplains and other areas that are susceptible to flooding. In the United States Nationwide, only 20 percent of American homes at risk for floods are covered by flood insurance. Most private insurers do not insure against the peril of flood due to the prevalence of adverse selection, which is the purchase of insurance by persons most affected by the specific peril of flood. In traditional insurance, insurers use the economic law of large numbers to charge a relatively small fee to large numbers of people in order to pay the claims of the small numbers of claimants who have suffered a loss. Some insurers provide privately written primary flood insurance for high-value residential properties, and for low-value and high value buildings, including through The Natural ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Auto Insurance In The United States
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Auto may refer to: * An automaton * An automobile * An autonomous car * An automatic transmission * An auto rickshaw * Short for automatic * Auto (art), a form of Portuguese dramatic play * ''Auto'' (film), 2007 Tamil comedy film * Auto (play), a subgenre of dramatic literature * Auto (magazine), an Italian magazine and one of the organizers of the European Car of the Year award * A keyword in the C programming language used to declare automatic variables * A keyword in C++11 used for type inference * Auto (Mega Man), a character from ''Mega Man'' series of games * Auto, West Virginia * Auto, American Samoa * AUTO, a fictional robot in the 2008 film ''WALL-E'' See also * Otto Otto is a masculine German given name and a surname. It originates as an Old High German short form (variants ''Audo'', ''Odo'', ''Udo'') of Germanic names beginning in ''aud-'', an element meaning "wealth, prosperity". The name is recorded fro ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Financial Services Companies Established In 1997
Finance is the study and discipline of money, currency and capital assets. It is related to, but not synonymous with economics, the study of Production (economics), production, Distribution (economics), distribution, and Consumption (economics), consumption of money, assets, goods and services (the discipline of financial economics bridges the two). Finance activities take place in Financial system, financial systems at various scopes, thus the field can be roughly divided into Personal finance, personal, Corporate finance, corporate, and public finance. In a financial system, assets are bought, sold, or traded as Financial instrument, financial instruments, such as Currency, currencies, Loan, loans, Bond (finance), bonds, Share (finance), shares, Stock, stocks, Option (finance), options, Futures contract, futures, etc. Assets can also be Bank, banked, Investment, invested, and Insurance, insured to maximize value and minimize loss. In practice, Financial risk, risks are alway ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
List Of United States Insurance Companies
This is a list of insurance companies based in the United States. These are companies with a strong national or regional presence having insurance as their primary business. In 1752, Benjamin Franklin founded the first American insurance company as Philadelphia Contributionship. In 1820, there were 17 stock life insurance companies in the state of New York, many of which would subsequently fail. Between 1870 and 1872, 33 US life insurance companies failed, in part fueled by bad practices and incidents such as the Great Chicago Fire of 1871. 3,800 property-liability and 2,270 life insurance companies were operating in the United States by 1989. U.S. insurance companies Property and casualty insurance Life and annuity * Aflac * Allianz Life * Allstate * American Family Insurance * American Fidelity Assurance * American Income Life Insurance Company * Ameritas Life Insurance Company * Amica Mutual Insurance * Assurity Life Insurance Company * AXA Equitable Life Insurance Co ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
WEDU
WEDU (channel 3) is a PBS member television station licensed to Tampa, Florida, United States, serving the Tampa Bay area. Owned by Florida West Coast Public Broadcasting, it is a sister station to fellow PBS member WEDQ (channel 3.4). The two stations share studios on North Boulevard in Tampa, and transmitter facilities in Riverview, Florida. History The station first signed on the air on October 17, 1958. For many years, WEDU has been one of the highest-rated stations in the PBS system. At one point, it was the third most-watched PBS member station in the country. On February 8, 2017, USF announced that the license for secondary PBS outlet WUSF-TV had been sold for $18.8 million in the FCC spectrum auction, and that it would cease operations; on August 11, it announced that the station would go off the air on October 15. On October 8, it was announced that WUSF-TV had entered into a channel sharing agreement with WEDU, enabling the station to continue operations. WUSF-TV's b ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Tampa Bay Times
The ''Tampa Bay Times'', previously named the ''St. Petersburg Times'' until 2011, is an American newspaper published in St. Petersburg, Florida, United States. It has won fourteen Pulitzer Prizes since 1964, and in 2009, won two in a single year for the first time in its history, one of which was for its PolitiFact project. It is published by the Times Publishing Company, which is owned by The Poynter Institute for Media Studies, a nonprofit journalism school directly adjacent to the University of South Florida St. Petersburg campus. History The newspaper traces its origins to the ''West Hillsborough Times'', a weekly newspaper established in Dunedin, Florida on the Pinellas peninsula in 1884. At the time, neither St. Petersburg nor Pinellas County existed; the peninsula was part of Hillsborough County. The paper was published weekly in the back of a pharmacy and had a circulation of 480. It subsequently changed ownership six times in seventeen years. In December 1884 it w ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Florida Trend
''Florida Trend'' is a media company delivering business news and information across print and digital platforms. Florida Trend reports on all industry sectors, including health care, education, research and technology, finance, law, transportation and real estate. The media company regularly hosts community and industry portrait events with business and community leaders, shining a spotlight on growth in regional economies across the state. David G. Denor is Florida Trend’s publisher. ''Florida Trends monthly business magazine is read by more than 260,600 influential business, civil and governmental leaders and its companion website, FloridaTrend.com garners nearly 130,000 unique visitors each month. Its daily late-breaking business eNews alerts and weekly industry targeted eNewsletters are delivered to over 119,000 engaged and loyal opt-in e-news subscribers. Each month, Florida Trend delivers more than 3.4 million eNews alerts to its digital opt-in subscriber audience ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Posttraumatic Stress Disorder
Post-traumatic stress disorder (PTSD) is a mental and behavioral disorder that can develop because of exposure to a traumatic event, such as sexual assault, warfare, traffic collisions, child abuse, domestic violence, or other threats on a person's life. Symptoms may include disturbing thoughts, feelings, or dreams related to the events, mental or physical distress to trauma-related cues, attempts to avoid trauma-related cues, alterations in the way a person thinks and feels, and an increase in the fight-or-flight response. These symptoms last for more than a month after the event. Young children are less likely to show distress but instead may express their memories through play. A person with PTSD is at a higher risk of suicide and intentional self-harm. Most people who experience traumatic events do not develop PTSD. People who experience interpersonal violence such as rape, other sexual assaults, being kidnapped, stalking, physical abuse by an intimate partner, and ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Guide Dog
Guide dogs (colloquially known in the US as seeing-eye dogs) are assistance dogs trained to lead blind or visually impaired people around obstacles. Although dogs can be trained to navigate various obstacles, they are red–green colour blind and incapable of interpreting street signs. The human does the directing, based on skills acquired through previous mobility training. The handler might be likened to an aircraft's navigator, who must know how to get from one place to another, and the dog is the pilot, who gets them there safely. In several countries guide dogs, along with most other service and hearing dogs, are exempt from regulations against the presence of animals in places such as restaurants and public transportation. History References to service animals date at least as far back as the mid-16th century. The second line of the popular verse alphabet "A was an Archer" is most commonly "B was a Blind-man/Led by a dog". In Elizabeth Barrett Browning's 19th-century ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
National Flood Insurance Program
The National Flood Insurance Program (NFIP) is a program created by the Congress of the United States in 1968 through the National Flood Insurance Act of 1968 (P.L. 90-448). The NFIP has two purposes: to share the risk of flood losses through flood insurance and to reduce flood damages by restricting floodplain development. The program enables property owners in participating communities to purchase insurance protection, administered by the government, against losses from flooding, and requires flood insurance for all loans or lines of credit that are secured by existing buildings, manufactured homes, or buildings under construction, that are located in the Special Flood Hazard Area in a community that participates in the NFIP. U.S. Congress limits the availability of National Flood Insurance to communities that adopt adequate land use and control measures with effective enforcement provisions to reduce flood damages by restricting development in areas exposed to flooding. The NFIP ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Umbrella Insurance
Umbrella insurance refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies. When an insured person is liable to someone, the insured's primary insurance policies pay up to their limits, and any additional amount is paid by the umbrella policy (up to the limit of the umbrella policy). It is a product available mainly in the United States. Excess versus umbrella Excess insurance is similar in that it pays after an underlying primary policy is exhausted, but the critical difference is that excess policies are normally "follow form" policies that conform exactly to the coverage of the underlying policy, except that they add on their own excess limit which is then stacked on top of the primary policy's limit. Umbrella policies tend to provide broader coverage over one or more primary policies, in that they usually lack "follow form" clauses, their definitions of what is covered ma ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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