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American Institute Of Banking
The American Bankers Association (ABA) is a Washington, D.C.-based trade association for the U.S. banking industry, founded in 1875. They lobby for banks of all sizes and charters, including community banks, regional and money center banks, savings associations, mutual savings banks, and trust companies. The average member bank having approximately $250 million in assets. ABA is considered the largest financial trade group in the United States. The group offers training, certification, news, research, advocacy, and community for bankers and members of the financial services in America. History The origins of the American Bankers Association are in the Panic of 1873, when St. Louis, Missouri banker James Howenstein found himself in "a tight squeeze," with only a few hundred dollars in funds and millions of deposits to pay. Relying on help and intelligence from peer bankers in the form of frequent correspondence, Howenstein escaped his dilemma and realized the value of a bankers ...
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Saratoga Springs, New York
Saratoga Springs is a city in Saratoga County, New York, United States. The population was 28,491 at the 2020 census. The name reflects the presence of mineral springs in the area, which has made Saratoga a popular resort destination for over 200 years. It is home to the Saratoga Race Course, a thoroughbred horse racing track, and Saratoga Performing Arts Center, a music and dance venue. The city's official slogan is "Health, History, and Horses." History The British built Fort Saratoga in 1691 on the west bank of the Hudson River. Shortly thereafter, British colonists settled the current village of Schuylerville approximately one mile south; it was known as Saratoga until 1831. Native Americans believed the springs about 10 miles (16 km) west of the village—today called High Rock Spring—had medicinal properties. In 1767, William Johnson, a British soldier who was a hero of the French and Indian War, was brought by Native American friends to the spring to treat his ...
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Federal Reserve System
The Federal Reserve System (often shortened to the Federal Reserve, or simply the Fed) is the central banking system of the United States of America. It was created on December 23, 1913, with the enactment of the Federal Reserve Act, after a series of financial panics (particularly the panic of 1907) led to the desire for central control of the monetary system in order to alleviate financial crises. Over the years, events such as the Great Depression in the 1930s and the Great Recession during the 2000s have led to the expansion of the roles and responsibilities of the Federal Reserve System. U.S. Congress, Congress established three key objectives for monetary policy in the Federal Reserve Act: maximizing employment, stabilizing prices, and moderating long-term interest rates. The first two objectives are sometimes referred to as the Federal Reserve's dual mandate. Its duties have expanded over the years, and currently also include supervising and bank regulation, regulating ...
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Walter W
Walter may refer to: People * Walter (name), both a surname and a given name * Little Walter, American blues harmonica player Marion Walter Jacobs (1930–1968) * Gunther (wrestler), Austrian professional wrestler and trainer Walter Hahn (born 1987), who previously wrestled as "Walter" * Walter, standard author abbreviation for Thomas Walter (botanist) ( – 1789) Companies * American Chocolate, later called Walter, an American automobile manufactured from 1902 to 1906 * Walter Energy, a metallurgical coal producer for the global steel industry * Walter Aircraft Engines, Czech manufacturer of aero-engines Films and television * ''Walter'' (1982 film), a British television drama film * Walter Vetrivel, a 1993 Tamil crime drama film * ''Walter'' (2014 film), a British television crime drama * ''Walter'' (2015 film), an American comedy-drama film * ''Walter'' (2020 film), an Indian crime drama film * ''W*A*L*T*E*R'', a 1984 pilot for a spin-off of the TV series ''M*A*S*H'' * ''W ...
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Atlanta, GA
Atlanta ( ) is the capital city, capital and List of municipalities in Georgia (U.S. state), most populous city of the U.S. state of Georgia (U.S. state), Georgia. It is the county seat, seat of Fulton County, Georgia, Fulton County, the most populous county in Georgia, but its territory falls in both Fulton and DeKalb counties. With a population of 498,715 living within the city limits, it is the eighth most populous city in the Southeastern United States, Southeast and List of United States cities by population, 38th most populous city in the United States according to the 2020 United States census, 2020 U.S. census. It is the core of the much larger Atlanta metropolitan area, which is home to more than 6.1 million people, making it the List of metropolitan statistical areas, eighth-largest metropolitan area in the United States. Situated among the foothills of the Appalachian Mountains at an elevation of just over above sea level, it features unique topography that include ...
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Robert Maddox
Robert Foster Maddox (April 4, 1870 – 1965) was the 41st Mayor of Atlanta, Georgia. Biography Maddox was born on April 4, 1870 to Robert Flournoy Maddox, an early Atlanta settler and war hero. He was educated in public school, and then attended the University of Georgia until 1887 when he completed studies at Harvard University. He was chairman of the board of the Atlanta & Lowry National Bank part of which had been founded by his father. In 1908, he served as a Fulton County commissioner and the next year he was elected Atlanta's mayor. He had an active term, issuing the city's first large bond ($3 million) which was used for new schools, sewage disposal plants and enlarging the Atlanta Water Works. He also had built an addition to Grady Memorial Hospital and via many trips to Washington, D.C. was able to purchase the old post office for $70,000 to be used as the City Halls of Atlanta. During his term, the city doubled in scope: adding Oakland City among other neigh ...
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Trust Company
A trust company is a corporation that acts as a fiduciary, trustee or agent of trusts and agencies. A professional trust company may be independently owned or owned by, for example, a bank or a law firm, and which specializes in being a trustee of various kinds of trusts. The "trust" name refers to the ability to act as a trustee – someone who administers financial assets on behalf of another. The assets are typically held in the form of a trust, a legal instrument that spells out who the beneficiaries are and what the money can be spent for. A trustee will manage investments, keep records, manage assets, prepare court accounting, pay bills (depending on the nature of the trust), medical expenses, charitable gifts, inheritances or other distributions of income and principal. Estate administration A trust company can be named as an executor or personal representative in a last will and testament. The responsibilities of an executor in settling the estate of a deceased perso ...
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Francis Henry Fries
Francis Henry Fries (February 1, 1855 – 5 June 1931) was an American textile businessman and industrialist from North Carolina. Biography Francis Henry Fries was born on February 1, 1855, in Winston-Salem, North Carolina. His parents were Francis Levin Fries and Lisetta Maria Vogler. Fries attended the Salem Boys' School, and later graduated from Davidson College in 1874. At 21 years old, Fries joined his father's textile firm, F & H Fries Manufacturing Company, working as a mechanic and a blacksmith. During his tenure he would work in all of the company's departments. In 1878, Fries traveled with his brother and uncle to Europe, visiting the United Kingdom, France, Germany, Switzerland, and Italy. Upon his return he was promoted to superintendent. On November 23, 1881 he married Letitia Walker Patterson, granddaughter of Governor John Motley Morehead. She and their only child died three years later, both around the same time. In 1886, Fries married Anna P. de Schweinitz, later ...
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Joseph C
Joseph is a common male given name, derived from the Hebrew Yosef (יוֹסֵף). "Joseph" is used, along with "Josef", mostly in English, French and partially German languages. This spelling is also found as a variant in the languages of the modern-day Nordic countries. In Portuguese and Spanish, the name is "José". In Arabic, including in the Quran, the name is spelled '' Yūsuf''. In Persian, the name is "Yousef". The name has enjoyed significant popularity in its many forms in numerous countries, and ''Joseph'' was one of the two names, along with ''Robert'', to have remained in the top 10 boys' names list in the US from 1925 to 1972. It is especially common in contemporary Israel, as either "Yossi" or "Yossef", and in Italy, where the name "Giuseppe" was the most common male name in the 20th century. In the first century CE, Joseph was the second most popular male name for Palestine Jews. In the Book of Genesis Joseph is Jacob's eleventh son and Rachel's first son, and k ...
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Lyman J
Lyman may refer to: Places Ukraine * Lyman, Ukraine United States * Lyman, Iowa * Lyman, Maine * Lyman, Mississippi * Lyman, Nebraska * Lyman, New Hampshire * Lyman, Oklahoma * Lyman, South Carolina * Lyman, South Dakota * Lyman County, South Dakota * Lyman, Utah * Lyman, Washington * Lyman, Wyoming Other uses * Lyman (crater), a lunar impact crater * Lyman (name) * Lyman series of hydrogen spectral lines See also * Liman (other) * Lyman High School (other) Lyman High School may refer to: * Lyman Memorial High School, Lebanon, Connecticut * Lyman High School (Florida), Longwood, Florida * Lyman High School (South Dakota), Presho, South Dakota * Lyman High School (Wyoming), Lyman, Wyoming See also ...
* {{disambiguation, geo ...
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Harvard Business School
Harvard Business School (HBS) is the graduate business school of Harvard University, a private research university in Boston, Massachusetts. It is consistently ranked among the top business schools in the world and offers a large full-time MBA program, management-related doctoral programs, and many executive education programs. It owns Harvard Business Publishing, which publishes business books, leadership articles, case studies, and the monthly ''Harvard Business Review''. It is also home to the Baker Library/Bloomberg Center. History The school was established in 1908. Initially established by the humanities faculty, it received independent status in 1910, and became a separate administrative unit in 1913. The first dean was historian Edwin Francis Gay (1867–1946). Yogev (2001) explains the original concept: :This school of business and public administration was originally conceived as a school for diplomacy and government service on the model of the French '' Ecole des S ...
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George Fisher Baker
George Fisher Baker (March 27, 1840 – May 2, 1931) was an American financier and philanthropist. Known as the "Dean of American Banking", he was also known for his taciturnity. Baker made a fortune after the Civil War in railroads and banking, and at his death was estimated to be the third richest man in the United States, after Henry Ford and John D. Rockefeller. Early life Baker was born in Troy, New York, to Eveline Stevens Baker and George Ellis Baker, a shoe-store owner who was elected in 1850 on the Whig ticket to the New York State Assembly. At 14, young George entered the S.S. Seward Institute in Florida, New York, where he studied geography, bookkeeping, history, and algebra. At 16, he was hired as a junior clerk in the New York State Banking Department. Baker did not attend university, but instead enlisted in the 18th Regiment of the Massachusetts Volunteers at the start of the U.S. Civil War, and achieved the ranks of first lieutenant and adjutant. Career In 18 ...
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Habitat For Humanity
Habitat for Humanity International (HFHI), generally referred to as Habitat for Humanity or Habitat, is a US non-governmental, and nonprofit organization which was founded in 1976 by couple Millard and Linda Fuller. Habitat for Humanity is a Christian organization. The international operational headquarters are located in Americus, Georgia, United States, with the administrative headquarters located in Atlanta. As of 2020, Habitat for Humanity operates in more than 70 countries. The mission statement of Habitat for Humanity is "Seeking to put God's love into action, Habitat for Humanity brings people together to build homes, communities, and hope". Homes are built using volunteer labor and Habitat makes no profit from the sales. In some locations outside the United States, Habitat for Humanity charges interest to protect against inflation, a policy that has been in place since 1986. The organization operates with financial support from national governments, philanthropic foun ...
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