Adirondack Trust Company
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Adirondack Trust Company
Adirondack Trust Company is the largest independent community bank in Saratoga County, New York, USA. Adirondack Trust's 167 full-time employees own the company, which offers banking, loans and investment services, along with insurance through its Amsure subsidiary. As of December 2020, the bank reported almost $1.5 billion in assets, and over $1.3 billion in deposits, across 13 branches. Also as of 2020, the bank's CEO is Charles V. Wait, Jr. and the chairman is his father Charles V. Wait. The bank has mostly been led by the same family for four generations. Background Adirondack Trust was founded in 1901 by New York State Senator Edgar T. Brackett with capital of $100,000 and surplus of $50,000. It played a large role in transforming Saratoga Springs from a small "boom and bust" town into a thriving city. In January, 1902, it concluded a $100,000 mortgage (around $ in 2020 dollars) with the machinery manufacturer Baker and Shevlin of Ballston Spa, New York (now Espey Manufact ...
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Adirondack Trust Co, Saratoga Springs NY
Adirondack may refer to: Places *Adirondack Mountains, New York, US **Adirondack Park, a protected area in the US, containing a large portion of the Adirondack Mountains *Adirondack County, New York, a proposed county in New York *Adirondack, New York, a place in New York Transport * ''Adirondack'' (train), an Amtrak passenger rail route connecting New York City and Montreal *Adirondack guideboat, a rowed skiff, built to be carried between bodies of water, originally designed for hunting * USS ''Adirondack'' (1862), a gunboat during the American Civil War that sank off the Bahamas * USS ''Adirondack'' (YT-44), an iron-hulled screw tug originally known as the Underwriter * USS ''Adirondack'' (ID-1270), commissioned into the Navy in 1917 and used as a floating barracks until 1919 * USS ''Adirondack'' (AGC-15), an amphibious force flagship in service from 1945 to 1955 Other uses *Adirondack (Mars), Mars Exploration Rover Spirit's first target rock for investigation * Adirondack Archi ...
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Adirondack Park
The Adirondack Park is a part of New York's Forest Preserve in northeastern New York, United States. The park was established in 1892 for “the free use of all the people for their health and pleasure”, and for watershed protection. The park's boundary roughly corresponds with the Adirondack Mountains. Unlike most state parks, about 52 percent of the land is privately owned inholdings. State lands within the park are known as Forest Preserve. Land use on public and private lands in the park is regulated by the Adirondack Park Agency. This area contains 102 towns and villages, as well as numerous farms, businesses and an active timber-harvesting industry. The year-round population is 132,000, with 200,000 seasonal residents. The inclusion of human communities makes the park one of the great experiments in conservation in the industrialized world. The Forest Preserve was designated a National Historic Landmark in 1963. The park's include more than 10,000 lakes, 30,000 miles ...
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Companies Based In Saratoga County, New York
A company, abbreviated as co., is a legal entity representing an association of people, whether natural, legal or a mixture of both, with a specific objective. Company members share a common purpose and unite to achieve specific, declared goals. Companies take various forms, such as: * voluntary associations, which may include nonprofit organizations * business entities, whose aim is generating profit * financial entities and banks * programs or educational institutions A company can be created as a legal person so that the company itself has limited liability as members perform or fail to discharge their duty according to the publicly declared incorporation, or published policy. When a company closes, it may need to be liquidated to avoid further legal obligations. Companies may associate and collectively register themselves as new companies; the resulting entities are often known as corporate groups. Meanings and definitions A company can be defined as an "artificial per ...
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Banks Based In New York (state)
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the anc ...
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Paycheck Protection Program
The Paycheck Protection Program (PPP) is a $953-billion business loan program established by the United States federal government during the Donald Trump administration in 2020 through the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) to help certain businesses, self-employed workers, sole proprietors, certain nonprofit organizations, and tribal businesses continue paying their workers. The Paycheck Protection Program allows entities to apply for low-interest private loans to pay for their payroll and certain other costs. The amount of a PPP loan is approximately equal to 2.5 times the applicant's average monthly payroll costs. In some cases, an applicant may receive a second draw typically equal to the first. The loan proceeds may be used to cover payroll costs, rent, interest, and utilities. The loan may be partially or fully forgiven if the business keeps its employee counts and employee wages stable. The program is implemented by the U.S. Small Business Administ ...
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New York State Department Of Financial Services
The New York State Department of Financial Services (DFS or NYSDFS) is the department of the New York state government responsible for regulating financial services and products, including those subject to the New York insurance, banking and financial services laws. History As part of the 2011 state budget, Governor Andrew M. Cuomo and the New York State Legislature consolidated the New York State Insurance Department and New York State Banking Department and created the New York State Department of Financial Services effective October 3, 2011. The purpose of consolidating the agencies and creating the Department of Financial Services was to modernize regulation by allowing the agency to oversee a broader array of financial products and services. Mission The mission of the department, according to its website, is to: foster the growth of the financial industry in New York and spur state economic development through judicious regulation and vigilant supervision; ensure the conti ...
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Saratoga Performing Arts Center
Saratoga Performing Arts Center (SPAC) is a large amphitheatre located in Saratoga Springs, New York, on the grounds of Saratoga Spa State Park. It presents summer performances of classical music, jazz, pop and rock, country, comedy, dance, opera, as well as a Wine & Food Festival. It opened on July 9, 1966, with a presentation of George Balanchine's '' A Midsummer Night's Dream'' by the New York City Ballet. The Center is the official summer home of the New York City Ballet and the Philadelphia Orchestra, both of which are in residence for two or three weeks during the summer. SPAC also serves as the common venue for high school graduations, particularly for Saratoga Springs, Burnt Hills-Ballston Lake, Shenendehowa, and Ballston Spa High Schools. Skidmore College commencement exercises also take place at the venue. Saratoga Performing Arts Center, Inc. is a non-profit charitable corporation that runs the arts center. It holds a 50-year renewable lease with the State of New York ...
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The Saratogian
''The Saratogian'' is a broadsheet-style daily newspaper published in Saratoga Springs, New York, United States. The paper has been published daily since 1855, first as ''The Daily Saratogian'', and then as ''The Saratogian'' beginning in 1910. It covers all of Saratoga County, New York and specifically the city of Saratoga Springs. It includes the ''Pinksheet'' in the summer, which has information about what will happen at the Saratoga Race Course that very day. The Saratogian was owned by Gannett from 1934 to 1998, when it was sold to the Journal Register Company, now known as 21st Century Media, a subsidiary of Digital First Media MNG Enterprises, Inc., doing business as Digital First Media and MediaNews Group, is a Denver, Colorado-based newspaper publisher owned by Alden Global Capital. The company has been growing its portfolio and as of May 2021, owns over 100 newsp .... References External linksThe Saratogian Online Companies based in Saratoga County, New ...
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Canfield Casino And Congress Park
Canfield Casino and Congress Park is a site in Saratoga Springs, New York, Saratoga Springs, New York, United States. It was formerly the site of the Congress Hotel (also called Congress Hall), a large resort hotel, and the Congress Spring Bottling Plant, as well as Canfield Casino, which together brought Saratoga Springs international fame as a health spa and gambling site. At the peak of its popularity it was a place where the wealthy, major gamblers and stars of the entertainment world mingled. The park's artwork includes a statue by Daniel Chester French and landscape design by Frederick Law Olmsted, among others. The site was listed on the National Register of Historic Places (NRHP) as the Casino-Congress Park-Circular Street Historic District in 1972, and was then declared a National Historic Landmark in 1987. The later listing excluded some of the property outside the park and halved the overall size of the district. Congress Park is a City of Saratoga Springs park, bound ...
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World War I
World War I (28 July 1914 11 November 1918), often abbreviated as WWI, was one of the deadliest global conflicts in history. Belligerents included much of Europe, the Russian Empire, the United States, and the Ottoman Empire, with fighting occurring throughout Europe, the Middle East, Africa, the Pacific, and parts of Asia. An estimated 9 million soldiers were killed in combat, plus another 23 million wounded, while 5 million civilians died as a result of military action, hunger, and disease. Millions more died in genocides within the Ottoman Empire and in the 1918 influenza pandemic, which was exacerbated by the movement of combatants during the war. Prior to 1914, the European great powers were divided between the Triple Entente (comprising France, Russia, and Britain) and the Triple Alliance (containing Germany, Austria-Hungary, and Italy). Tensions in the Balkans came to a head on 28 June 1914, following the assassination of Archduke Franz Ferdin ...
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Time Capsule
A time capsule is a historic cache of goods or information, usually intended as a deliberate method of communication with future people, and to help future archaeologists, anthropologists, or historians. The preservation of holy relics dates back for millennia, but the practice of preparing and preserving a collection of everyday artifacts and messages to the future appears to be a more recent practice. Time capsules are sometimes created and buried during celebrations such as a world's fair, a cornerstone laying for a building, or at other ceremonies. History Early examples It is widely debated when time capsules were first used, but the concept is fairly simple, and the idea and first use of time capsules could be much older than is currently documented. The term "time capsule" appears to be a relatively recent coinage dating from 1938. Around 1761, some dated artifacts were placed inside the hollow copper grasshopper weathervane, itself dating from 1742, atop historic Fa ...
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Anne Diggory
Anne Diggory (b.1951) is an American artist. Diggory received a BA from Yale University in 1973, and an MFA from Indiana University in 1976. In 1977 she moved to Saratoga Springs, New York and began work inspired by local landscapes including the Adirondack Park and Saratoga Springs. In 2001 ''The New York Times'' chronicled a painting and backpacking trip to the Adirondacks by Ms. Diggory and others. Work In addition to numerous smaller paintings, she has executed multiple large-scale pieces, including murals for the Adirondack Trust Company, ''Five Seasons of the Adirondacks'' in 1998 and ''The Flume'' in 2001, and a frieze In architecture, the frieze is the wide central section part of an entablature and may be plain in the Ionic or Doric order, or decorated with bas-reliefs. Paterae are also usually used to decorate friezes. Even when neither columns nor ... (with Alice Manzi and Beverly Mastrianni) for the facade of the Saratoga Springs Amtrak Station in 2003. ...
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