Telematics 2.0 is the name for the

Internet of things Internet of things (IoT) describes devices with sensors, processing ability, software and other technologies that connect and exchange data with other devices and systems over the Internet or other communication networks. The IoT encompasse ...

-based

telematics Telematics is an interdisciplinary field encompassing telecommunications, vehicular technologies (road transport, road safety, etc.), electrical engineering (sensors, instrumentation, wireless communications, etc.), and computer science (multimedia ...

technology for the

automotive industry The automotive industry comprises a wide range of company, companies and organizations involved in the design, Business development, development, manufacturing, marketing, selling, Maintenance, repairing, and Custom car, modification of motor ve ...

. Telematics 2.0 utilises smartphone-based sensors rather than the

black box In science, computing, and engineering, a black box is a system which can be viewed in terms of its inputs and outputs (or transfer characteristics), without any knowledge of its internal workings. Its implementation is "opaque" (black). The te ...

devices used in the traditional pay as you drive insurance industry. Telematics 2.0 solutions reached the consumer market in 2012/3 with solutions being offered by leading auto insurers such as AIG and AssetFENCE in the US. A commercial pilot of SafeDrive was run 2013 in Sweden, where the shortcomings of the smartphone as measurement probe were handled by digital signal processing.''Smartphone-Based Measurement Systems for Road Vehicle Traffic Monitoring and Usage-Based Insurance'', P. Händel, J. Ohlsson, M. Ohlsson, I. Skog, and E. Nygren, IEEE SYSTEMS JOURNAL

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References

Vehicle insurance {{finance-stub