Switch was a

debit card A debit card, also known as a check card or bank card, is a payment card that can be used in place of cash to make purchases. The card usually consists of the bank's name, a card number, the cardholder's name, and an expiration date, on either ...

brand in the United Kingdom from 1988 until 2002. It was then merged with

Maestro Maestro (; from the Italian '' maestro'' , meaning " master" or "teacher," plural: maestros or maestri) is an honorific title of respect, sometimes abbreviated Mo. The term is most commonly used in the context of Western classical music and oper ...

, which is owned by MasterCard.

History

Switch was launched in 1988 by

Midland Bank Midland Bank plc was one of the Big Four (banks)#United Kingdom, Big Four banking groups in the United Kingdom for most of the 20th century. It is now part of HSBC. The bank was founded as the Birmingham and Midland Bank in Union Street, Birming ...

National Westminster Bank National Westminster Bank, trading as NatWest, is a major retail and commercial bank in the United Kingdom based in London, England. It was established in 1968 by the merger of National Provincial Bank and Westminster Bank. In 2000, it becam ...

and

The Royal Bank of Scotland The Royal Bank of Scotland Public Limited Company () is a major retail and commercial bank in Scotland. It is one of the retail banking subsidiaries of NatWest Group, together with NatWest and Ulster Bank. The Royal Bank of Scotland has around ...

as a multifunction cheque guarantee and cash card. This merger was referred to as the "penguin wedding," due to its advertisements of penguins in different international settings created by Joel Veitch. Since then, Switch has been out of circulation and banks migrated customers from Switch to

. The deal was announced in August 2002. The merger was also intended to increase the acceptance of foreign Maestro cards in the United Kingdom. This change also led to the discontinuation of

Solo Solo or SOLO may refer to: Arts and entertainment Characters * Han Solo, a ''Star Wars'' character * Jacen Solo, a Jedi in the non-canonical ''Star Wars Legends'' continuity * Kylo Ren (Ben Solo), a ''Star Wars'' character * Napoleon Solo, fr ...

debit cards. Switch/Maestro cards issued by certain banks carried an issue number on the bottom of the card corresponding to the number of times a card had been issued on a particular account. This was usually because the current account number the card was linked to actually formed a large part of the card number, and therefore the card number could not be readily changed in case of loss or the card expiring. In January 2009, First Direct and

HSBC HSBC Holdings plc ( zh, t_hk=滙豐; initialism from its founding member The Hongkong and Shanghai Banking Corporation) is a British universal bank and financial services group headquartered in London, England, with historical and business li ...

discontinued the use of Maestro card, issuing

Visa Debit Visa Debit is a brand of debit card issued by Visa in many countries. Numerous banks and financial institutions issue Visa Debit cards to their customers for access to their bank accounts. In many countries the Visa Debit functionality is often ...

cards to new customers, and a gradual roll out throughout 2009 to existing customers. That September,

Clydesdale Bank Clydesdale Bank () is a trading name used by Clydesdale Bank plc for its retail banking operations in Scotland. In June 2018, it was announced that Clydesdale Bank plc's holding company, CYBG, would acquire Virgin Money for £1.7 billi ...

and

Yorkshire Bank Yorkshire Bank was a trading name used by Clydesdale Bank plc for its retail banking operations in England. The Yorkshire Bank was founded in 1859 as the West Riding of Yorkshire Provident Society and Penny Savings Society but the Provident ...

, both owned by

National Australia Bank National Australia Bank Limited (abbreviated NAB, branded and stylised as nab) is one of the four largest Banking in Australia, financial institutions in Australia (colloquially referred to as "Big Four (banking), The Big Four") in terms of mar ...

, started the process of replacing the Maestro card with a

Debit Mastercard Debit Mastercard is a brand of debit cards provided by Mastercard. They use the same systems as standard Mastercard credit cards but they do not use a line of credit to the customer, instead relying on funds that the customer has in their bank ...

for their current accounts, except for the Readycash and Student accounts, for which the Maestro card continued to be issued. In the same month the

Royal Bank of Scotland Group NatWest Group plc is a British banking and insurance holding company, based in Edinburgh, Scotland. The group operates a wide variety of banking brands offering personal and business banking, private banking, investment banking, insurance and ...

(Europe's largest debit card issuer which included the

Royal Bank of Scotland The Royal Bank of Scotland Public Limited Company () is a major retail banking, retail and commercial bank in Scotland. It is one of the retail banking subsidiaries of NatWest Group, together with NatWest and Ulster Bank. The Royal Bank of Sco ...

NatWest National Westminster Bank, trading as NatWest, is a major Retail banking, retail and commercial bank in the United Kingdom based in London, England. It was established in 1968 by the Corporate merger, merger of National Provincial Bank and We ...

Coutts Coutts & Co. () is a British private bank and wealth manager headquartered in London, England. Founded in 1692, it is the eighth oldest bank in the world. Today, Coutts forms part of NatWest Group's wealth management division. In the Channe ...

and

Ulster Bank Ulster Bank is one of the traditional Big Four Irish clearing banks. The Ulster Bank Group was subdivided into two separate legal entities: National Westminster Bank Plc, trading as Ulster Bank (registered in England and Wales and operating i ...

) switched from Maestro to Visa Debit, a process that took two years to complete.Visa Debit
Ulster Bank

References

External links

* {{DEFAULTSORT:Switch (Debit Card) Debit cards 1988 establishments in the United Kingdom 2002 disestablishments in the United Kingdom NatWest Group