A loss control consultant (also LCC or loss control representative) is someone who possess a demonstrable knowledge and / or education in arts and science of safety engineering and

risk management Risk management is the identification, evaluation, and prioritization of risks, followed by the minimization, monitoring, and control of the impact or probability of those risks occurring. Risks can come from various sources (i.e, Threat (sec ...

. A typical loss control consultant will possess a college degree in engineering or in business, commercial insurance, industrial safety, industrial hygiene or fire protection.

Employment

The loss control consultant will typically work for an insurance company, a private consultant firm or as an independent consultant. The LCC will survey businesses for property or casualty (general liability, automobile, workers compensation) exposures, identifying exposures to loss and how a business can control these loss exposures. If deficient in protecting for a loss exposure, recommendations for improvement will be offered. Underwriting information concerning an account's operation, size, area served and cooperation with the loss control consultant is developed and submitted in a report to the requesting party.

Education

The Insurance Institute of America provides training leading to professional designations, such as Associate in Risk Management and Loss Control Management, which a professional loss control consultant may possess. Another credential is the Certified Safety Professional offered through the Board of Certified Safety Professionals. The consultant may be a member of the American Society of Safety Engineers, the

National Fire Protection Association The National Fire Protection Association (NFPA) is a U.S.-based international nonprofit organization devoted to eliminating death, injury, property damage, and economic loss due to fire, electrical, and related hazards. , the NFPA claims to have 5 ...

, or the American Industrial Hygiene Association. There are other schools and associations offering training and credentials. References a loss control consultant uses will include the

Occupational Safety and Health Act The Occupational Safety and Health Act of 1970 is a US labor law governing the federal law of occupational health and safety in the private sector and federal government in the United States. It was enacted by Congress in 1970 and was signed b ...

regulations, the National Fire Protection Association's fire codes, codes of the

American National Standards Institute The American National Standards Institute (ANSI ) is a private nonprofit organization that oversees the development of voluntary consensus standards for products, services, processes, systems, and personnel in the United States. The organiz ...

, local and regional building codes, Federal regulations referencing commercial drivers and similar regulated trades and National Council on Compensation Insurance (NCCI) for Workers Compensation information.

References

{{Reflist Risk analysis Risk management in business