Housing In The United States
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Housing in the United States includes both
detached homes A stand-alone house (also called a single-detached dwelling, detached residence or detached house) is a free-standing residential building. It is sometimes referred to as a single-family home, as opposed to a multi-family residential dwellin ...
and apartment buildings. Housing is a vital
economic sector One classical breakdown of economic activity distinguishes three sectors: * Primary: involves the retrieval and production of raw-material commodities, such as corn, coal, wood or iron. Miners, farmers and fishermen are all workers in the ...
, contributing to 15% of the GDP.
Owner-occupancy Owner-occupancy or home-ownership is a form of housing tenure in which a person, called the owner-occupier, owner-occupant, or home owner, owns the home in which they live. The home can be a house, such as a single-family house, an apartment, ...
is commonplace; the majority own their home. For regional details, see also housing in the United States by state.


Overview

Housing as shelter is one of the "basic needs" of humans, offering protection against the elements. It also provides a place of privacy away from the public eye where daily activities can take place. Residents often have personal attachment to a house, making it a home. A home's location, style and access to schools, parks, and other amenities can align a household to a greater community to reinforce cultural or religious bonds. These characteristics can also reinforce segregation and unequal access to amenities. Housing is also important to developers, builders,
lenders A creditor or lender is a party (e.g., person, organization, company, or government) that has a claim on the services of a second party. It is a person or institution to whom money is owed. The first party, in general, has provided some property ...
,
realtors The National Association of Realtors (NAR) is an American trade association for those who work in the real estate industry. It has over 1.4 million members, making it one of the biggest trade associations in the USA including NAR's institutes, so ...
,
investors An investor is a person who allocates financial capital with the expectation of a future return (profit) or to gain an advantage (interest). Through this allocated capital most of the time the investor purchases some species of property. Type ...
,
architects An architect is a person who plans, designs and oversees the construction of buildings. To practice architecture means to provide services in connection with the design of buildings and the space within the site surrounding the buildings that h ...
, and other specialized professions and trades. These groups view housing as a
commodity In economics, a commodity is an economic good, usually a resource, that has full or substantial fungibility: that is, the market treats instances of the good as equivalent or nearly so with no regard to who produced them. The price of a comm ...
for financial gain. As the United States industrialized in the 20th century, demand for housing fueled job growth and consumer products to create economic growth. By the 1970s, manufacturing began to decline and the knowledge economy began to emerge. As a result, regional economies began to diverge and housing costs rose drastically in economic centers such as New York, San Francisco and Boston. In 2016, housing costs in two thirds of the United States exceeded wage growth. For households earning 30% of the county's median income, most counties in the United States do not have rental housing considered affordable to at least half that income segment (one-third of 30% of median).


Construction

Wood framing is widely used in home construction in the United States, accounting for 90% of new houses in 2019. Concrete is used to build a foundation, usually with either a crawl space, or
basement A basement or cellar is one or more floors of a building that are completely or partly below the ground floor. It generally is used as a utility space for a building, where such items as the furnace, water heater, breaker panel or fuse box, ...
included. Interiors usually have
drywall Drywall (also called plasterboard, dry lining, wallboard, sheet rock, gypsum board, buster board, custard board, and gypsum panel) is a panel made of calcium sulfate dihydrate (gypsum), with or without additives, typically extruded between thick ...
. Roofing often consists of asphalt shingles, although
steel Steel is an alloy made up of iron with added carbon to improve its strength and fracture resistance compared to other forms of iron. Many other elements may be present or added. Stainless steels that are corrosion- and oxidation-resistant ty ...
, and
tile Tiles are usually thin, square or rectangular coverings manufactured from hard-wearing material such as ceramic, stone, metal, baked clay, or even glass. They are generally fixed in place in an array to cover roofs, floors, walls, edges, or o ...
materials are also used. Wood-frame construction in the United States is more cost effective than
masonry Masonry is the building of structures from individual units, which are often laid in and bound together by mortar; the term ''masonry'' can also refer to the units themselves. The common materials of masonry construction are bricks, building ...
, in part because bricks typically must be shipped farther and labor costs are higher; however, it is perceived to be flimsy in comparison to typical European construction. The federal government and insurance agencies have tried to promote concrete-frame construction and other basic techniques for resisting extreme weather events, but with little success: a 2017 report by
McKinsey McKinsey & Company is a global management consulting firm founded in 1926 by University of Chicago professor James O. McKinsey, that offers professional services to corporations, governments, and other organizations. McKinsey is the oldest and ...
concluded that "the productivity of construction remains stuck at the same level as 80 years ago".


Supply

There are about 135 million homes in the United States as of 2016. Housing researchers generally conclude that the supply of housing in the United States is too low to meet demand, resulting in high prices that some have described as an affordability crisis. Among the
renting Renting, also known as hiring or letting, is an agreement where a payment is made for the temporary use of a good, service or property owned by another. A gross lease is when the tenant pays a flat rental amount and the landlord pays for al ...
population, nearly half pay more than 30% of their income toward rent. Although a nationwide problem, the undersupply of housing is caused in large part by local community actions that discourage new development. These include the imposition of regulations such as
single-family zoning Single-family zoning is a type of planning restriction applied to certain residential zones in the United States and Canada in order to restrict development to only allow single-family detached homes. It disallows townhomes, duplexes, and multi-f ...
,
minimum parking requirements A parking lot (American English) or car park (British English), also known as a car lot, is a cleared area intended for parking vehicles. The term usually refers to an area dedicated only for parking, with a durable or semi-durable surface ...
, and
height restriction laws Height restriction laws are laws that restrict the maximum height of structures. There are a variety of reasons for these measures. Some restrictions limit the height of new buildings so as not to block views of an older work decreed to be an imp ...
that limit the density of new residences within a municipality or increase the expense and difficulty of construction. These tactics are related to the social phenomenon of
nimbyism NIMBY (or nimby), an acronym for the phrase "not in my back yard", is a characterization of opposition by residents to proposed developments in their local area, as well as support for strict land use regulations. It carries the connotation that ...
, in which existing residents, especially those who own property, work to stymie new construction. In particular, the suppression of moderate-density housing such as
duplexes A duplex house plan has two living units attached to each other, either next to each other as townhouses, condominiums or above each other like apartments. By contrast, a building comprising two attached units on two distinct properties is ...
and
townhouse A townhouse, townhome, town house, or town home, is a type of terraced housing. A modern townhouse is often one with a small footprint on multiple floors. In a different British usage, the term originally referred to any type of city residence ...
s has resulted in a so-called missing middle problem that drives up housing scarcity and inhibits the development of walkable neighborhoods. The typical age of a home varies by state, with a national median of 39 years. A 2016 report by the
Center for American Progress The Center for American Progress (CAP) is a public policy research and advocacy organization which presents a liberal viewpoint on economic and social issues. It has its headquarters in Washington, D.C. The president and chief executive officer ...
found that 30 million homes have health or safety hazards, such as problems with plumbing, natural gas, or heating; 6 million of these homes have structural problems. Structural failures in condominium or apartment buildings have resulted in catastrophic loss of life, as in the 2021
Surfside condominium collapse On June 24, 2021, at approximately 1:22 a.m. EDT, Champlain Towers South, a 12-story beachfront condominium in the Miami suburb of Surfside, Florida, United States, partially collapsed, causing the death of 98 people. Four people were ...
. Many of the 160,000 condominium buildings in the United States do not have sufficient funds to carry out major repairs. Poor-quality housing in the United States is associated with increases in chronic illnesses such as asthma and eczema, as well as the negative effects from the persistence of environmental lead (e.g., from
lead paint Lead paint or lead-based paint is paint containing lead. As pigment, lead(II) chromate (, "chrome yellow"), lead(II,IV) oxide, (, "red lead"), and lead(II) carbonate (, "white lead") are the most common forms.. Lead is added to paint to acceler ...
that has not been removed). These effects are particularly acute in the dilapidated housing characteristic of dense urban environments.


Homelessness

In 2014, approximately 1.5 million homeless people resided in shelters. , the
Department of Housing and Urban Development The United States Department of Housing and Urban Development (HUD) is one of the executive departments of the U.S. federal government. It administers federal housing and urban development laws. It is headed by the Secretary of Housing and Urb ...
reported there were roughly 553,000 homeless people in the United States on a given night,The 2018 Annual Homeless Assessment Report (AHAR) to Congress
December 2018. Authors: Meghan Henry, Anna Mahathey, Tyler Morrill, Anna Robinson, Azim Shivji, and Rian Watt, Abt Associates.
Department of Housing and Urban Development The United States Department of Housing and Urban Development (HUD) is one of the executive departments of the U.S. federal government. It administers federal housing and urban development laws. It is headed by the Secretary of Housing and Urb ...
(HUD).
or 0.17% of the population. Recent spikes in the homeless population include a 44% increase in Seattle in 2017 and 16% in the city of Los Angeles in 2019. In January 2018 the federal government statistics gave comprehensive encompassing nationwide statistics, with a total number of 552,830 individuals, of which 358,363 (65%) were sheltered in provided housing, while some 194,467 (35%) were unsheltered.www.whitehouse.gov
/ref>


See also

*
Cost of rent by state and county in the United States This article contains a list of the cost of rent by state and county in the United States. Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia ...
*
California housing shortage Since about 1970, California has been experiencing an extended and increasing housing shortage, such that by 2018, California ranked 49th among the states of the U.S. in terms of housing units per resident. This shortage has been estimated t ...
*
New York City housing shortage For many decades, the New York metropolitan area has suffered from an increasing shortage of housing. As a result, New York City has the highest rents of any city in the United States. Shortage has long been usual. World War I and World War II l ...
*
San Francisco housing shortage Starting in the 1990s, the city of San Francisco, and the surrounding San Francisco Bay Area have faced a serious affordable housing shortage, such that by October 2015, San Francisco had the highest rents of any major US city. The nearby city of S ...


References


Further reading

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External links

* * * {{US housing by state