Google Checkout was an online payment processing service provided by
Google
Google LLC (, ) is an American multinational corporation and technology company focusing on online advertising, search engine technology, cloud computing, computer software, quantum computing, e-commerce, consumer electronics, and artificial ...
aimed at simplifying the process of paying for online purchases. The web checkout service was combined with the NFC mobile payments app launched in September of 2011 called
Google Wallet under a platform brand of the same name. On November 20, 2013, the web checkout part of the service was fully retired.
Users would store their
credit
Credit (from Latin verb ''credit'', meaning "one believes") is the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately (thereby generating a debt) ...
or
debit card
A debit card, also known as a check card or bank card, is a payment card that can be used in place of cash to make purchases. The card usually consists of the bank's name, a card number, the cardholder's name, and an expiration date, on either ...
and shipping information in their
Google account, so that they could purchase at participating stores by clicking an on-screen button. Google Checkout provided
fraud
In law, fraud is intent (law), intentional deception to deprive a victim of a legal right or to gain from a victim unlawfully or unfairly. Fraud can violate Civil law (common law), civil law (e.g., a fraud victim may sue the fraud perpetrato ...
protection and a unified page for tracking purchases and their status. It is a checkout process that people would integrate into their online shops so that customers can quickly buy things by providing a simple username and password. Then, they could charge the customer's credit card and process their order.
Merchant Referral Program
The Merchant Referral Program was a program where you could earn cash by referring your sellers to use Google Checkout. You would earn $25 for every merchant that processes at least 3 unique customer transactions and $500 in sales by using Checkout.
History
Google Checkout service became available in the United States on June 28, 2006, and in the UK on April 13, 2007. It was free for merchants until February 1, 2008. From then until May 5, 2009 Google charged US merchants 2.0% plus $0.20 per transaction, and UK merchants 1.4% + £0.20. Google subsequently moved to a tiered cost structure, identical to that of
PayPal
PayPal Holdings, Inc. is an American multinational financial technology company operating an online payments system in the majority of countries that support E-commerce payment system, online money transfers; it serves as an electronic alter ...
. From that date, Google also discontinued its offer whereby merchants who advertised with an
AdWords
Google Ads, formerly known as Google Adwords, is an online advertising platform developed by Google, where advertisers bid to display brief advertisements, service offerings, product listings, and videos to web users. It can place ads in the res ...
account were not charged fees on monthly transactions totaling less than ten times their monthly AdWords expenditure.
Google Checkout used to have a program allowing US IRS Certified 501(c)3 Non-Profit organizations to collect donations online without being charged the standard fee (2.9% + $0.30 per transaction under $3,000 monthly income, with lower rates for larger volumes).
In 2006,
eBay
eBay Inc. ( , often stylized as ebay) is an American multinational e-commerce company based in San Jose, California, that allows users to buy or view items via retail sales through online marketplaces and websites in 190 markets worldwide. ...
, which owned PayPal at the time, added Google Checkout to its banned payment methods list, forbidding the use of Google Checkout to pay for eBay transactions. As of June 2011, eBay forbids the use of ''any'' external checkout system to pay for eBay transactions.
On November 20, 2013, Google Checkout was discontinued. The company offered a replacement solution for certain payments called
Google Wallet.
Google Checkout remains available in the
Wayback Machine
The Wayback Machine is a digital archive of the World Wide Web founded by Internet Archive, an American nonprofit organization based in San Francisco, California. Launched for public access in 2001, the service allows users to go "back in ...
.
Support
Google Checkout supported customers through multiple channels such as a Help Center, Help Forums, and email support. Google Checkout Buyers could find help at Google Checkout Buyer Help Center and Merchants could find help at Google Checkout Merchant Help Center
Google Checkout Merchant Help Center
/ref> and Google Checkout Merchant forum. This was subsequently only available for Google Grants recipients, and only through March 31, 2012.
See also
* Amazon Pay
* Electronic bill payment
Electronic bill payment is a feature of online, mobile and telephone banking, similar in its effect to a giro, allowing a customer of a financial institution to transfer money from their transaction or credit card account to a creditor or ve ...
* Electronic commerce
E-commerce (electronic commerce) refers to Commerce, commercial activities including the electronic buying or selling Goods and services, products and services which are conducted on online platforms or over the Internet. E-commerce draws on tec ...
* Google Wallet
* List of online payment service providers
* Online banking
Online banking, also known as internet banking, virtual banking, web banking or home banking, is a system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institut ...
* PayPal
PayPal Holdings, Inc. is an American multinational financial technology company operating an online payments system in the majority of countries that support E-commerce payment system, online money transfers; it serves as an electronic alter ...
* Softcard (Isis Mobile Wallet)
References
External links
Google Checkout API
The Official Google Checkout Blog
Google Checkout's page on Facebook
Google launches payment service
Google unveils UK payments system
{{Google LLC
Payment systems
Checkout
Electronic funds transfer