George Bailey is a fictional character and the protagonist in

Frank Capra Frank Russell Capra (born Francesco Rosario Capra; May 18, 1897 – September 3, 1991) was an Italian-American film director, producer, and screenwriter who was the creative force behind Frank Capra filmography#Films that won Academy Award ...

's 1946 film '' It's a Wonderful Life''. The character is a building and loan banker who sacrifices his dreams in order to help his community of Bedford Falls to the point where he feels life has passed him by. Eventually, due to difficulties in keeping the building and loan solvent, Bailey falls into despair so deep that he contemplates suicide, until a

guardian angel A guardian angel is a type of angel that is assigned to protect and guide a particular person, group or nation. Belief in tutelary deity, tutelary beings can be traced throughout all antiquity. The idea of angels that guard over people played ...

, Clarence Odbody, gives him a valuable perspective on the worth of his life. George finds through Odbody's angelic power and gift what the lives of his family and friends and the social structure of Bedford Falls would be like without him. Bailey is played by

James Stewart James Maitland Stewart (May 20, 1908 – July 2, 1997) was an American actor and military aviator. Known for his distinctive drawl and everyman screen persona, Stewart's film career spanned 80 films from 1935 to 1991. With the strong morali ...

as an adult and Bobby Anderson as a child, and is loosely based on George Pratt, a character in Philip Van Doren Stern's 1943 booklet '' The Greatest Gift''. The character was portrayed by

Pete Davidson Peter Michael Davidson (born November 16, 1993) is an American comedian, actor, and writer. He began his career in the early 2010s with minor guest roles on ''Brooklyn Nine-Nine'', ''Friends of the People'', ''Guy Code'', and ''Wild 'n O ...

in a 2020 television special.

Fictional biography

Early life

In the

winter Winter is the coldest and darkest season of the year in temperate and polar climates. It occurs after autumn and before spring. The tilt of Earth's axis causes seasons; winter occurs when a hemisphere is oriented away from the Sun. Dif ...

of 1919, George (aged 12, played by Bobby Anderson) and his friends Bert, Ernie Bishop, Marty Hatch, Sam Wainwright, and his brother Harry are sledding on a frozen river. Harry breaks through the ice and George jumps into the freezing water to save him. In doing so, George became ill with an infection that waylaid him for some time and caused him to lose hearing in his left ear. In May 1920, George returns to his after school job at Mr. Gower's drugstore, where he first attends to the soda fountain when two customers are Marty’s sister Mary and her friend Violet Bick. George announces his plan to be an explorer and travel the world, citing ''National Geographic'' as an inspiration where Mary whispers her love for George in his deaf ear. George then finds a telegram informing Gower that his son has died in the

Spanish flu The 1918–1920 flu pandemic, also known as the Great Influenza epidemic or by the common misnomer Spanish flu, was an exceptionally deadly global influenza pandemic caused by the H1N1 subtype of the influenza A virus. The earliest docum ...

pandemic. A visibly distraught Gower directs George to deliver medicine to a customer, but George realizes that, in his distress, he had inadvertently put poison into the capsules. He seeks advice from his father, who is president of the Bailey Brothers Building & Loan, but his father is meeting with Henry F. Potter, one of the shareholders. When he returns to the store, Gower angrily berates him for not delivering the capsules, until George blurts out Gower's mistake. Realizing this would have been fatal, Gower tearfully thanks George, who promises that he will never tell anyone what happened.

Young adult

In June 1928, George (played by

) is preparing for an overseas trip. He gets invited to Harry's graduation party. Before going George talks with his father about his plans for the future, in which architecture has replaced exploring, but he still desires to leave Bedford Falls and see the world. Peter Bailey explains that the work they have done in the building & loan is a way to make their mark on the world, but endorses George's decision to leave town "if he is unwilling to crawl to Potter". At the

high school A secondary school, high school, or senior school, is an institution that provides secondary education. Some secondary schools provide both ''lower secondary education'' (ages 11 to 14) and ''upper secondary education'' (ages 14 to 18), i.e., ...

, he meets up with Marty, who reintroduces him to Mary, now a teenager. A rival suitor of Mary's attempts to embarrass George by dunking him into a swimming pool situated beneath the dance floor, but George and Mary take it in stride and the partygoers consider it a splash. While walking Mary home they are interrupted by Uncle Billy, who comes by in a car and says that George is needed as his father has had a

stroke Stroke is a medical condition in which poor cerebral circulation, blood flow to a part of the brain causes cell death. There are two main types of stroke: brain ischemia, ischemic, due to lack of blood flow, and intracranial hemorrhage, hemor ...

. Three months later

August August is the eighth month of the year in the Julian and Gregorian calendars. Its length is 31 days. In the Southern Hemisphere, August is the seasonal equivalent of February in the Northern Hemisphere. In the Northern Hemisphere, August ...

, George is in a meeting with the

board of directors A board of directors is a governing body that supervises the activities of a business, a nonprofit organization, or a government agency. The powers, duties, and responsibilities of a board of directors are determined by government regulatio ...

of the Building & Loan to appoint a new successor to the late Peter Bailey. Potter argues that the Building & Loan should be dissolved, whereas George recommends his father be succeeded by his brother Billy. The directors tell George that the Building & Loan will only stay open if he agrees to remain and carry on his father's work. George foregoes a trip to Europe and his plans for college, giving the funds saved toward tuition to his younger brother. In 1932, George and Uncle Billy are waiting at the Bedford Falls railroad station for Harry to come home from college, when Harry arrives with his new wife, Ruth. Her father has offered Harry a job, which means he would not be taking George's place at the Building & Loan. Harry says that he will keep his promise to allow George his chance at the university. However, George cannot bear to allow his brother to throw away such an opportunity, so he remains in Bedford Falls. While the family is celebrating Harry's return, Ma Bailey mentions to George that Mary Hatch is also back from college and he should pay her a visit. He eventually goes to Mary's home to visit her, only to find that she is being courted by his friend, the now wealthy Sam Wainwright. However, George is encouraged to pursue Mary by Mrs. Bailey, who has concurred with Mrs. Hatch that while Sam would be a good provider, his constant absence would be problematic for Mary.

Pre-war

A few months later, George and Mary are married. Their plans for a honeymoon in

New York City New York, often called New York City (NYC), is the most populous city in the United States, located at the southern tip of New York State on one of the world's largest natural harbors. The city comprises five boroughs, each coextensive w ...

and

Bermuda Bermuda is a British Overseas Territories, British Overseas Territory in the Atlantic Ocean, North Atlantic Ocean. The closest land outside the territory is in the American state of North Carolina, about to the west-northwest. Bermuda is an ...

are interrupted by a run on the banks which also affects the Building & Loan. Potter's bank calls their loan, and panicked depositors want their money, threatening to take their business to the bank. As a stockholder, Potter threatens to shut the Building & Loan if they are forced to close early. Mary and George use the money saved for their honeymoon to keep the Building & Loan solvent. In 1934, thanks to the Building & Loan, the Martini family move out of 'Potter's Field' to the new 'Bailey Park', (this home is the only original building from the movie that still exists) a residential development created by George that proves successful enough to seriously threaten Mr. Potter's rental interests. Potter offers George a job. Although this would bring a significant increase in social status and salary, as well as opportunities for travel, George declines. George returns home to learn that Mary is pregnant. Their first child is a son, whom they name Peter after George's late father. Their second child is a daughter, Janie.

The war years

;1939–1945 During the war years, George and Mary had another two children, a daughter nicknamed "ZuZu" and a son, Thomas. George was classified 4-F by the draft board due to his ear. Ernie became a paratrooper and parachuted into France on

D-Day The Normandy landings were the landing operations and associated airborne operations on 6 June 1944 of the Allied invasion of Normandy in Operation Overlord during the Second World War. Codenamed Operation Neptune and often referred to as ...

. Marty helped capture

the Bridge at Remagen ''The Bridge at Remagen'' is a 1969 DeLuxe Color war film in Panavision starring George Segal, Ben Gazzara, and Robert Vaughn. The film, which was directed by John Guillermin, was shot in Czechoslovakia. It is based on the nonfiction book ...

, Sam produced plastic hoods for planes, and Bert went to

Africa Africa is the world's second-largest and second-most populous continent after Asia. At about 30.3 million km2 (11.7 million square miles) including adjacent islands, it covers 20% of Earth's land area and 6% of its total surfac ...

to fight, where he was wounded and eventually got the

Purple Heart The Purple Heart (PH) is a United States military decoration awarded in the name of the president to those wounded or killed while serving, on or after 5 April 1917, with the U.S. military. With its forerunner, the Badge of Military Merit, ...

and

Silver Star The Silver Star Medal (SSM) is the United States Armed Forces' third-highest military decoration for valor in combat. The Silver Star Medal is awarded primarily to members of the United States Armed Forces for gallantry in action against a ...

. While all of this happened, George served as an Air Raid Warden. Despite having to look after four children, Mary still had time to run the

United Service Organizations The United Service Organizations Inc. (USO) is an American nonprofit-charitable corporation that provides live entertainment, such as comedians, actors and musicians, social facilities, and other programs to members of the United States Armed F ...

in the town, and Mr. Potter became head of the draft board. It was Harry Bailey who had the crowning achievement of Bedford Falls. Harry, who became a Navy pilot, engaged in a risky interception of a

kamikaze , officially , were a part of the Japanese Special Attack Units of military aviators who flew suicide attacks for the Empire of Japan against Allied naval vessels in the closing stages of the Pacific campaign of World War II, intending to d ...

that was about to attack an Army transport, saving the lives of fifteen soldiers, to which he was awarded the Congressional Medal of Honor.

Post war

;Christmas Eve 1945 On Christmas Eve morning, Uncle Billy is on his way to the bank to deposit $8,000 of the Building & Loan's cash funds (the equivalent of $140,219.11 in 2024). Holding a

newspaper A newspaper is a Periodical literature, periodical publication containing written News, information about current events and is often typed in black ink with a white or gray background. Newspapers can cover a wide variety of fields such as poli ...

which has Harry on the front page, he greets Potter and taunts him about Harry’s success in the war. Potter angrily snatches the paper, but Billy inattentively allows the money to be snatched with it. Potter notices the money and keeps it, knowing that misplacement of bank money would result in

bankruptcy Bankruptcy is a legal process through which people or other entities who cannot repay debts to creditors may seek relief from some or all of their debts. In most jurisdictions, bankruptcy is imposed by a court order, often initiated by the deb ...

for the Building & Loan and criminal charges for George. Confused and embarrassed, Billy tells George that he has misplaced the money, and doesn't know where it is. George is extremely worried, especially with the bank examiner just outside the room. George and Billy go through the town taking every step Billy took in the morning and it goes to a dead end. George later goes home, and Mary knows straight away something is wrong with him. To add to his anger, he finds out his youngest daughter Zuzu has come home with a cold, which George blames on her teacher. When the teacher calls, he berates her on the phone. His frustration culminates into smashing models of bridges and buildings he had made in his earlier years. A desperate George appeals to Potter for a loan. Potter sarcastically turns George down, and then swears out a warrant for his arrest for

bank fraud Bank fraud is the use of potentially illegal means to obtain money, assets, or other property owned or held by a financial institution, or to obtain money from depositors by fraudulently posing as a bank or other financial institution. In many ins ...

. George, now completely depressed, gets drunk at the bar owned by his friend, Martini, where he silently prays for help. He also gets a punch to the face from the husband of Zuzu's teacher, who is drinking there. The belligerent husband gets thrown out by Mr. Martini, the bar's owner and the patriarch of one of the families who moved into Bailey Park. Mr. Martini angrily says that any man who would raise his fists to George is never welcome here. George drunkenly drives his car into a tree and comes to a bridge intending to commit suicide, feeling he is "worth more dead than alive", echoing Potter's mocking of George's

life insurance Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract A contract is an agreement that specifies certain legally enforceable rights and obligations pertaining to two or more parties. A contract typical ...

policy. Before he can leap, another man jumps in first and pretends to be drowning. After George rescues him, the man reveals himself to be George's

, Clarence Odbody. George does not believe him, and he bitterly wishes he had never been born. Inspired by this comment, Clarence shows George what the town would have been like without him. ;Alternate Universe In this alternative scenario, Bedford Falls is instead named Pottersville, and is home to sleazy

nightclub A nightclub or dance club is a club that is open at night, usually for drinking, dancing and other entertainment. Nightclubs often have a Bar (establishment), bar and discotheque (usually simply known as disco) with a dance floor, laser lighti ...

pawn shop A pawnbroker is an individual that offers secured loans to people, with items of personal property used as collateral. A pawnbrokering business is called a pawnshop, and while many items can be pawned, pawnshops typically accept jewelry, ...

s, and amoral people. The bar George frequented is now run by Nick, whom George knew as a bartender to Martini, but now has a gruff personality. Mr. Gower was sent to prison for poisoning the child and is despised and homeless. George's friend Violet Bick is a

taxi-dancer A taxi dancer is a paid dance partner in a ballroom dance. Taxi dancers work (sometimes for money but not always) on a dance-by-dance basis. When taxi dancing first appeared in Taxi dance hall, taxi-dance halls during the early 20th century in t ...

who gets arrested. Bert is still a policeman, albeit with a darker personality and more brutal in his duties. Ernie still works as a taxi driver, but now desperately poor due to divorce and his family forsaking him. Uncle Billy has been in an

insane asylum The lunatic asylum, insane asylum or mental asylum was an institution where people with mental illness were confined. It was an early precursor of the modern psychiatric hospital. Modern psychiatric hospitals evolved from and eventually replace ...

since he lost his brother and the family business. George's own mother, a woman defeated by the world, fails to recognize him. George then goes to Bailey Park, which is now a cemetery. Harry is dead as a result of George not being there to save him from drowning, resulting in the deaths of the servicemen not saved by Harry's heroism. (A deleted scene exists in which George learns why the bar is Nick's and not Martini's; George finds the graves of the Martini family near Harry's and realizes the family perished in a

tenement A tenement is a type of building shared by multiple dwellings, typically with flats or apartments on each floor and with shared entrance stairway access. They are common on the British Isles, particularly in Scotland. In the medieval Old Town, E ...

blaze as George was unable to provide them affordable housing to move out of Potter's slums.) Mary is a shy

spinster Spinster or old maid is a term referring to an unmarried woman who is older than what is perceived as the prime age range during which women usually marry. It can also indicate that a woman is considered unlikely to ever marry. The term origin ...

who works at the

public library A public library is a library, most often a lending library, that is accessible by the general public and is usually funded from public sources, such as taxes. It is operated by librarians and library paraprofessionals, who are also Civil servic ...

. When George desperately tries to convince her he is her husband, she considers it creepy and intimidating and yells for help. Her cries are answered by Bert, who thinks nothing of opening fire on George as he flees. ;Return to Life George runs back to the bridge and begs to be allowed to live again. Bert shows up at the bridge. When Bert is not there to arrest him but glad he has found him as everyone was worried to his whereabouts, George joyously hugs Bert then runs home. Running through town, George is overjoyed to see it is once again Bedford Falls and wishes everyone he passes a Merry Christmas, even Mr. Potter. Mary, Uncle Billy, and a flood of townspeople arrive with more than enough donations to save George and the Building & Loan; Sam Wainwright extends a $25,000 line of credit by

telegram Telegraphy is the long-distance transmission of messages where the sender uses symbolic codes, known to the recipient, rather than a physical exchange of an object bearing the message. Thus flag semaphore is a method of telegraphy, whereas pi ...

(the equivalent of $438,184.72 in 2024). As they celebrate, the town's sheriff tears the warrant for his arrest and joins in the festivities. Harry also arrives to support his brother, and toasts George as "The richest man in town.” In the pile of donated funds, George finds a copy of ''

The Adventures of Tom Sawyer ''The Adventures of Tom Sawyer'' (also simply known as ''Tom Sawyer'') is a novel by Mark Twain published on June 9, 1876, about a boy, Tom Sawyer, growing up along the Mississippi River. It is set in the 1830s-1840s in the town of St. Petersbu ...

'' inscribed, "Dear George: Remember, no man is a failure who has friends. P.S. Thanks for the wings! Love, Clarence." A bell on the Christmas tree rings, and his daughter Zuzu says, "Teacher says every time a bell rings, an angel gets his wings!" George agrees and looks up to

Heaven Heaven, or the Heavens, is a common Religious cosmology, religious cosmological or supernatural place where beings such as deity, deities, angels, souls, saints, or Veneration of the dead, venerated ancestors are said to originate, be throne, ...

, realizing that he truly has a wonderful life.

Contemporary reception

Bosley Crowther Francis Bosley Crowther Jr. (July 13, 1905 – March 7, 1981) was an American journalist, writer, and film critic for ''The New York Times'' for 27 years. His work helped shape the careers of many actors, directors and screenwriters, though some ...

, reviewing for ''

The New York Times ''The New York Times'' (''NYT'') is an American daily newspaper based in New York City. ''The New York Times'' covers domestic, national, and international news, and publishes opinion pieces, investigative reports, and reviews. As one of ...

'', described Bailey as "a young fellow who wants to break away from his small-town life and responsibilities but is never able to do so because slowly they close in upon him". Crowther said Frank Capra's character as "a personable fellow who wants to travel and do big things but ultimately finds himself running a building-and-loan association in a one-horse town, married and locked in constant struggle with the greedy old banker of the town". Kate Cameron of ''

New York Daily News The ''Daily News'' is an American newspaper based in Jersey City, New Jersey. It was founded in 1919 by Joseph Medill Patterson in New York City as the ''Illustrated Daily News''. It was the first U.S. daily printed in Tabloid (newspaper format ...

'' described Bailey as a "guy who wished he had never been born, when the going gets too tough, and was permitted to see what his home town would have been like without him". ''

Variety Variety may refer to: Arts and entertainment Entertainment formats * Variety (radio) * Variety show, in theater and television Films * ''Variety'' (1925 film), a German silent film directed by Ewald Andre Dupont * ''Variety'' (1935 film), ...

''s Bert Briller wrote, "At 30 a small-town citizen feels he has reached the end of his rope, mentally, morally, financially." Briller said of the guardian angel showing him the impact of his life, "The recounting of this life is just about flawless in its tender and natural treatment." Crowther commended James Stewart's performance as Bailey, "As the hero, Mr. Stewart does a warmly appealing job, indicating that he has grown in spiritual stature as well as in talent during the years he was in the war." Cameron said, " tewartcarries most of the burden of this long picture on his still slender shoulders and for the most part gives an endearing performance." ''

The Hollywood Reporter ''The Hollywood Reporter'' (''THR'') is an American digital and print magazine which focuses on the Cinema of the United States, Hollywood film industry, film, television, and entertainment industries. It was founded in 1930 as a daily trade pap ...

''s Jack D. Grant wrote, "James Stewart is distinctively Jimmy Stewart as George Bailey, his initial role in Hollywood after five years in the armed forces."

Analysis

A large number of interpretations of ''It’s a Wonderful Life'' have been advanced, and as George Bailey is the

protagonist A protagonist () is the main character of a story. The protagonist makes key decisions that affect the plot, primarily influencing the story and propelling it forward, and is often the character who faces the most significant obstacles. If a ...

, many of those interpretations hinge on interpretations of his role in the film. Bailey is conventionally interpreted as the

hero A hero (feminine: heroine) is a real person or fictional character who, in the face of danger, combats adversity through feats of ingenuity, courage, or Physical strength, strength. The original hero type of classical epics did such thin ...

of the film, and he was listed ninth on the

American Film Institute The American Film Institute (AFI) is an American nonprofit film organization that educates filmmakers and honors the heritage of the History of cinema in the United States, motion picture arts in the United States. AFI is supported by private fu ...

's 2003 list of the 50 greatest screen heroes. While the film shows some obvious instances of heroic behavior in Bailey’s youth, such as saving his brother Harry from drowning and preventing Mr. Gower from poisoning a customer, doubts about the worth of Bailey’s adulthood actions turn into the central question of his life. Bailey’s deficiencies as a hero are highlighted by the facts that the film’s climactic scene portrays Bailey as the person being rescued and that “Capra was forced to invoke a

deus ex machina ''Deus ex machina'' ( ; ; plural: ''dei ex machina''; 'God from the machine') is a plot device whereby a seemingly unsolvable problem in a story is suddenly or abruptly resolved by an unexpected and unlikely occurrence. Its function is general ...

, a

, to convince Bailey of the worth of his life.” Citing generosity as Bailey's most admirable trait, ''

Time Time is the continuous progression of existence that occurs in an apparently irreversible process, irreversible succession from the past, through the present, and into the future. It is a component quantity of various measurements used to sequ ...

'' magazine lists George Bailey among their top ten movie dads.Kim, Wook. "Best Men: The Top 10 Movie Dads We’d Use To Build the Perfect Father", ''Time'', June 14, 2012
/ref>

References

{{DEFAULTSORT:Bailey, George Fictional real estate agents Fictional characters from New York (state) Film characters introduced in 1946 Drama film characters Fantasy film characters Fictional attempted suicides Male characters in film Christmas characters