Daman, National Health Insurance Company
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The National Insurance Company – Daman (
Arabic Arabic (, , or , ) is a Central Semitic languages, Central Semitic language of the Afroasiatic languages, Afroasiatic language family spoken primarily in the Arab world. The International Organization for Standardization (ISO) assigns lang ...
: الشركة الوطنية للتأمين – ضمان), headquartered in
Abu Dhabi Abu Dhabi is the capital city of the United Arab Emirates. The city is the seat of the Abu Dhabi Central Capital District, the capital city of the Emirate of Abu Dhabi, and the UAE's List of cities in the United Arab Emirates, second-most popu ...
, is the largest health insurance provider in Abu Dhabi and the third largest in
Dubai Dubai (Help:IPA/English, /duːˈbaɪ/ Help:Pronunciation respelling key, ''doo-BYE''; Modern Standard Arabic, Modern Standard Arabic: ; Emirati Arabic, Emirati Arabic: , Romanization of Arabic, romanized: Help:IPA/English, /diˈbej/) is the Lis ...
. H.E. Khaled Bin Shaiban Almehairi serves as Chairman of The National Insurance Company – Daman, while Khaled Ateeq Aldhaeri is the company's Chief Executive Officer. Daman offers health insurance for both citizens and residents of the
UAE The United Arab Emirates (UAE), or simply the Emirates, is a country in West Asia, in the Middle East, at the eastern end of the Arabian Peninsula. It is a federal elective monarchy made up of seven emirates, with Abu Dhabi serving as i ...
, via its Thiqa, Abu Dhabi Basic and Enhanced plans. PureHealth LLC owns 100% of Daman's shares. With the highest market share in the UAE, Daman covers more than 2.8 million members.


Health fund management

Daman provides health fund management and administration services on behalf of several government entities, – with the main ones being on behalf of the Abu Dhabi Government – such as the Abu Dhabi Basic Plan: a subsidised standard policy with different premiums as per age group and status for low-income expatriates residing in the Emirate. And the Thiqa program, which is a comprehensive healthcare program offered by the Government of Abu Dhabi to UAE Nationals, and those of similar status in the Emirate. Thiqa has been managed by Daman — the leading health insurance provider in the country — since 2008.


Health insurance

Daman offers a number of private insurance products across the UAE under its Enhanced portfolio, like; low to high-end customizable health insurance products (e.g. with modular benefits such as optical and dental), top-up plans, and medical travel insurance (inbound and outbound).


Medical network

Daman has 3,000 contracted healthcare providers in the UAE, with direct billing services across the country.


Online digital services

In 2021, Daman launched the "Hayakom Thiqa digital branch services", which allowed its Thiqa members to access Daman's entire portfolio of services online. Following the launch of the service, Daman has now made its digital branch offering available to all of its 2.5 million members across the UAE.


Cardless insurance

In 2017, Daman phased out the use of plastic insurance cards, when it linked the insurance policies to the Emirates ID number of their policy holders. Members do not need to show a regular insurance card when seeking treatment, as the treatment facility can obtain the insurance details of the patient using their Emirates ID number.


Diabetes management program

In 2010, the company launched its diabetes management program, a program that provides nutritional and exercise advice to their diabetic patients and provides them with personal and educational support. ''As of March 2021'', over 17,000 patients have been enrolled in the program.


References

{{authority control Companies based in Abu Dhabi Government-owned companies of Abu Dhabi Health insurance companies of the United Arab Emirates Financial services companies established in 2006 Emirati companies established in 2006