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Chettiar (also spelt as Chetti and Chetty) is a title used by many traders, weaving, agricultural and land-owning
caste A caste is a Essentialism, fixed social group into which an individual is born within a particular system of social stratification: a caste system. Within such a system, individuals are expected to marry exclusively within the same caste (en ...
s in South India, especially in the Indian states of
Tamil Nadu Tamil Nadu (; , TN) is the southernmost States and union territories of India, state of India. The List of states and union territories of India by area, tenth largest Indian state by area and the List of states and union territories of Indi ...
,
Kerala Kerala ( , ) is a States and union territories of India, state on the Malabar Coast of India. It was formed on 1 November 1956, following the passage of the States Reorganisation Act, by combining Malayalam-speaking regions of the erstwhile ...
and
Karnataka Karnataka ( ) is a States and union territories of India, state in the southwestern region of India. It was Unification of Karnataka, formed as Mysore State on 1 November 1956, with the passage of the States Reorganisation Act, 1956, States Re ...
.


Etymology

Chettiar/Chetty is derived from the
Sanskrit Sanskrit (; stem form ; nominal singular , ,) is a classical language belonging to the Indo-Aryan languages, Indo-Aryan branch of the Indo-European languages. It arose in northwest South Asia after its predecessor languages had Trans-cultural ...
word (
Devanagari Devanagari ( ; in script: , , ) is an Indic script used in the Indian subcontinent. It is a left-to-right abugida (a type of segmental Writing systems#Segmental systems: alphabets, writing system), based on the ancient ''Brāhmī script, Brā ...
: श्रेष्ठ) or (
Devanagari Devanagari ( ; in script: , , ) is an Indic script used in the Indian subcontinent. It is a left-to-right abugida (a type of segmental Writing systems#Segmental systems: alphabets, writing system), based on the ancient ''Brāhmī script, Brā ...
: श्रेष्ठीन्), meaning superior. This term was later Prakritised as (
Devanagari Devanagari ( ; in script: , , ) is an Indic script used in the Indian subcontinent. It is a left-to-right abugida (a type of segmental Writing systems#Segmental systems: alphabets, writing system), based on the ancient ''Brāhmī script, Brā ...
: सेठी), and eventually became (
Devanagari Devanagari ( ; in script: , , ) is an Indic script used in the Indian subcontinent. It is a left-to-right abugida (a type of segmental Writing systems#Segmental systems: alphabets, writing system), based on the ancient ''Brāhmī script, Brā ...
: शेट) or (
Devanagari Devanagari ( ; in script: , , ) is an Indic script used in the Indian subcontinent. It is a left-to-right abugida (a type of segmental Writing systems#Segmental systems: alphabets, writing system), based on the ancient ''Brāhmī script, Brā ...
: शेटी) in modern Indo-Aryan dialects. In early Indian literature, the term referred to a wealthy class of merchants associated with the Vysya varna.


Historical significance

The Chettiar title has been associated with a diverse range of communities, including merchant groups, agriculturalists, and artisans. The title is also used by certain subgroups of the Vellalar caste, highlighting its adaptability across regions and professions. During the colonial era, Chettiars, particularly the Nattukottai Nagarathar(Chettiyar), Aruviyur Nagarathar(Chettiyar), gained recognition as prominent bankers and financiers in South India and
Southeast Asia Southeast Asia is the geographical United Nations geoscheme for Asia#South-eastern Asia, southeastern region of Asia, consisting of the regions that are situated south of China, east of the Indian subcontinent, and northwest of the Mainland Au ...
.


Economic and cultural contributions


Commerce and finance

The Nattukottai Chettiars established a sophisticated banking system, introducing financial instruments like the hundi (promissory note) and developing credit networks that extended from colonial India to
Burma Myanmar, officially the Republic of the Union of Myanmar; and also referred to as Burma (the official English name until 1989), is a country in northwest Southeast Asia. It is the largest country by area in Mainland Southeast Asia and ha ...
(Myanmar),
Malaysia Malaysia is a country in Southeast Asia. Featuring the Tanjung Piai, southernmost point of continental Eurasia, it is a federation, federal constitutional monarchy consisting of States and federal territories of Malaysia, 13 states and thre ...
, and
Singapore Singapore, officially the Republic of Singapore, is an island country and city-state in Southeast Asia. The country's territory comprises one main island, 63 satellite islands and islets, and one outlying islet. It is about one degree ...
. Their financial expertise earned them a reputation as the "bankers of the East" during the
British Raj The British Raj ( ; from Hindustani language, Hindustani , 'reign', 'rule' or 'government') was the colonial rule of the British The Crown, Crown on the Indian subcontinent, * * lasting from 1858 to 1947. * * It is also called Crown rule ...
.


Agriculture and textiles

In addition to their achievements in commerce, several Chettiar subgroups were engaged in agriculture and textile production. The Vellalar Chettiars (vellan Chettis) were historically known as agrarian landlords and also involved in trading and merchanting, while others, like the Devanga Chettiars, excelled in weaving fine textiles. The Kandangi sari, a traditional handloom product, is an enduring symbol of their craftsmanship.


Philanthropy and religion

The Chettiars are celebrated for their philanthropic endeavors. They funded schools, hospitals, and temples, many of which remain significant cultural landmarks. Prominent temples such as the Pillaiyarpatti Temple and the Kundrakudi Temple in Tamil Nadu are linked to Chettiar patronage. Their generosity extended beyond India, contributing to infrastructure and religious institutions in Southeast Asia.


See also

* Nagarathar * Pattanavar * Pattusali * Twenty four Manai Telugu Chettiars * Vallanattu Chettiar * Vaniya Chettiars * Vellalar chettiars


References


Further reading

* Christine Dobson, ''Asian Entrepreneurial Minorities,'' Curzon Press UK, 1996. (A chapter in the book is devoted to the Chettiars who set up businesses in Burma.) * Rajeswary Brown (1993) "Chettiar capital and Southeast Asian credit networks in the inter-war period". In G. Austin and K. Sugihara, eds. ''Local Suppliers of Credit in the Third World, 1750-1960''. (New York: St. Martin's Press). *{{cite book , chapter=Marwari and Chettiar Merchants. 1850s-1950s: Comparative Trajectories , first=Medha M. , last=Kudaisya , title=Chinese and Indian Business: Historical Antecedents , editor1-first=Medha M. , editor1-last=Kudaisya , editor2-first=Chin-Keong , editor2-last=Ng , publisher=BRILL , location=Leiden , year=2009 , isbn=9789004172791 , chapter-url=https://books.google.com/books?id=eQJfjnWly5wC&pg=PA85 * David Rudner (1989) ''Banker's Trust and the Culture of Banking among the Nattukottai Chettiars of Colonial South India''. ''Modern Asian Studies'' 23 (3), 417-458. * Heiko Schrader (1996) ''Chettiar Finance in Colonial Asia''. ''Zeitschrift fur Ethnologie'' 121, 101-126. Social groups of Kerala Surnames of Indian origin Sri Lankan Tamil society Social groups of Tamil Nadu Indian castes Merchant castes Agricultural castes South Indian communities Social groups of Karnataka