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Direct Debits
A direct debit or direct withdrawal is a financial transaction in which one organisation withdraws funds from a payer's bank account., https://www.directdebit.co.uk/direct-debit-explained/what-is-direct-debit/ Formally, the organisation that calls for the funds ("the payee") instructs their bank to collect (i.e., debit) an amount directly from another's ("the payer's") bank account designated by the payer and pay those funds into a bank account designated by the payee. Before the payer's banker will allow the transaction to take place, the payer must have advised the bank that they have authorized the payee to directly draw the funds. It is also called pre-authorized debit (PAD) or pre-authorized payment (PAP). After the authorities are set up, the direct debit transactions are usually processed electronically. Direct debits are typically used for recurring payments, such as credit card and utility bills, where the payment amounts vary from one payment to another. However, when the a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bank Account
A bank account is a financial account maintained by a bank or other financial institution in which the financial transactions between the bank and a customer are recorded. Each financial institution sets the terms and conditions for each type of account it offers, which are classified in commonly understood types, such as deposit accounts, credit card accounts, Transaction account, current accounts, loan accounts or many other types of account. A customer may have more than one account. Once an account is opened, funds entrusted by the customer to the financial institution on deposit are recorded in the account designated by the customer. Funds can be withdrawn from loan loaders. The financial transactions which have occurred on a bank account within a given period of time are reported to the customer on a bank statement, and the balance of the accounts of a customer at any point in time is their financial position with the institution. Nature of a bank account In most legal s ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
ACH Network
In the United States, the ACH Network is the national automated clearing house (ACH) for electronic funds transfers established in the 1960s and 1970s. It processes financial transactions for consumers, businesses, and federal, state, and local governments. ACH processes large volumes of credit and debit transactions in Batch processing, batches. Short for "Automated Clearing House", ACH credit transfers include direct deposit for payroll, Social Security and other benefit payments, tax refunds, and vendor payments. ACH direct debit transfers include consumer payments on insurance premiums, mortgage loans, and other kinds of bills. The rules and regulations that govern the ACH network are established by National Automated Clearinghouse Association (Nacha). In 2018, the network processed 23billion transactions with a total value of $51.2trillion. Credit card payments are handled by separate networks. The Federal Reserve Bank, Reserve Banks and the Electronic Payments Network (E ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
2007 UK Child Benefit Data Scandal
The loss of United Kingdom child benefit data was a data breach incident in October 2007, when two computer discs owned by HM Revenue and Customs containing data relating to child benefit went missing. The incident was announced by the Chancellor of the Exchequer, Alistair Darling, on 20 November 2007. The two discs contained the personal details of all families in the United Kingdom (UK) claiming child benefit, of which takeup in the UK is near 100%. The loss The discs were sent by junior staff at HM Revenue and Customs (HMRC) based at Waterview Park in Washington, Tyne and Wear, to the National Audit Office (NAO), as unrecorded internal mail via TNT on 18 October. On 24 October the NAO complained to HMRC that they had not received the data. On 8 November, senior officials in HMRC were informed of the loss, with Chancellor of the Exchequer, Alistair Darling being informed on 10 November. On 20 November Darling announced: The lost data was thought to concern approximately 25 ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
The Sun (United Kingdom)
''The Sun'' is a British Tabloid (newspaper format), tabloid newspaper, published by the News UK#News Group Newspapers Ltd, News Group Newspapers division of News UK, itself a wholly owned subsidiary of Rupert Murdoch's News Corp. It was founded as a broadsheet in 1964 as a successor to the ''Daily Herald (UK newspaper), Daily Herald'', and became a tabloid in 1969 after it was purchased by its current owner. ''The Sun'' had the List of newspapers in the United Kingdom by circulation, largest daily newspaper circulation in the United Kingdom, but was overtaken by Free newspaper, freesheet rival ''Metro (British newspaper), Metro'' in March 2018. The paper became a seven-day operation when ''The Sun on Sunday'' was launched in February 2012 to replace the closed ''News of the World'', employing some of its former journalists. The average circulation for ''The Sun on Sunday'' in September 2019 was 1,052,465. In February 2020, it had an average daily circulation of 1.2 million. ' ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Column (newspaper)
A column is a recurring piece or article in a newspaper, magazine or other publication, where a writer expresses their own opinion in few columns allotted to them by the newspaper organisation. Columns are written by columnists. What differentiates a column from other forms of journalism is that it is a regular feature in a publication – written by the same writer or reporter and usually on the same subject area or theme each time – and that it typically, but not universally, contains the author's opinion or point of view. A column states an opinion. It is said to be like an open letter. A column also has a standard head, called a title, and a by-line (name) at the top. Types Some types of newspaper columns are: * Advice column * Book review * List of cannabis columns, Cannabis column * Community correspondent * Critic's reviews * Editorial opinion * Fashion column * Feature story, Features column * Food column * Gossip column * Humor column or causerie * Music ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Jeremy Clarkson
Jeremy Charles Robert Clarkson (born 11 April 1960) is an English broadcaster, journalist, game show host and writer who specialises in Driving, motoring. He is best known for the motoring programmes ''Top Gear (2002 TV series), Top Gear'' and ''The Grand Tour'' alongside Richard Hammond and James May. He also currently writes weekly columns for ''The Sunday Times'' and ''The Sun (United Kingdom), The Sun''. Since 2018, Clarkson has hosted the ITV (TV network), ITV game show ''Who Wants to Be a Millionaire? (British game show), Who Wants to Be a Millionaire?''. From a career as a local journalist in northern England, Clarkson rose to public prominence as a presenter of the Top Gear (1977 TV series), original format of ''Top Gear'' in 1988. Since the mid-1990s, he has become a recognised public personality, regularly appearing on British television presenting his own shows for BBC and appearing as a guest on other shows. As well as motoring, Clarkson has produced programmes an ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Small Claims Court
Small-claims courts have limited jurisdiction to hear civil cases between private litigants. Courts authorized to try small claims may also have other judicial functions, and go by different names in different jurisdictions. For example, it may be known as a county or magistrate's court. These courts can be found in Australia, Brazil, Canada, England and Wales, Hong Kong, Ireland, Israel, New Zealand, Philippines, Scotland, Singapore, South Africa, Nigeria and the United States. Purpose and operation The jurisdiction of small-claims courts typically encompasses private disputes that do not involve large amounts of money. The routine collection of small debts forms a large portion of the cases brought to small-claims courts, as well as evictions and other disputes between landlords and tenants, unless the jurisdiction is already covered by a tenancy board. A small-claims court generally has a maximum monetary limit to the amount of judgments it can award, often in the thousands of ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
YouTube
YouTube is a global online video platform, online video sharing and social media, social media platform headquartered in San Bruno, California. It was launched on February 14, 2005, by Steve Chen, Chad Hurley, and Jawed Karim. It is owned by Google, and is the List of most visited websites, second most visited website, after Google Search. YouTube has more than 2.5 billion monthly users who collectively watch more than one billion hours of videos each day. , videos were being uploaded at a rate of more than 500 hours of content per minute. In October 2006, YouTube was bought by Google for $1.65 billion. Google's ownership of YouTube expanded the site's business model, expanding from generating revenue from advertisements alone, to offering paid content such as movies and exclusive content produced by YouTube. It also offers YouTube Premium, a paid subscription option for watching content without ads. YouTube also approved creators to participate in Google's Google AdSens ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Unilever
Unilever plc is a British multinational consumer goods company with headquarters in London, England. Unilever products include food, condiments, bottled water, baby food, soft drink, ice cream, instant coffee, cleaning agents, energy drink, toothpaste, pet food, pharmaceutical and consumer healthcare products, tea, breakfast cereals, beauty products, and personal care. Unilever is the largest producer of soap in the world and its products are available in around 190 countries. Unilever's largest brands include Lifebuoy, Dove, Sunsilk, Knorr, Lux, Sunlight, Rexona/Degree, Axe/Lynx, Ben & Jerry's, Omo/Persil, Heartbrand (Wall's) ice creams, Hellmann's and Magnum. Unilever is organised into three main divisions: Foods and Refreshments, Home Care, and Beauty & Personal Care. It has research and development facilities in China, India, the Netherlands, the United Kingdom, and the United States. Unilever was founded on 2 September 1929, by the merger of the British soapma ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Payments UK
A payment is the voluntary tender of money or its equivalent or of things of value by one party (such as a person or company) to another in exchange for goods, or services provided by them, or to fulfill a legal obligation. The party making the payment is commonly called the payer, while the payee is the party receiving the payment. Payments can be effected in a number of ways, for example: * the use of money, cheque, or debit, credit, or bank transfers, whether through mobile payment or otherwise * the transfer of anything of value, such as stock, or using barter, the exchange of one good or service for another. In general, payees are at liberty to determine what method of payment they will accept; though normally laws require the payer to accept the country's legal tender up to a prescribed limit. Payment is most commonly effected in the local currency of the payee unless the parties agree otherwise. Payment in another currency involves an additional foreign exchange transactio ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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