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Secure Electronic Transaction
Secure Electronic Transaction (SET) is a communications protocol standard for securing credit card transactions over networks, specifically, the Internet. SET was not itself a payment system, but rather a set of security protocols and formats that enabled users to employ the existing credit card payment infrastructure on an open network in a secure fashion. However, it failed to gain attraction in the market. Visa now promotes the 3-D Secure scheme. Secure Electronic Transaction (SET) is a system for ensuring the security of financial transactions on the Internet. It was supported initially by Mastercard, Visa, Microsoft, Netscape, and others. With SET, a user is given an electronic wallet (digital certificate) and a transaction is conducted and verified using a combination of digital certificates and digital signatures among the purchaser, a merchant, and the purchaser's bank in a way that ensures privacy and confidentiality History and development SET was developed by the SE ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Communications Protocol
A communication protocol is a system of rules that allows two or more entities of a communications system to transmit information via any variation of a physical quantity. The protocol defines the rules, syntax, semantics (computer science), semantics, and synchronization of communication and possible Error detection and correction, error recovery methods. Protocols may be implemented by Computer hardware, hardware, software, or a combination of both. Communicating systems use well-defined formats for exchanging various messages. Each message has an exact meaning intended to elicit a response from a range of possible responses predetermined for that particular situation. The specified behavior is typically independent of how it is to be Implementation, implemented. Communication protocols have to be agreed upon by the parties involved. To reach an agreement, a protocol may be developed into a technical standard. A programming language describes the same for computations, so there ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
RSA Security
RSA Security LLC, formerly RSA Security, Inc. and trade name RSA, is an American computer security, computer and network security company with a focus on encryption and decryption standards. RSA was named after the initials of its co-founders, Ron Rivest, Adi Shamir and Leonard Adleman, after whom the RSA (algorithm), RSA public key cryptography algorithm was also named. Among its products is the SecurID authentication token. The BSAFE cryptography libraries were also initially owned by RSA. RSA is known for incorporating backdoors developed by the National Security Agency, NSA in its products. It also organizes the annual RSA Conference, an information security conference. Founded as an independent company in 1982, RSA Security was acquired by EMC Corporation in 2006 for US$2.1 billion and operated as a division within EMC. When EMC was acquired by Dell Technologies in 2016, RSA became part of the Dell Technologies family of brands. On 10 March 2020, Dell Technologies announced ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Cryptographic Hash Function
A cryptographic hash function (CHF) is a hash algorithm (a map (mathematics), map of an arbitrary binary string to a binary string with a fixed size of n bits) that has special properties desirable for a cryptography, cryptographic application: * the probability of a particular n-bit output result (hash value) for a random input string ("message") is 2^ (as for any good hash), so the hash value can be used as a representative of the message; * finding an input string that matches a given hash value (a ''pre-image'') is infeasible, ''assuming all input strings are equally likely.'' The ''resistance'' to such search is quantified as security strength: a cryptographic hash with n bits of hash value is expected to have a ''preimage resistance'' strength of n bits, unless the space of possible input values is significantly smaller than 2^ (a practical example can be found in ); * a ''second preimage'' resistance strength, with the same expectations, refers to a similar problem of f ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Certification Authority
In cryptography, a certificate authority or certification authority (CA) is an entity that stores, signs, and issues digital certificates. A digital certificate certifies the ownership of a public key by the named subject of the certificate. This allows others (relying parties) to rely upon signatures or on assertions made about the private key that corresponds to the certified public key. A CA acts as a trusted third party—trusted both by the subject (owner) of the certificate and by the party relying upon the certificate. The format of these certificates is specified by the X.509 or EMV standard. One particularly common use for certificate authorities is to sign certificates used in HTTPS, the secure browsing protocol for the World Wide Web. Another common use is in issuing identity cards by national governments for use in electronically signing documents. Overview Trusted certificates can be used to create secure connections to a server via the Internet. A certificate is ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Payment Gateway
A payment gateway is a merchant service provided by an e-commerce application service provider that authorizes credit card or direct payment processing for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar. The payment gateway may be provided by a bank to its customers, but can be provided by a specialised financial service provider as a separate service, such as a payment service provider. A payment gateway facilitates a payment transaction by the transfer of information between a payment portal (such as a website, mobile phone or interactive voice response service) and the front end processor or acquiring bank. Payment gateways are a service that helps merchants initiate e-commerce, in-app, and point of sale payments for a broad variety of payment methods. The gateway is not directly involved in the money flow; typically it is a web server to which a merchant's website or POS system is connected. A payment gateway often connects several acquir ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Acquiring Bank
An acquiring bank (also known simply as an acquirer) is a bank or financial institution that processes credit or debit card payments on behalf of a merchant. The acquirer allows merchants to accept credit card payments from card issuers such as Visa, MasterCard, Discover, China UnionPay, American Express. The acquiring bank enters into a contract with a merchant and offers it a merchant account. This arrangement provides the merchant with a line of credit. Under the agreement, the acquiring bank exchanges funds with issuing banks on behalf of the merchant and pays the merchant for its daily payment-card activity's net balance — that is, gross sales minus reversals, interchange fees, and acquirer fees. Acquirer fees are an additional markup added to association interchange fees by the acquiring bank, and those fees vary at the acquirer's discretion. Risks The acquiring bank accepts the risk that the merchant will remain solvent. The main source of risk to the acquiring ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Issuing Bank
An issuing bank is a bank that offers card association branded payment cards directly to consumers, such as credit cards, debit cards, contactless devices such as key fobs as well as prepaid cards. The name is derived from the practice of issuing cards to a consumer. Details An issuing bank (also called an issuer) is part of the 4-party model of payments. It is the bank of the consumer (also called a cardholder) and is responsible for paying the merchant's bank (called an Acquiring Bank or Acquirer) for the goods and services the consumer purchases. It issues the payment card and holds the account with the consumer (such as a credit card account or checking account for a debit card). The parties in the 4-party model are: # Consumer (also called a cardholder): Makes purchases and promises to pay the Issuing Bank for them. # Issuing Bank (also called an Issuer): The consumer's bank. Transfers money for purchases to the Acquiring Bank. Is liable for purchases made by the consumer i ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Merchant
A merchant is a person who trades in goods produced by other people, especially one who trades with foreign countries. Merchants have been known for as long as humans have engaged in trade and commerce. Merchants and merchant networks operated in ancient Babylonia, Assyria, China, Egypt, Greece, India, Persia, Phoenicia and Rome. During the European medieval period, a rapid expansion in trade and commerce led to the rise of a wealthy and powerful merchant class. The European Age of Discovery opened up new trading routes and gave European consumers access to a much broader range of goods. By the 18th century, a new type of manufacturer-merchant had started to emerge and modern business practices were becoming evident. The status of the merchant has varied during different periods of history and among different societies. In modern times, the term ''merchant'' has occasionally been used to refer to a businessperson or someone undertaking activities (commercial or industrial) for ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
De Facto Standard
A ''de facto'' standard is a custom or convention that is commonly used even though its use is not required. is a Latin phrase (literally " of fact"), here meaning "in practice but not necessarily ordained by law" or "in practice or actuality, but not officially established". A ''de facto'' standard contrasts an international standard which is defined by an organization such as International Standards Organization, or a standard required by law (also known as ''de jure'' standards). Joint technical committee on information technology (ISO/IEC JTC1) developed a procedure in order for de facto standards to be processed through the formal standardization system to be transformed into international standards from ISO and IEC. In social sciences a voluntary standard that is also a ''de facto'' standard is a typical solution to a coordination problem. The choice of a ''de facto'' standard tends to be stable in situations in which all parties can realize mutual gains, but only by ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Blinding (cryptography)
In cryptography, blinding first became known in the context of blind signatures, where the message author ''blinds'' the message with a random ''blinding factor'', the signer then signs it and the message author "''unblinds"'' it'';'' signer and message author are different parties. Since the late 1990s, blinding mostly refer to countermeasures against side-channel attacks on encryption devices, where the random ''blinding'' and the "''unblinding"'' happen on the encryption devices. Blinding must be applied with care, for example Rabin–Williams signatures. If blinding is applied to the formatted message but the random value does not honor Jacobi requirements on ''p'' and ''q'', then it could lead to private key recovery. A demonstration of the recovery can be seen in "Common Vulnerabilities and Exposures" discovered by Evgeny Sidorov. The one-time pad (OTP) is an application of blinding to the secure communication problem, by its very nature. Alice would like to send a message ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
VeriSign
Verisign, Inc. is an American company based in Reston, Virginia, that operates a diverse array of network infrastructure, including two of the Internet's thirteen root nameservers, the authoritative registry for the , , and generic top-level domains and the country-code top-level domains, and the back-end systems for the and sponsored top-level domains. In 2010, Verisign sold its authentication business unit – which included Secure Sockets Layer (SSL) certificate, public key infrastructure (PKI), Verisign Trust Seal, and Verisign Identity Protection (VIP) services – to NortonLifeLock, Symantec for $1.28 billion. The deal capped a multi-year effort by Verisign to narrow its focus to its core infrastructure and security business units. Symantec later sold this unit to DigiCert in 2017. On October 25, 2018, Neustar, NeuStar, Inc. acquired VeriSign's Security Service Customer Contracts. The acquisition effectively transferred Verisign Inc.'s Denial-of-service attack, Distrib ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Science Applications International Corporation
Science Applications International Corporation, Inc. (SAIC) is an American technology company headquartered in Reston, Virginia that provides government services and information technology support. History 20th century The original SAIC was created in 1969 by J. Robert Beyster. Then on September 27, 2013, it spun off a $4 billion unit which retained its name, while the parent company changed its name to Leidos. The business units were separated into elements focused on 1) direct support and technical advice to government organizations (the SAIC portion), and 2) capability development (Leidos). Following the split, Anthony J. Moraco was appointed CEO of SAIC, and John P. Jumper was appointed CEO of Leidos. The primary motivation for the spinoff was the conflicts of interest provisions in the Federal Acquisition Regulation which prevented the company from bidding on some new contracts because of existing contracts. 21st century Deborah Lee James, president of SAIC's t ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
