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Oyster Card
The Oyster card is a Payment#Types_and_methods_of_payment, payment method for public transport in London and some surrounding areas. A standard Oyster card is a blue ISO/IEC 7810, credit-card-sized Stored-value card, stored-value contactless smart card. It is promoted by Transport for London (TfL) and can be used as part of London's integrated transport network on travel modes including London Buses, London Underground, the Docklands Light Railway (DLR), London Overground, Tramlink, some London River Services, river boat services, and most National Rail services within the London fare zones. Since its introduction in June 2003, more than 86 million cards have been used. Oyster cards can hold period tickets, travel permits and, most commonly, credit for travel ("Pay as you go"), which must be added to the card before travel. Passengers touch it on an electronic reader when entering, and in some cases when leaving, the transport system in order to validate it, and where rel ...
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London
London is the Capital city, capital and List of urban areas in the United Kingdom, largest city of both England and the United Kingdom, with a population of in . London metropolitan area, Its wider metropolitan area is the largest in Western Europe, with a population of 14.9 million. London stands on the River Thames in southeast England, at the head of a tidal estuary down to the North Sea, and has been a major settlement for nearly 2,000 years. Its ancient core and financial centre, the City of London, was founded by the Roman Empire, Romans as Londinium and has retained its medieval boundaries. The City of Westminster, to the west of the City of London, has been the centuries-long host of Government of the United Kingdom, the national government and Parliament of the United Kingdom, parliament. London grew rapidly 19th-century London, in the 19th century, becoming the world's List of largest cities throughout history, largest city at the time. Since the 19th cen ...
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OnePulse
OnePulse was the name given to a credit card that was issued by Barclaycard that combined the functionality of Transport for London's Oyster card with a Visa contactless-enabled credit card. Barclaycard OnePulse was launched in early September 2007. Barclaycard discontinued OnePulse in 2014 and moved cardholders to one of its other cards. In addition to the normal features of both a Visa credit card and the Oyster product, Barclaycard OnePulse included the ability to pay for low-value items under £10 using the Visa contactless system by waving the card over a reader in participating outlets. Purchases made using either the contactless or standard payment methods were charged to the Barclaycard credit card as opposed to being deducted from the Oyster Pre-Pay account. No PIN was necessary for contactless transactions, providing a similar customer experience to Oyster. Security The chip in the card contained risk management logic that prompted the cardholder to revert to a normal ...
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Cash
In economics, cash is money in the physical form of currency, such as banknotes and coins. In book-keeping and financial accounting, cash is current assets comprising currency or currency equivalents that can be accessed immediately or near-immediately (as in the case of money market accounts). Cash is seen either as a reserve for payments, in case of a structural or incidental negative cash flow or as a way to avoid a downturn on financial markets. Etymology The English word ''cash'' originally meant , and later came to have a secondary meaning . This secondary usage became the sole meaning in the 18th century. The word ''cash'' comes from the Middle French , which comes from the Old Italian , and ultimately from the Latin . History In Western Europe, after the fall of the Western Roman Empire, coins, silver jewelry and hacksilver (silver objects hacked into pieces) were for centuries the only form of money, until Venetian merchants started using silver bars for larg ...
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Online Shopping
Online shopping is a form of electronic commerce which allows consumers to directly buy goods or services from a seller over the Internet using a web browser or a mobile app. Consumers find a product of interest by visiting the website of the retailer directly or by searching among alternative vendors using a shopping search engine, which displays the same product's availability and pricing at different e-retailers. customers can shop online using a range of different computers and devices, including desktop computers, laptops, tablet computers and smartphones. Online stores that evoke the physical analogy of buying products or services at a regular "brick-and-mortar" retailer or shopping center follow a process called business-to-consumer (B2C) online shopping. When an online store is set up to enable businesses to buy from another business, the process is instead called business-to-business (B2B) online shopping. A typical online store enables the customer to browse t ...
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Continuous Payment Authority
A continuous payment authority (CPA) is a type of regular automatic payment where an individual gives a vendor permission to take money from a credit or debit account whenever the vendor feels money is owed. They are often used by payday lenders, gym memberships, and subscription sites such as those for magazines. Continuous payment authorities should not be confused with direct debit arrangements or standing orders. Often there is no written record of them, and the payer (whose credit or debit card the CPA is linked to) can cancel them by contacting the vendor or their bank. Concerns have been raised about abuse of CPAs by companies to withdraw money from the accounts of unsuspecting customers, who often do not realise the terms and conditions A contractual term is "any provision forming part of a contract". Each term gives rise to a contractual obligation, the breach of which may give rise to litigation. Not all terms are stated expressly and some terms carry less legal gr ...
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Tramlink
Tramlink, previously Croydon Tramlink and currently branded as London Trams, is a light rail tram system serving Croydon and surrounding areas in South London, England. It is the first operational tram system serving the London region since 1952. Tramlink is presently managed by London Trams, a public body part of Transport for London (TfL), and has been operated by FirstGroup since 2017. It is one of two light rail networks in Greater London, the other being the Docklands Light Railway. Tramlink is the fourth-busiest light rail network in the UK behind the Docklands Light Railway, Manchester Metrolink and Tyne and Wear Metro. Studies for the delivery of a modern-day tram system in Croydon began in the 1960s and detailed planning was performed in the 1980s. Approval of the scheme was received in 1990 and, following a competitive invitation to tender, tender process, construction and initial operation of the tramway was undertaken by ''Tramtrack Croydon'' (TC) via a 99-year Priva ...
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Integrated Transport Network
The Ordnance Survey (OS) is the national mapping agency for Great Britain. The agency's name indicates its original military purpose (see ordnance and surveying), which was to map Scotland in the wake of the Jacobite rising of 1745. There was also a more general and nationwide need in light of the potential threat of invasion during the Napoleonic Wars. Since 1 April 2015, the Ordnance Survey has operated as Ordnance Survey Ltd, a government-owned company, 100% in public ownership. The Ordnance Survey Board remains accountable to the Secretary of State for Science, Innovation and Technology. It was also a member of the Public Data Group. Paper maps represent only 5% of the company's annual revenue. It produces digital map data, online route planning and sharing services and mobile apps, plus many other location-based products for business, government and consumers. Ordnance Survey mapping is usually classified as either " large-scale" (in other words, more detailed) o ...
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Stored-value Card
A stored-value card (SVC) or cash card is a payment card with a monetary value stored on the card itself, not in an external account maintained by a financial institution. This means no network access is required by the payment collection terminals as funds can be withdrawn and deposited straight from the card. Like cash, payment cards can be used anonymously as the person holding the card can use the funds. They are an electronic development of token coins and are typically used in low-value payment systems or where network access is difficult or expensive to implement, such as parking machines, public transport systems, and closed payment systems in locations such as ships. Stored-value cards differ from debit cards, where money is on deposit with the issuer, and credit cards which are subject to credit limits set by the issuer and are connected to accounts at financial institutions. Another difference between stored-value cards and debit and credit cards is that debit and cre ...
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ISO/IEC 7810
International Organization for Standardization, ISO/International Electrotechnical Commission, IEC 7810 ''Identification cards — Physical characteristics'' is an international standard that defines the physical characteristics for identification cards. The characteristics specified include: * Physical dimensions * Resistance to bending, chemicals, temperature, and humidity * Toxicity The standard includes test methods for resistance to heat. Card sizes The standard defines four card sizes: ID-1, ID-2, ID-3 and ID-000. All card sizes have a thickness of , i.e. minimum and maximum . The standard defines both metric and imperial measurements, noting that: ID-1 The ID-1 format specifies a size of and rounded corners with a radius of 2.88–3.48 mm (about  in). This format is also referred to as ''CR-80'' and, for travel documents, ''TD1''. It is commonly used for payment cards (Automated teller machine, ATM cards, credit cards, debit cards, etc.). Today i ...
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Public Transport
Public transport (also known as public transit, mass transit, or simply transit) are forms of transport available to the general public. It typically uses a fixed schedule, route and charges a fixed fare. There is no rigid definition of which kinds of transport are included, and air travel is often not thought of when discussing public transport—dictionaries use wording like "buses, trains, etc." Examples of public transport include Public transport bus service, city buses, trolleybuses, trams (or light rail) and Passenger rail transport, passenger trains, rapid transit (metro/subway/underground, etc.) and ferry, ferries. Public transport between cities is dominated by airlines, intercity bus service, coaches, and intercity rail. High-speed rail networks are being developed in many parts of the world. Most public transport systems run along fixed routes with set embarkation/disembarkation points to a prearranged timetable, with the most frequent services running to a headwa ...
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Payment
A payment is the tender of something of value, such as money or its equivalent, by one party (such as a person or company) to another in exchange for goods or services provided by them, or to fulfill a legal obligation or philanthropy desire. The party making the payment is commonly called the payer, while the payee is the party receiving the payment. Whilst payments are often made voluntarily, some payments are compulsory, such as payment of a fine. Payments can be effected in a number of ways, for example: * the use of money, whether through cash, cheque, mobile payment or bank transfers. * the transfer of anything of value, such as stock, or using barter, the exchange of one good or service for another. In general, payees are at liberty to determine what method of payment they will accept; though normally laws require the payer to accept the country's legal tender up to a prescribed limit. Payment is most commonly affected in the local currency of the payee unless ...
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