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Massachusetts Health Care Reform
The Massachusetts health care reform, commonly referred to as Romneycare, was a healthcare reform law passed in 2006 and signed into law by Governor Mitt Romney with the aim of providing health insurance to nearly all of the residents of the Commonwealth of Massachusetts. The law mandated that nearly every resident of Massachusetts obtain a minimum level of insurance coverage, provided free and subsidized health care insurance for residents earning less than 150% and 300%, respectively, of the federal poverty level (FPL) and mandated employers with more than 10 full-time employees provide healthcare insurance. Among its many effects, the law established an independent public authority, the Commonwealth Health Insurance Connector Authority, also known as the Massachusetts Health Connector. The Connector acts as an insurance broker to offer free, highly subsidized and full-price private insurance plans to residents, including through its web site. As such it is one of the mod ...
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Massachusetts
Massachusetts ( ; ), officially the Commonwealth of Massachusetts, is a U.S. state, state in the New England region of the Northeastern United States. It borders the Atlantic Ocean and the Gulf of Maine to its east, Connecticut and Rhode Island to its south, New Hampshire and Vermont to its north, and New York (state), New York to its west. Massachusetts is the List of U.S. states and territories by area, sixth-smallest state by land area. With a 2024 U.S. Census Bureau-estimated population of 7,136,171, its highest estimated count ever, Massachusetts is the most populous state in New England, the List of U.S. states and territories by population, 16th-most-populous in the United States, and the List of states and territories of the United States by population density, third-most densely populated U.S. state, after New Jersey and Rhode Island. Massachusetts was a site of early British colonization of the Americas, English colonization. The Plymouth Colony was founded in 16 ...
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Free-rider
In economics, the free-rider problem is a type of market failure that occurs when those who benefit from resources, public goods and common pool resources do not pay for them or under-pay. Free riders may overuse common pool resources by not paying for them, neither directly through fees or tolls, nor indirectly through taxes. Consequently, the common pool resource may be under-produced, overused, or degraded. Additionally, despite evidence that people tend to be cooperative by nature (a prosocial behaviour), the presence of free-riders has been shown to cause cooperation to deteriorate, perpetuating the free-rider problem. In social science, the free-rider problem is the question of how to limit free riding and its negative effects in these situations, such as the free-rider problem of when property rights are not clearly defined and imposed. The free-rider problem is common with public goods which are non-excludable and non-rivalrous. The non-excludability and non-rivalry of p ...
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Ted Kennedy
Edward Moore Kennedy (February 22, 1932 – August 25, 2009) was an American lawyer and politician from Massachusetts who served as a member of the United States Senate from 1962 to his death in 2009. A member of the Democratic Party and the prominent Kennedy family, he was the second-most-senior member of the Senate when he died. He is ranked fifth in U.S. history for length of continuous service as a senator. Kennedy was the younger brother of President John F. Kennedy and U.S. attorney general and U.S. senator Robert F. Kennedy, and the father of U.S. representative Patrick J. Kennedy. After attending Harvard University and earning his law degree from the University of Virginia, Kennedy began his career as an assistant district attorney in Suffolk County, Massachusetts. He won a November 1962 special election in Massachusetts to fill the vacant seat previously held by his brother John, who had taken office as the U.S. president. He was elected to a full six-year ...
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Individual Mandate
An individual mandate is a requirement by law for certain persons to purchase or otherwise obtain a good or service. United States Militia act The Militia Acts of 1792, based on the Constitution's militia clause (in addition to its affirmative authorization to raise an army and a navy), would have required every "free able-bodied white male citizen" between the ages of 18 and 45, with a few occupational exceptions, to "provide himself" a weapon and ammunition. (See Conscription.) The Militia Acts were never federally enforced, so their constitutionality was never litigated. Seaman relief act An Act for the relief of sick and disabled seamen, signed into law by President John Adams in 1798, required employers to withhold 20 cents per month from each seaman's pay and turn it over to a Collector of the Federal Treasury when in port, and authorized the President to use the money to pay for "the temporary relief and maintenance of sick or disabled seamen," and to build hospitals ...
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Salvatore DiMasi
Salvatore Francis "Sal" DiMasi (born August 11, 1945) is a former Democratic state representative in Massachusetts. The former Speaker of the Massachusetts House of Representatives originally joined the state legislature in 1979, as a member of the Democratic Party (United States), Democratic Party. He eventually resigned from this post in January 2009, just six months prior to being indicted on several Federal charges, including conspiracy to defraud the federal government, extortion, mail fraud and wire fraud. DiMasi was found guilty on 7 of 9 federal corruption charges on June 15, 2011. DiMasi is the third consecutive Massachusetts house speaker to later become a convicted felon due to crimes committed in office. DiMasi went to college at Boston College and studied law at Suffolk University Law School. He was born and raised in the North End of Boston, home to Boston's Italian American community for over 100 years. He was the Commonwealth's first Italian-American to be elected ...
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Blue Cross Blue Shield
Blue Cross Blue Shield Association, also known as BCBS, BCBSA, or The Blues, is a United States–based federation with 33 independent and locally operated BCBSA companies that provide health insurance to more than 115 million people in the U.S. as of 2022. It was formed in 1982 from the merger of its two namesake organizations: Blue Cross was founded in 1929 and became the Blue Cross Association in 1960, and Blue Shield emerged in 1939 and the Blue Shield Association was created in 1948. Its headquarters are at the Aon Center at 200 E. Randolph Street in Chicago, Illinois. BCBSA claims to control access to the Blue Cross and Blue Shield trademarks and names across the United States and in more than 170 other countries, which it then licenses to the affiliated companies for specific, exclusive geographic service areas. It has affiliated plans in all 50 states, Washington, D.C., and Puerto Rico, and licensees offering plans in several foreign countries; it also participates ...
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Subsidy
A subsidy, subvention or government incentive is a type of government expenditure for individuals and households, as well as businesses with the aim of stabilizing the economy. It ensures that individuals and households are viable by having access to essential goods and services while giving businesses the opportunity to stay afloat and/or competitive. Subsidies not only promote long term economic stability but also help governments to respond to economic shocks during a recession or in response to unforeseen shocks, such as the COVID-19 pandemic. Subsidies take various forms— such as direct government expenditures, tax incentives, soft loans, price support, and government provision of goods and services. For instance, the government may distribute direct payment subsidies to individuals and households during an economic downturn in order to help its citizens pay their bills and to stimulate economic activity. Here, subsidies act as an effective financial aid issued when t ...
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Coalition
A coalition is formed when two or more people or groups temporarily work together to achieve a common goal. The term is most frequently used to denote a formation of power in political, military, or economic spaces. Formation According to ''A Guide for Political Parties'' published by the National Democratic Institute and the Oslo Center for Peace and Human Rights, there are five steps to coalition building. The first step in coalition building involves ''developing a party strategy'' that will prepare for successful negotiation. The more effort parties place on this step, the more likely they are to identify strategic partners, negotiate a good deal and avoid some of the common mistakes associated with coalition building. The second step is ''negotiating a coalition''. Based on the strategy that each party has prepared, the parties come together to negotiate and reach an agreement on the coalition terms. Depending on the context and objectives of the coalition, these negotia ...
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The Boston Globe
''The Boston Globe,'' also known locally as ''the Globe'', is an American daily newspaper founded and based in Boston, Massachusetts. The newspaper has won a total of 27 Pulitzer Prizes. ''The Boston Globe'' is the oldest and largest daily newspaper in Boston and tenth-largest newspaper by print circulation in the nation as of 2023. Founded in 1872, the paper was mainly controlled by Irish Catholic interests before being sold to Charles H. Taylor and his family. After being privately held until 1973, it was sold to ''The New York Times'' in 1993 for $1.1billion, making it one of the most expensive print purchases in United States history. The newspaper was purchased in 2013 by Boston Red Sox and Liverpool F.C. owner John W. Henry for $70million from The New York Times Company, having lost over 90% of its value in 20 years. The chief print rival of ''The Boston Globe'' is the '' Boston Herald'', whose circulation is smaller and is shrinking faster. The newspaper is "one ...
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Robert Travaglini
Robert Edward Travaglini (born July 20, 1952 in Massachusetts) is an American politician and lobbyist. From 2003 to 2007, Travaglini served as President of the Massachusetts Senate. He represented the first Middlesex and Suffolk senate district, encompassing portions of Boston, Cambridge, Revere, and Winthrop. Career Travaglini began his career as an executive assistant to then Massachusetts Attorney General Francis X. Bellotti from 1975 to 1981, followed by a three-year stint as administrative assistant to Boston's Mayor Kevin White. After earning experience as an assistant, Travaglini entered the political world in the 1983 election for the Boston City Council. He was elected as the councilor for District 1, and was subsequently re-elected to four two-year terms. In November 1992, Travaglini was elected to the Massachusetts Senate, and served both as a state senator and city council member during 1993. In 1999, Travaglini moved up in rank to Majority Whip of the Sena ...
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Jonathan Gruber (economist)
Jonathan Holmes Gruber (born September 30, 1965) is an American professor of economics at the Massachusetts Institute of Technology, where he has taught since 1992. He is also the director of the Health Care Program at the National Bureau of Economic Research, where he is a research associate. An associate editor of both the ''Journal of Public Economics'' and the '' Journal of Health Economics'', Gruber has been heavily involved in crafting public health policy. He has been described as a key architect of both the 2006 Massachusetts health care reform, sometimes referred to as "Romneycare", and the 2010 Patient Protection and Affordable Care Act, sometimes referred to as the "ACA" and "Obamacare". He became the focus of media and political controversy in late 2014 when videos surfaced in which he made controversial statements about the legislative process, marketing strategies, and public perception surrounding the passage of the ACA. Early life and education Gruber was born on ...
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