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Land Banking
Land banking is the practice of aggregating parcels of land for future sale or development. While in many countries ''land banking'' may refer to various private real estate investment schemes, in the United States it refers to the establishment of quasi-governmental county or municipal authorities purposed with managing an inventory of surplus land. Municipal land banks in the United States Definition Land banks are quasi-governmental entities created by counties or municipalities to effectively manage and repurpose an inventory of underused, abandoned, or foreclosed property. They are often chartered to have powers that enable them to accomplish these goals in ways that existing government agencies can not. While the land bank "model" has gained broad support and has been implemented in a number of cities, they are implemented differently so as to best address both municipal needs and the state and local legal context in which they were created. History Land banking origi ...
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Building Companies
Construction is a general term meaning the art and science to form objects, systems, or organizations,"Construction" def. 1.a. 1.b. and 1.c. ''Oxford English Dictionary'' Second Edition on CD-ROM (v. 4.0) Oxford University Press 2009 and comes from Latin ''constructio'' (from ''com-'' "together" and ''struere'' "to pile up") and Old French ''construction''. To construct is the verb: the act of building, and the noun is construction: how something is built, the nature of its structure. In its most widely used context, construction covers the processes involved in delivering buildings, infrastructure, industrial facilities and associated activities through to the end of their life. It typically starts with planning, financing, and design, and continues until the asset is built and ready for use; construction also covers repairs and maintenance work, any works to expand, extend and improve the asset, and its eventual demolition, dismantling or decommissioning. The construc ...
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Green Belt
A green belt is a policy and land-use zone designation used in land-use planning to retain areas of largely undeveloped, wild, or agricultural land surrounding or neighboring urban areas. Similar concepts are greenways or green wedges, which have a linear character and may run through an urban area instead of around it. In essence, a green belt is an invisible line designating a border around a certain area, preventing development of the area and allowing wildlife to return and be established. Purposes In those countries which have them, the stated objectives of green belt policy are to: * Protect natural or semi-natural environments; * Improve air quality within urban areas; * Ensure that urban dwellers have access to countryside, with consequent educational and recreational opportunities; * Protect the unique character of rural communities that might otherwise be absorbed by expanding suburbs. The green belt has many benefits for people: * Walking, camping, and biking ...
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You And Yours
''You and Yours'' is a British radio consumer affairs programme, broadcast on BBC Radio 4 and produced by BBC News. History ''You and Yours'' began broadcasting in October 1970, when its first presenter was Joan York. In the 1980s it briefly ran seven days a week. In April 1998 it was increased from a 25-minute programme to 55 minutes. However, in 2014 the running time was reduced to approximately 40 minutes to make space for Radio 4's World War I drama ''Home Front'' which went out between 12.04 and 12.15. In the months when ''Home Front'' was not broadcast a different programme took its place and ''You and Yours'' continued to begin at 12.15. On 14 October 2008 there was a change of format, with two presenters being replaced by one. The breadth of topics covered was extended to global problems as well as those closer to home. The programme continues to cover a wide range of topics, and now broadcasts on themes of medical interest as well as consumer issues. For example, on 8 M ...
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Sucker List
A sucker list is a list of people who have previously fallen for a scam such as a telemarketing fraud, lottery scam, high-yield investment program, get-rich-quick scheme, or work-at-home schemes, or, as used by charities, someone who made a donation. The lists are usually sold to scammers or charities. After the list is sold, the victims may be called by scammers promising to recover the money they lost or the prize or merchandise they never received, in an advance-fee scam. An early example of sucker lists is mentioned an 18 November 1929 article in ''Time'' which described a list of people who contributed to a lobbyist fund. Yet another usage was described in the movie ''Sucker List'', a part of the 1941 United States series '' Crime Does Not Pay''. The subject of the movie are fraudulent racetrack tout A tout is any person who solicits business or employment in a persistent and annoying manner (generally equivalent to a ''solicitor'' or '' barker'' in American English, or a ...
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High-yield Investment Program
A high-yield investment program (HYIP) is a type of Ponzi scheme, an investment scam that promises unsustainably high return on investment by paying previous investors with the money invested by new investors. Mechanics Operators generally set up a website offering an "investment program" which promises very high returns, such as 1% per day (3678% APY when returns are compounded every day), disclosing little or no detail about the underlying management, location, or other aspects of how money is to be invested. The U.S. Securities and Exchange Commission (SEC) has said that "these fraudulent schemes involve the purported issuance, trading, or use of so-called 'prime' bank, 'prime' European bank or 'prime' world bank financial instruments, or other 'high yield investment programs.' (HYIP's) The fraud artists … seek to mislead investors by suggesting that well regarded and financially sound institutions participate in these bogus programs." In 2010, the Financial Indust ...
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Building Land
A building, or edifice, is an enclosed structure with a roof and walls standing more or less permanently in one place, such as a house or factory (although there's also portable buildings). Buildings come in a variety of sizes, shapes, and functions, and have been adapted throughout history for a wide number of factors, from building materials available, to weather conditions, land prices, ground conditions, specific uses, prestige, and aesthetic reasons. To better understand the term ''building'' compare the list of nonbuilding structures. Buildings serve several societal needs – primarily as shelter from weather, security, living space, privacy, to store belongings, and to comfortably live and work. A building as a shelter represents a physical division of the human habitat (a place of comfort and safety) and the ''outside'' (a place that at times may be harsh and harmful). Ever since the first cave paintings, buildings have also become objects or canvasses of much artistic ...
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Monetary Authority Of Singapore
The Monetary Authority of Singapore (MAS) is the central bank and financial regulatory authority of Singapore. It administers the various statutes pertaining to money, banking, insurance, securities and the financial sector in general, as well as currency issuance. It was established in 1971 to act as the banker to and as a financial agent of the Government of Singapore. History The MAS was founded in 1971 to oversee various monetary functions associated with banking and finance. Before its establishment, monetary functions were performed by government departments and agencies. The acronym for its name resembles ''mas'', the word for 'gold' in Malay, Singapore's national language – although the acronym is pronounced with each of its initial alphabets. As Singapore progressed, an increasingly complex banking and monetary environment required more dynamic and coherent monetary administration. Therefore, in 1970, the Parliament of Singapore passed the Monetary Authority of S ...
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Financial Services Authority
The Financial Services Authority (FSA) was a quasi-judicial body accountable for the regulation of the financial services industry in the United Kingdom between 2001 and 2013. It was founded as the Securities and Investments Board (SIB) in 1985. Its board was appointed by the Treasury, although it operated independently of government. It was structured as a company limited by guarantee and was funded entirely by fees charged to the financial services industry. Due to perceived regulatory failure of the banks during the financial crisis of 2007–2008, the UK government decided to restructure financial regulation and abolish the FSA. On 19 December 2012, the ''Financial Services Act 2012'' received royal assent, abolishing the FSA with effect from 1 April 2013. Its responsibilities were then split between two new agencies: the Financial Conduct Authority and the Prudential Regulation Authority of the Bank of England. Until its abolition, Lord Turner of Ecchinswell was the ...
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Planning Permission
Planning permission or developmental approval refers to the approval needed for construction or expansion (including significant renovation), and sometimes for demolition, in some jurisdictions. It is usually given in the form of a building permit (or construction permit). House building permits, for example, are subject to Building codes. There is also a "plan check" (PLCK) to check compliance with plans for the area, if any. For example, one cannot obtain permission to build a nightclub in an area where it is inappropriate such as a high-density suburb. The criteria for planning permission are a part of urban planning and construction law, and are usually managed by town planners employed by local governments. Failure to obtain a permit can result in fines, penalties, and demolition of unauthorized construction if it cannot be made to meet code. Generally, the new construction must be inspected during construction and after completion to ensure compliance with natio ...
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Flood Plain
A floodplain or flood plain or bottomlands is an area of land adjacent to a river which stretches from the banks of its channel to the base of the enclosing valley walls, and which experiences flooding during periods of high discharge.Goudie, A. S., 2004, ''Encyclopedia of Geomorphology'', vol. 1. Routledge, New York. The soils usually consist of clays, silts, sands, and gravels deposited during floods. Because the regular flooding of floodplains can deposit nutrients and water, floodplains frequently have high soil fertility; some important agricultural regions, such as the Mississippi river basin and the Nile, rely heavily on the flood plains. Agricultural regions as well as urban areas have developed near or on floodplains to take advantage of the rich soil and fresh water. However, the risk of flooding has led to increasing efforts to control flooding. Formation Most floodplains are formed by deposition on the inside of river meanders and by overbank flow. Whereve ...
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Nature Conservation
Nature conservation is the moral philosophy and conservation movement focused on protecting species from extinction, maintaining and restoring habitats, enhancing ecosystem services, and protecting biological diversity. A range of values underlie conservation, which can be guided by biocentrism, anthropocentrism, ecocentrism, and sentientism, environmental ideologies that inform ecocultural practices and identities. There has recently been a movement towards evidence-based conservation which calls for greater use of scientific evidence to improve the effectiveness of conservation efforts. As of 2018 15% of land and 7.3% of the oceans were protected. Many environmentalists set a target of protecting 30% of land and marine territory by 2030. In 2021, 16.64% of land and 7.9% of the oceans were protected. The 2022 IPCC report on climate impacts and adaptation, underlines the need to conserve 30% to 50% of the Earth's land, freshwater and ocean areas – echoing the 30% goal of th ...
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