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Host Card Emulation
Host card emulation (HCE) is the software architecture that provides exact virtual representation of various electronic identity (access, transit and banking) cards using only software. Prior to the HCE architecture, near field communication (NFC) transactions were mainly carried out using hardware-based secure elements. HCE enables mobile applications running on supported operating systems to offer payment card and access card solutions independently of third parties while utilising cryptographic processes traditionally used by hardware-based secure elements without the need for a physical secure element. This technology enables the merchants to offer payment cards solutions more easily through mobile closed-loop contactless payment solutions, offers real-time distribution of payment cards and allows for an easy deployment scenario that does not require changes to the software inside payment terminals. History The term "host card emulation" (HCE) was coined in 2012 by Doug Yeager ...
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Near Field Communication
Near-field communication (NFC) is a set of communication protocols that enables communication between two electronic devices over a distance of or less. NFC offers a low-speed connection through a simple setup that can be used for the bootstrapping of capable wireless connections. Like other proximity card technologies, NFC is based on inductive coupling between two electromagnetic coils present on a NFC-enabled device such as a smartphone. NFC communicating in one or both directions uses a frequency of 13.56 MHz in the globally available unlicensed radio frequency ISM band, compliant with the ISO/IEC 18000-3 air interface standard at data rates ranging from 106 to 848 kbit/s. The NFC Forum has helped define and promote the technology, setting standards for certifying device compliance. Secure communications are available by applying encryption algorithms as is done for credit cards and if they fit the criteria for being considered a personal area network. NFC ...
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Secure Element
A secure element (SE) is a secure operating system (OS) in a tamper-resistant processor chip or secure component. It can protect assets (root of trust, sensitive data, keys, certificates, applications) against high-level software and hardware attacks. Applications that process this sensitive data on an SE are isolated and so operate within a controlled environment not affected by software (including possible malware) found elsewhere on the OS. The hardware and embedded software meet the requirements of the Security IC Platform Protection Profile P 0084including resistance to physical tampering scenarios described within it. More than 96 billion secure elements were produced and shipped between 2010 and 2021. SEs exist in various form factors, as devices such as smart cards, UICCs, or smart microSD cards, or embedded, or integrated, as parts of larger devices. SEs are an evolution of the chips in earlier smart cards, which have been adapted to suit the needs of numerous use cases ...
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Android (operating System)
Android is an operating system based on a modified version of the Linux kernel and other open-source software, open-source software, designed primarily for touchscreen-based mobile devices such as smartphones and tablet computer, tablets. Android has historically been developed by a consortium of developers known as the Open Handset Alliance, but its most widely used version is primarily developed by Google. First released in 2008, Android is the world's Usage share of operating systems, most widely used operating system; the latest version, released on June 10, 2025, is Android 16. At its core, the operating system is known as the Android Open Source Project (AOSP) and is free and open-source software (FOSS) primarily licensed under the Apache License. However, most devices run the proprietary software, proprietary Android version developed by Google, which ships with additional proprietary closed-source software pre-installed, most notably Google Mobile Services (GMS), which ...
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BlackBerry Limited
BlackBerry Limited, formerly Research In Motion (RIM), is a Canadian software company specializing in secure communications and the Internet of things, Internet of Things (IoT). Founded in 1984, it developed the BlackBerry brand of Interactive Pager, interactive pagers, smartphones, and Tablet computer, tablets. The company transitioned to providing software and services and holds critical software application patents. Initially leading the mobile phone and pager industry in the 1980s and 90s, the company struggled to gain a lasting presence in the smartphone market of the new millennium. BlackBerry led the market in many countries, particularly the United States, until 2010, with the announcement of the iPhone 4. The company withered against the rapid rise of Apple Inc., Apple and Android (operating system), Android. After the troubled launch of the BlackBerry 10, it transitioned to a cybersecurity enterprise software and services company under CEO John S. Chen. In 2018, the ...
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BlackBerry Bold
The BlackBerry Bold was a line of mid-range and high-end smartphones developed by BlackBerry Limited. The lineup was launched in 2008 with the BlackBerry Bold 9000. In 2009 the Form factor (mobile phones), form factor was shrunk with the 9700 and the BlackBerry Tour, 9630. In 2010, the 9650 and 9780 wwas released with BlackBerry OS 6. In 2011, the 9780 was replaced by the 9790/9788 alongside the 9900/9930 series. The 9900/9930 and 9790, which have additional touchscreen displays, released in August and November 2011, respectively. The Bold family was known for its distinctive Form factor (mobile phones), form factor, QWERTY keyboard, and typical BlackBerry messaging capabilities with a different keyboard than the BlackBerry Curve, Curve series. The Bold series was usually more expensive and had more expensive materials (e.g. leather, soft touch rubber, carbon fiber, metal) compared to the Curve (plastic, glossy), and had higher specifications. There were two basic form factors wit ...
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Host Card Emulation Plus
Host Card Emulation Plus ("hCE+") is a proprietary hardened security derivative of host card emulation that is mostly used in the East Asia East Asia is a geocultural region of Asia. It includes China, Japan, Mongolia, North Korea, South Korea, and Taiwan, plus two special administrative regions of China, Hong Kong and Macau. The economies of Economy of China, China, Economy of Ja ...n market. History hCE+ was developed in 2012 by CardsApp in order to enforce certain security policies such as online credit card tokenization and PIN code entry upon contactless payments. References {{Reflist 2012 smart cards Contactless smart cards ...
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BlackBerry Bold
The BlackBerry Bold was a line of mid-range and high-end smartphones developed by BlackBerry Limited. The lineup was launched in 2008 with the BlackBerry Bold 9000. In 2009 the Form factor (mobile phones), form factor was shrunk with the 9700 and the BlackBerry Tour, 9630. In 2010, the 9650 and 9780 wwas released with BlackBerry OS 6. In 2011, the 9780 was replaced by the 9790/9788 alongside the 9900/9930 series. The 9900/9930 and 9790, which have additional touchscreen displays, released in August and November 2011, respectively. The Bold family was known for its distinctive Form factor (mobile phones), form factor, QWERTY keyboard, and typical BlackBerry messaging capabilities with a different keyboard than the BlackBerry Curve, Curve series. The Bold series was usually more expensive and had more expensive materials (e.g. leather, soft touch rubber, carbon fiber, metal) compared to the Curve (plastic, glossy), and had higher specifications. There were two basic form factors wit ...
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BlackBerry OS
BlackBerry OS is a discontinued proprietary mobile operating system developed by Canadian company Research In Motion (now BlackBerry Limited) for its BlackBerry line of smartphone handheld devices. The operating system provides multitasking and supports specialized input devices adopted by BlackBerry for use in its handhelds, particularly the trackwheel, trackball, and in later years, the trackpad and touchscreen. Research from June 2011 indicated that approximately 45% of mobile developers were using the platform. BlackBerry OS was discontinued after the release of BlackBerry 10 in January 2013, and support for it ceased on January 4, 2022. Features The BlackBerry platform natively supports corporate email, through Java Micro Edition MIDP 1.0 and, later, a subset of MIDP 2.0, which allows complete wireless activation and synchronization with Microsoft Exchange, Lotus Domino, or Novell GroupWise email, calendar, tasks, notes and contacts, when used with BlackBerry E ...
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CyanogenMod
CyanogenMod ( ; CM) is a discontinued open-source operating system for mobile devices, based on the Android mobile platform. Developed between 2009 and 2016, it was free and open-source software based on the official releases of Android by Google, with added original and third-party code, and based on a rolling release development model. Although only a subset of total CyanogenMod users elected to report their use of the firmware, on 23 March 2015, some reports indicated that over 50 million people ran CyanogenMod on their phones. It was also frequently used as a starting point by developers of other ROMs. CyanogenMod offered features and options not found in the official firmware distributed by mobile device vendors. Features supported by CyanogenMod included native theme support, FLAC audio codec support, a large Access Point Name list, ''Privacy Guard'' (per-application permission management application), support for tethering over common interfaces, CPU overclocking and o ...
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Microsoft
Microsoft Corporation is an American multinational corporation and technology company, technology conglomerate headquartered in Redmond, Washington. Founded in 1975, the company became influential in the History of personal computers#The early 1980s and home computers, rise of personal computers through software like Windows, and the company has since expanded to Internet services, cloud computing, video gaming and other fields. Microsoft is the List of the largest software companies, largest software maker, one of the Trillion-dollar company, most valuable public U.S. companies, and one of the List of most valuable brands, most valuable brands globally. Microsoft was founded by Bill Gates and Paul Allen to develop and sell BASIC interpreters for the Altair 8800. It rose to dominate the personal computer operating system market with MS-DOS in the mid-1980s, followed by Windows. During the 41 years from 1980 to 2021 Microsoft released 9 versions of MS-DOS with a median frequen ...
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Windows 10
Windows 10 is a major release of Microsoft's Windows NT operating system. The successor to Windows 8.1, it was released to manufacturing on July 15, 2015, and later to retail on July 29, 2015. Windows 10 was made available for download via MSDN and TechNet, as a free upgrade for retail copies of Windows 8 and Windows 8.1 users via the Microsoft Store, and to Windows 7 users via Windows Update. Unlike previous Windows NT releases, Windows 10 receives new builds on an ongoing basis, which are available at no additional cost to users; devices in enterprise environments can alternatively use long-term support milestones that only receive critical updates, such as security patches. It was succeeded by Windows 11, which was released on October 5, 2021. In contrast to the tablet-oriented approach of Windows 8, Microsoft provided the desktop-oriented interface in line with previous versions of Windows in Windows 10. Other features added include Xbox Live integration, Cortan ...
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Windows 10 Mobile
Windows 10 Mobile is the fourth and final generation of Microsoft's Windows Phone mobile operating system, succeeding Windows Phone 8.1. First released in 2015, it was marketed by Microsoft as being an edition of its PC counterpart, Windows 10. Windows 10 Mobile aimed to provide greater consistency with its counterpart for PCs, including more extensive synchronization of content, Universal Windows Platform apps, as well as the capability, on supported hardware, to connect devices to an external display and use a desktop interface with mouse and keyboard input support (reminiscent of Windows on PCs). Microsoft built tools for developers to port iOS Objective-C apps with minimal modifications. Windows Phone 8.1 smartphones are eligible for upgrade to Windows 10 Mobile, pursuant to manufacturer and carrier support. Some features vary depending on hardware compatibility. Windows 10 Mobile was designed for use on smartphones and phablets running on 32-bit ARM processor archit ...
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