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Health Insurance Mandate
A health insurance mandate is either an employer or individual mandate to obtain private health insurance instead of (or in addition to) a national health insurance plan.D. Andrew Austin, Thomas L. Hungerford (2010). Market Structure of the Health Insurance Industry'' Congressional Research Service. Library of Congress. Australia Australia's national health insurance program is known as Medicare, and is financed by general taxation including a Medicare levy on earnings; use of Medicare is not compulsory and those who purchase private health insurance get a government-funded rebate on premiums. Individuals with high annual incomes (A$70,000 in the 2008 federal budget) who do not have specified levels of private hospital coverage are subject to an additional 1% Medicare Levy Surcharge. People of average incomes and below may be eligible for subsidies to buy private insurance, but face no penalty for not buying it. Private insurers must comply with guaranteed issue and commun ...
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Risk Equalization
Risk equalization is a way of equalizing the risk profiles of insurance members to avoid loading premiums on the insured to some predetermined extent. In health insurance, it enables private health insurance to operate in some countries to be offered at a common rate for all even though insurers are not allowed by law to reject clients or impose special conditions for their health insurance. That is achieved by transfer payments by a risk equalization pool usually run by a neutral party, such as a government agency. Health care In unregulated competitive markets for individual health insurance, risk-rated premiums are observed to differ across subgroups of insured people, which are defined by rating factors such as age, gender, family size, geographic area (because costs of care may be higher or lower in some coverage areas than others) occupation, length of contract period, the level of deductible, health status at time of enrollment, health habits (smoking, drinking, exer ...
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Bill Clinton
William Jefferson Clinton (né Blythe III; born August 19, 1946) is an American politician and lawyer who was the 42nd president of the United States from 1993 to 2001. A member of the Democratic Party (United States), Democratic Party, he previously served as the attorney general of Arkansas from 1977 to 1979 and as the governor of Arkansas from 1979 to 1981, and again from 1983 to 1992. Clinton, whose policies reflected a centrist "Third Way" political philosophy, became known as a New Democrats (United States), New Democrat. Born and raised in Arkansas, Clinton graduated from Georgetown University in 1968, and later from Yale Law School, where he met his future wife, Hillary Clinton, Hillary Rodham. After graduating from law school, Clinton returned to Arkansas and won election as state attorney general, followed by Governorships of Bill Clinton, two non-consecutive tenures as Arkansas governor. As governor, he overhauled the state's education system and served as Chai ...
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Politics Daily
''Politics Daily'' was an American political journalism web site launched by AOL News in April 2009. It described itself as a "political news magazine for the general reader." Melinda Henneberger, a former ''Newsweek'' and ''New York Times'' reporter, was Editor in Chief. Carl M. Cannon was the Executive Editor and senior Washington correspondent. Former ''Baltimore Sun'' reporter David Wood was chief military correspondent. Politics Daily columnist Jill Lawrence was a national political correspondent for ''USA Today''. ''Washington Post'' columnist Donna Britt and ''Chicago Sun-Times'' reporter Lynn Sweet wrote for the web site. Bucking the general trend of layoffs in the media industry due to declining advertising revenue in the late-2000s recession, ''Politics Daily'' had hired 22 professional writers and journalists by the end of April 2009, with some reportedly earning salaries over US$100,000 annually. On March 10, 2011, Melinda Henneberger and other top Politics Daily s ...
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John Chafee
John Lester Hubbard Chafee ( ; October 22, 1922 – October 24, 1999) was an American politician and officer in the United States Marine Corps. A member of the Republican Party (United States), Republican Party, he served as the 66th Governor of Rhode Island, as the United States Secretary of the Navy, Secretary of the Navy, and as a United States Senate, United States Senator. Early life and family Chafee was born in Providence, Rhode Island, to a politically active family. He was the son of Janet Melissa (née Hunter) and John Sharpe Chafee. His great-grandfather, Henry Lippitt, was governor of Rhode Island (1875–1877), and among his great-uncles were a Rhode Island governor, Charles Warren Lippitt, and United States Senator Henry Frederick Lippitt. His uncle, Zechariah Chafee, was a Harvard Law School, Harvard law professor, and a notable Civil liberties, civil libertarian. His cousin was Frederick Lippitt, former House Minority Leader for the Rhode Island House of Represen ...
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Mitt Romney
Willard Mitt Romney (born March 12, 1947) is an American businessman and retired politician. He served as a United States Senate, United States senator from Utah from 2019 to 2025 and as the 70th governor of Massachusetts from 2003 to 2007. He was the Republican Party (United States), Republican Party's nominee in the 2012 United States presidential election, 2012 U.S. presidential election. Mitt Romney is a son of George W. Romney, a former governor of Michigan. Raised in Bloomfield Hills, Michigan, Mitt spent over two years in France as a Mormon missionary. He married Ann Romney, Ann Davies in 1969; they have five sons. Active in the Church of Jesus Christ of Latter-day Saints (LDS Church) throughout his adult life, Romney served as Bishop (Latter Day Saints), bishop of his Ward (LDS Church), ward and later as a Stake (LDS Church), stake president for an area covering Boston and many of its suburbs. By 1971, he had participated in the political campaigns of both his paren ...
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Charles Grassley
Charles Ernest Grassley (born September 17, 1933) is an American politician serving as the president pro tempore of the United States Senate since 2025, a role he also held from 2019 to 2021. A member of the Republican Party, Grassley is the senior United States senator from Iowa, serving since 1981. He is the dean of the United States Senate. Before becoming a senator, Grassley served eight terms in the Iowa House of Representatives (1959–1975) and three terms in the United States House of Representatives (1975–1981). He has served three stints as Senate Finance Committee chairman during periods of Republican Senate majority. Upon the retirement of Orrin Hatch on January 3, 2019, Grassley became the Senate's most senior Republican and its president pro tempore. Upon Patrick Leahy's retirement in January 2023, Grassley became the most senior member of the Senate. At old, Grassley is the oldest sitting United States senator, the longest-serving Republican in congressio ...
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New York Times
''The New York Times'' (''NYT'') is an American daily newspaper based in New York City. ''The New York Times'' covers domestic, national, and international news, and publishes opinion pieces, investigative reports, and reviews. As one of the longest-running newspapers in the United States, the ''Times'' serves as one of the country's Newspaper of record, newspapers of record. , ''The New York Times'' had 9.13 million total and 8.83 million online subscribers, both by significant margins the List of newspapers in the United States, highest numbers for any newspaper in the United States; the total also included 296,330 print subscribers, making the ''Times'' the second-largest newspaper by print circulation in the United States, following ''The Wall Street Journal'', also based in New York City. ''The New York Times'' is published by the New York Times Company; since 1896, the company has been chaired by the Ochs-Sulzberger family, whose current chairman and the paper's publ ...
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Republican Party (United States)
The Republican Party, also known as the Grand Old Party (GOP), is a Right-wing politics, right-wing political parties in the United States, political party in the United States. One of the Two-party system, two major parties, it emerged as the main rival of the then-dominant Democratic Party (United States), Democratic Party in the 1850s, and the two parties have dominated American politics since then. The Republican Party was founded in 1854 by anti-slavery activists opposing the Kansas–Nebraska Act and the expansion of slavery in the United States, slavery into U.S. territories. It rapidly gained support in the Northern United States, North, drawing in former Whig Party (United States), Whigs and Free Soil Party, Free Soilers. Abraham Lincoln's 1860 United States presidential election, election in 1860 led to the secession of Southern states and the outbreak of the American Civil War. Under Lincoln and a Republican-controlled Congress, the party led efforts to preserve th ...
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Stuart Butler
Stuart M. Butler (born 1947) is a Senior Fellow in Economic Studies at the Brookings Institution. Until 2014, he was Director of the Center for Policy Innovation at The Heritage Foundation, a conservative think-tank in Washington, D.C. He is a health care analyst and commentator, and he has also written extensively about urban policy and welfare, credited with introducing the idea of urban enterprise zones to the United States. Butler was an adjunct professor at the Georgetown Public Policy Institute. Early life and education Butler was raised in Shropshire, England, and emigrated to the United States in 1975. He holds bachelor's degrees in physics and mathematics, a master's degree in economics, and a doctorate in American economic history from the University of St. Andrews in Scotland. Career Butler joined The Heritage Foundation in 1979 as a policy analyst, specializing in health care and urban issues. After visiting tenements in the South Bronx and Washington, D.C., to d ...
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Single-payer Health Care
Single-payer healthcare is a type of universal healthcare, in which the costs of essential healthcare for all residents are covered by a single public system (hence "single-payer"). Single-payer systems may contract for healthcare services from private organizations (as is the case in Canada) or may own and employ healthcare resources and personnel (as is the case in the United Kingdom). "Single-payer" describes the mechanism by which healthcare is paid for by a single public authority, not a private authority, nor a mix of both. Description Within single-payer healthcare systems, a single government or government-related source pays for all covered healthcare services.Medical Subject Headings thesaurus, National Library of Medicin"Single-Payer System" Year introduced: 1996, (From Slee and Slee, Health Care Reform Terms, 1993, p. 106) Governments use this strategy to achieve several goals, including universal healthcare, decreased economic burden of health care, and improved hea ...
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The Heritage Foundation
The Heritage Foundation (or simply Heritage) is an American Conservatism in the United States, conservative think tank based in Washington, D.C. Founded in 1973, it took a leading role in the conservative movement in the 1980s during the Presidency of Ronald Reagan, presidency of Ronald Reagan, whose policies were taken from Heritage Foundation studies, including its ''Mandate for Leadership''. The Heritage Foundation has had significant advocacy, influence in U.S. public policy making, and has historically been ranked among the most influential public policy organizations in the United States. In 2010, it founded a sister organization, Heritage Action, an influential activist force in conservative and Republican Party (United States), Republican politics. Heritage leads Project 2025, also known as the 2025 Presidential Transition Project, an extensive plan that includes appointing ideologically aligned civil servants, restricting abortion access, opposing LGBTQ+ rights, trans ...
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