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Blue Cross Blue Shield Association
Blue Cross Blue Shield Association, also known as BCBS, BCBSA, or The Blues, is a United States–based federation with 33 independent and locally operated BCBSA companies that provide health insurance to more than 115 million people in the U.S. as of 2022. It was formed in 1982 from the merger of its two namesake organizations: Blue Cross was founded in 1929 and became the Blue Cross Association in 1960, and Blue Shield emerged in 1939 and the Blue Shield Association was created in 1948. Its headquarters are at the Aon Center at 200 E. Randolph Street in Chicago, Illinois. BCBSA claims to control access to the Blue Cross and Blue Shield trademarks and names across the United States and in more than 170 other countries, which it then licenses to the affiliated companies for specific, exclusive geographic service areas. It has affiliated plans in all 50 states, Washington, D.C., and Puerto Rico, and licensees offering plans in several foreign countries; it also participate ...
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Aon Center (Chicago)
The Aon Center (200 East Randolph Street (Chicago), Randolph Street, formerly Amoco Building) is a modern supertall skyscraper located in the Northeast corner of the Chicago Loop, Chicago, Illinois, United States, designed by architect firms Edward Durell Stone and The Perkins and Will partnership, and completed in 1973 as the Standard Oil Building (nicknamed "Big Stan"). With 83 floors and a height of 1,136 feet (346 m), it is the List of tallest buildings in Chicago, fourth-tallest building in Chicago, surpassed in height by the Willis Tower, Trump International Hotel and Tower (Chicago), Trump International Hotel and Tower, and St. Regis Chicago, St.Regis Chicago. The building is managed by Jones Lang LaSalle, which is also headquartered in the building. Aon Center houses the headquarters of Aon (company), Aon, Blue Cross Blue Shield Association, and Kraft Heinz (BCBS and Kraft Heinz each have a second headquarters, located in Washington, D.C., Washington D.C. and ...
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Justin Ford Kimball
Justin Ford Kimball (August 25, 1872 – October 7, 1956) was an American businessman, educator, and inventor of the Blue Cross Group Hospital Insurance (now Blue Cross Blue Shield). Early life Kimball was born to Justin A. Kimball and Elizabeth Kimball (née Ford) on a farm near Huntsville, Texas. He attended Mount Lebanon College in Louisiana in 1890. After graduation, he enrolled in Baylor University, where he graduated with an M.A. in 1899. He married Annie Lou Boggess in 1905 and had two sons and two daughters. Work in education Kimball moved to Chicago to start postgraduate work at the University of Chicago, and also attended law school at the University of Michigan. He then moved to Louisiana and started work as a teacher in the rural schools. He then moved to Mexia, Texas, then Navasota, Texas, where he found jobs as a teacher until 1895, when he became principal in the small school system of Temple, Texas. In 1900, he was promoted to superintendent of the same school ...
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Chicago Loop
The Loop is Chicago's central business district and one of the city's 77 municipally recognized Community areas in Chicago, community areas. Located at the center of downtown Chicago on the shores of Lake Michigan, it is the second-largest business district in North America, after Midtown Manhattan in New York City. The world headquarters and regional offices of several global and national businesses, retail establishments, restaurants, hotels, museums, theaters, and libraries—as well as many of Chicago's most famous attractions—are located in the Loop. The district also hosts Chicago's Chicago City Hall, City Hall, the seat of Cook County, Illinois, Cook County, offices of the state of Illinois, United States federal offices, as well as several foreign consulates. The intersection of State Street (Chicago), State Street and Madison Street (Chicago), Madison Street in the Loop is the origin point for the address system on Roads and expressways in Chicago, Chicago's street gri ...
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Michigan Plaza
Michigan Plaza is a two-tower office complex in the Chicago Loop area of Chicago, Illinois, United States. The complex is managed and leased by MB Real Estate.Home.shtml
." ''Michigan Plaza''. Retrieved on January 31, 2009.
The complex consists of the 44-story 205 North Michigan Avenue and the 25-story 225 North Michigan Avenue and was designed by architect Fujikawa Johnson & Associates. The builders were inspired by the works of Ludwig Mies van der Rohe.


Tenants

205 North Michigan: *AFSCME Council 31 has its Chicago offices on the 21st Floor. *Argosy University has its head offices on the thirteenth floor. The system moved its headquarters to Michigan Plaza on June 30, 2008.Baeb, Eddie.

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Licensee
A licensee can mean the holder of a license or, in U.S. tort law, is a person who is on the property of another, despite the fact that the property is not open to the general public, because the owner of the property has allowed the licensee to enter. The status of a visitor as a licensee (as opposed to a trespasser or an invitee) defines the legal rights of the visitor if they are injured due to the negligence of the property possessor (not necessarily the owner). Where licensees are present, activities conducted on the land by or at the behest of the owner of the land must be conducted with the care that a prudent person would show. A duty to warn arises if there is a harmful condition on the land that is hidden from the licensee, so long as the landowner knows of this condition. The licensee falls between the anticipated or discovered trespasser and the invitee on the sliding scale of tort liability assessed to landowners. Whereas the anticipated trespasser needs to be protec ...
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The New York Times
''The New York Times'' (''NYT'') is an American daily newspaper based in New York City. ''The New York Times'' covers domestic, national, and international news, and publishes opinion pieces, investigative reports, and reviews. As one of the longest-running newspapers in the United States, the ''Times'' serves as one of the country's Newspaper of record, newspapers of record. , ''The New York Times'' had 9.13 million total and 8.83 million online subscribers, both by significant margins the List of newspapers in the United States, highest numbers for any newspaper in the United States; the total also included 296,330 print subscribers, making the ''Times'' the second-largest newspaper by print circulation in the United States, following ''The Wall Street Journal'', also based in New York City. ''The New York Times'' is published by the New York Times Company; since 1896, the company has been chaired by the Ochs-Sulzberger family, whose current chairman and the paper's publ ...
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Affordable Care Act
The Affordable Care Act (ACA), formally known as the Patient Protection and Affordable Care Act (PPACA) and informally as Obamacare, is a landmark U.S. federal statute enacted by the 111th United States Congress and signed into law by President Barack Obama on March 23, 2010. Together with amendments made to it by the Health Care and Education Reconciliation Act of 2010, it represents the U.S. healthcare system's most significant regulatory overhaul and expansion of coverage since the enactment of Medicare (United States), Medicare and Medicaid in 1965. Most of the act remains in effect. The ACA's major provisions came into force in 2014. By 2016, the uninsured share of the population had roughly halved, with estimates ranging from 20 to 24 million additional people covered. The law also enacted a host of Healthcare industry#Delivery of services, delivery system reforms intended to constrain healthcare costs and improve quality. After it came into effect, increases in overall ...
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Health Care Service Corporation
Health Care Service Corporation (HCSC), a Mutual Legal Reserve Company, is a member-owned health insurance company in the United States. HCSC was formerly known as ''Hospital Service Corporation'' and changed its name to ''Health Care Service Corporation'' in 1975. The company was founded in 1936 and is based in Chicago, Illinois with a network of offices in the United States. Health Care Service Corporation is the licensee of the Blue Cross and Blue Shield Association for five states. It concentrates its operations in Illinois, Montana, New Mexico, Oklahoma, and Texas. HCSC is the fifth-largest health insurer in the US overall and employs more than 35,000 people. As of 2019, it was noted to be the third-largest commercial health insurer in the United States It serves nearly 16 million members. HCSC offers group life, disability, and dental policies, as well as a range of other individual policies. The company also provides various care management and wellness resources. Geograp ...
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Consumers Union
A consumer is a person or a group who intends to order, or use purchased goods, products, or services primarily for personal, social, family, household and similar needs, who is not directly related to entrepreneurial or business activities. The term most commonly refers to a person who purchases goods and services for personal use. Rights "Consumers, by definition, include us all", said President John F. Kennedy, offering his definition to the United States Congress on March 15, 1962. This speech became the basis for the creation of World Consumer Rights Day, now celebrated on March 15. In his speech, John Fitzgerald Kennedy outlined the integral responsibility to consumers from their respective governments to help exercise consumers' rights, including: *The right to safety: To be protected against the marketing of goods that are hazardous to health or life. *The right to be informed: To be protected against fraudulent, deceitful, or grossly misleading information, advertisi ...
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Tax Reform Act Of 1986
The Tax Reform Act of 1986 (TRA) was passed by the 99th United States Congress and signed into law by President Ronald Reagan on October 22, 1986. The Tax Reform Act of 1986 was the top domestic priority of President Reagan's second term. The act lowered federal income tax rates, decreasing the number of tax brackets and reducing the top tax rate from 50 percent to 28 percent. The act also expanded the earned income tax credit, the standard deduction, and the personal exemption, removing approximately six million lower-income Americans from the tax base. Offsetting these cuts, the act increased the alternative minimum tax and eliminated many tax deductions, including deductions for rental housing, individual retirement accounts, and depreciation. Although the tax reform was projected to be revenue-neutral, it was popularly referred to as the second round of Reagan tax cuts (following the Economic Recovery Tax Act of 1981). The bill passed with majority support in both the ...
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501(c)
A 501(c) organization is a nonprofit organization in the federal law of the United States according to Internal Revenue Code (26 U.S.C. § 501(c)). Such organizations are exempt from some federal income taxes. Sections 503 through 505 set out the requirements for obtaining such exemptions. Many states refer to Section 501(c) for definitions of organizations exempt from state taxation as well. 501(c) organizations can receive unlimited contributions from individuals, corporations, and unions. For example, a nonprofit organization may be tax-exempt under section 501(c)(3) if its primary activities are charitable, religious, educational, scientific, literary, testing for public safety, fostering amateur sports competition, or preventing cruelty to children or animals. Types According to the IRS Publication 557, in the ''Organization Reference Chart'' section, the following is an exact list of 501(c) organization types (29 in total) and their corresponding descriptions. G ...
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Medicare (United States)
Medicare is a federal health insurance program in the United States for people age 65 or older and younger people with disabilities, including those with End Stage Renal Disease Program, end stage renal disease and amyotrophic lateral sclerosis (ALS or Lou Gehrig's disease). It started in 1965 under the Social Security Administration and is now administered by the Centers for Medicare and Medicaid Services (CMS). Medicare is divided into four parts: A, B, C and D. Part A covers hospital, skilled nursing, and hospice services. Part B covers outpatient services. Part D covers self-administered prescription drugs. Part C is an alternative that allows patients to choose private plans with different benefit structures that provide the same services as Parts A and B, usually with additional benefits. In 2022, Medicare provided health insurance for 65.0 million individuals—more than 57 million people aged 65 and older and about 8 million younger people. According to annual Medicare ...
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