USS ''Underwriter'' was a 341-ton sidewheel steamer that was purchased for military use by the
Union Navy
The Union Navy was the United States Navy (USN) during the American Civil War, when it fought the Confederate States Navy (CSN). The term is sometimes used carelessly to include vessels of war used on the rivers of the interior while they were un ...
during the
American Civil War
The American Civil War (April 12, 1861 – May 26, 1865; also known by other names) was a civil war in the United States. It was fought between the Union ("the North") and the Confederacy ("the South"), the latter formed by states ...
.
''Underwriter'' was outfitted as a gunboat, whose primary task was to prevent ships from penetrating the
Union blockade
The Union blockade in the American Civil War was a naval strategy by the United States to prevent the Confederacy from trading.
The blockade was proclaimed by President Abraham Lincoln in April 1861, and required the monitoring of of Atlanti ...
of Southern ports.
Construction and design
''Underwriter''—a wooden-
hulled
Husk (or hull) in botany is the outer shell or coating of a seed. In the United States, the term husk often refers to the leafy outer covering of an ear of maize (corn) as it grows on the plant. Literally, a husk or hull includes the protective ...
side-wheel steamer—was built for merchant service at
Brooklyn, New York
Brooklyn () is a borough of New York City, coextensive with Kings County, in the U.S. state of New York. Kings County is the most populous county in the State of New York, and the second-most densely populated county in the United States, be ...
in 1852. She was in length, with a beam of and draft of . Her registered (gross) tonnage was 341.
''Underwriter'' was powered by a single-
cylinder
A cylinder (from ) has traditionally been a three-dimensional solid, one of the most basic of curvilinear geometric shapes. In elementary geometry, it is considered a prism with a circle as its base.
A cylinder may also be defined as an infin ...
boiler
A boiler is a closed vessel in which fluid (generally water) is heated. The fluid does not necessarily boil. The heated or vaporized fluid exits the boiler for use in various processes or heating applications, including water heating, centr ...
s, of the double return drop flue type, were in length by in diameter. Both engine and boilers were built by the West Street Foundry of Brooklyn.
Service history
''Underwriter'' was purchased by the Navy at
New York City
New York, often called New York City or NYC, is the most populous city in the United States. With a 2020 population of 8,804,190 distributed over , New York City is also the most densely populated major city in the Un ...
on 23 August 1861, and commissioned there on 22 August, Lt. James M. Prichett in command. Assigned to the
Potomac Flotilla
The Potomac Flotilla, also called the Potomac Squadron, was a unit of the United States Navy created in the early days of the American Civil War to secure Union communications in the Chesapeake Bay, the Potomac River and their tributaries, and to ...
, USS ''Underwriter'' arrived in the
Potomac River
The Potomac River () drains the Mid-Atlantic United States, flowing from the Potomac Highlands into Chesapeake Bay. It is long,U.S. Geological Survey. National Hydrography Dataset high-resolution flowline dataThe National Map. Retrieved Augu ...
Virginia
Virginia, officially the Commonwealth of Virginia, is a state in the Mid-Atlantic and Southeastern regions of the United States, between the Atlantic Coast and the Appalachian Mountains. The geography and climate of the Commonwealth ar ...
, ill-prepared for active duty, and was sent to the
Washington Navy Yard
The Washington Navy Yard (WNY) is the former shipyard and Weapon, ordnance plant of the United States Navy in Southeast, Washington, D.C., Southeast Washington, D.C. It is the oldest shore establishment of the U.S. Navy.
The Yard currently serv ...
on 28 August for extensive repairs and alterations. While laid up, she was transferred to the
North Atlantic Blockading Squadron
The Union blockade in the American Civil War was a naval strategy by the United States to prevent the Confederacy from trading.
The blockade was proclaimed by President Abraham Lincoln in April 1861, and required the monitoring of of Atlantic ...
. The vessel sailed for
Hampton Roads, Virginia
Hampton Roads is the name of both a body of water in the United States that serves as a wide channel for the James, Nansemond and Elizabeth rivers between Old Point Comfort and Sewell's Point where the Chesapeake Bay flows into the Atlantic O ...
, on 3 October and joined the
blockade
A blockade is the act of actively preventing a country or region from receiving or sending out food, supplies, weapons, or communications, and sometimes people, by military force.
A blockade differs from an embargo or sanction, which are leg ...
off
Hatteras Inlet
Hatteras Inlet is an estuary in North Carolina, located along the Outer Banks, separating Hatteras Island and Ocracoke Island. It connects the Atlantic Ocean to the Pamlico Sound. Hatteras Inlet is located entirely within Hyde County.
History ...
,
North Carolina
North Carolina () is a state in the Southeastern region of the United States. The state is the 28th largest and 9th-most populous of the United States. It is bordered by Virginia to the north, the Atlantic Ocean to the east, Georgia and ...
, on 9 October.
''Underwriter'', , and left Hatteras Inlet on 14 November 1861, and proceeded southwest to
Ocracoke Inlet
Ocracoke Inlet () , from the North Carolina Collection's website at the
. There, they scuttled three stone-filled hulks, effectively closing the inlet to
Confederate
Confederacy or confederate may refer to:
States or communities
* Confederate state or confederation, a union of sovereign groups or communities
* Confederate States of America, a confederation of secessionist American states that existed between 1 ...
shipping. The three vessels also participated in the capture of Confederate works on Roanoke Island, North Carolina, on 7–8 February 1862, and saw action during the capture of
Elizabeth City, North Carolina
Elizabeth City is a city in Pasquotank County, North Carolina, Pasquotank County, North Carolina, United States. As of the 2020 census, it had a population of 18,629. Elizabeth City is the county seat and largest city of Pasquotank County. It ...
, on 10 February 1862. On 13 February 1862, ''Underwriter'', , , and proceeded up the North River, North Carolina, and placed obstructions at the mouth of the
Albemarle and Chesapeake Canal
The Albemarle and Chesapeake Canal was built by a corporation in 1856-1860 to afford inland navigation between the Chesapeake Bay and the Albemarle Sound. It is really two canals, thirty miles (50 km) apart, one eight and one-half miles (13. ...
. ''Underwriter'' assisted in the capture of New Bern, North Carolina, on 13–14 March 1862, knocking out a Confederate battery along the
Neuse River
The Neuse River ( , Tuscarora: Neyuherú·kęʔkì·nęʔ) is a river rising in the Piedmont of North Carolina and emptying into Pamlico Sound below New Bern. Its total length is approximately , making it the longest river entirely contained in ...
during the attack. After additional support duties in both Albemarle and Albemarle Sounds, the vessel returned to
Baltimore, Maryland
Baltimore ( , locally: or ) is the List of municipalities in Maryland, most populous city in the U.S. state of Maryland, fourth most populous city in the Mid-Atlantic (United States), Mid-Atlantic, and List of United States cities by popula ...
, on 1 June 1862 for repairs.
''Underwriter'' left Baltimore in late July 1862 and returned to New Bern. She remained in the Neuse River off New Bern performing various reconnaissance and dispatch assignments—occasionally moving to different points in the North Carolina sounds. ''Underwriter'' sailed to
Plymouth, North Carolina
Plymouth is the largest town in Washington County, North Carolina, United States. The population was 3,878 at the 2010 census. It is the county seat of Washington County. Plymouth is located on the Roanoke River about seven miles (11 km) upr ...
, in August and towed the prize schooner ''Young Rover'' to New Bern on 13 August 1862. She was ordered to report to Plymouth for reconnaissance duty on 4 December and sailed from there to Hatteras Inlet on 17 December. On 4 January 1863, she sailed up the
Chowan River
The Chowan River (cho-WAHHN) , from the North Carolina Collection's website at the
John Taylor Wood
John Taylor Wood (August 13, 1830 – July 19, 1904) was an officer in the United States Navy and the Confederate Navy. He resigned from the U.S. Navy at the beginning of the American Civil War, and became a "leading Confederate naval hero" ...
, grandson of President
Zachary Taylor
Zachary Taylor (November 24, 1784 – July 9, 1850) was an American military leader who served as the 12th president of the United States from 1849 until his death in 1850. Taylor was a career officer in the United States Army, rising to th ...
and a nephew of President Jefferson Davis. They caught ''Underwriter'' crew by surprise and took her in hand-to-hand combat, killing Acting Master Jacob Westervelt and capturing most of the vessel's complement. The gunboat did not have steam up, so the Confederates burned her, as they were under heavy fire from surrounding Union batteries. The ship burned to the waterline, but her machinery was relatively unscathed. Her boilers and engines were later salvaged. The wreck was rediscovered in 1986 and a gun carriage from it salvaged the following year.