Cyclos is online banking software for
microfinance institution
Microfinance is a category of financial services targeting individuals and small businesses who lack access to conventional banking and related services. Microfinance includes microcredit, the provision of small loans to poor clients; savings ...
s, local banks (in developing countries) and
complementary currency
A complementary currency is a currency or medium of exchange that is not necessarily a national currency, but that is thought of as supplementing or complementing national currencies. Complementary currencies are usually not legal tender and thei ...
systems like
LETS
A local exchange trading system (also local employment and trading system or local energy transfer system; abbreviated LETS) is a locally initiated, democratically organised, not-for-profit community enterprise that provides a community infor ...
,
TD4W Credits,
Barter
In trade, barter (derived from ''baretor'') is a system of exchange in which participants in a transaction directly exchange goods or services for other goods or services without using a medium of exchange, such as money. Economists distingu ...
networks and
time banks.
Cyclos has the following functionality:
* Online banking tools;
* E-commerce platform;
* Business directory;
* Referrals and transaction qualifications;
* Messaging and notification system;
* Call- and support-center logging;
* Integrated management information system;
Cyclos can be accessed through the web but also supports mobile phones (WAP/SMS) and point of sale (POS) devices. Enabling sms and card payments.
[
]
References
* https://www.nytimes.com/2011/10/02/world/europe/in-greece-barter-networks-surge.html
* https://www.theguardian.com/world/2012/mar/16/greece-on-breadline-cashless-currency
* https://web.archive.org/web/20120328114321/http://www.sunflower.ch/index.php?p=site4_cyclos&l=en
* http://trado.info/node/10
* https://web.archive.org/web/20110928151625/http://www.correntewire.com/cyclos_alternative_currency_software
* https://web.archive.org/web/20120511215702/http://ccmag.net/cyclos/3/6
External links
{{Portal, Banks
Cyclos project siteCyclos documentationCyclos forumCyclos parent foundation
Free finance software
Formerly free software