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ATM Card
An ATM card is a payment card or dedicated payment card style card issued by a financial institution which enables a customer to access automated teller machines (ATMs). ATM cards are payment card size and style plastic cards with a magnetic stripe or a plastic smart card with a chip that contains a unique card number and some security information such as an expiration date or CVVC (CVV). ATM cards are known by a variety of names such as bank card, MAC (money access card), client card, key card or cash card, among others. Most payment cards, such as debit and credit cards can also function as ATM cards, although ATM-only cards are also available. Charge and proprietary cards cannot be used as ATM cards. The use of a credit card to withdraw cash at an ATM is treated differently to a POS transaction, usually attracting interest charges from the date of the cash withdrawal
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European Payments Council
The European Payments Council (EPC) was founded in 2002. It calls itself "the decision-making and coordination body of the European banking industry in relation to payments". The main task of the EPC is the development of the Single Euro Payment Area. The 74 members are banks and banking associations. See also[edit]European Payments Union EPC QR CodeExternal links[edit]http://www.europeanpaymentscouncil.eu/This European bank or insurance-related article is a stub
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Scrip
A scrip (or chit in India) is any substitute for legal tender. It is often a form of credit. Scrips have been created for payment of employees under truck systems, and for use in local commerce at times when regular currency was unavailable, for example in remote coal towns, military bases, ships on long voyages, or occupied countries in wartime. Besides company scrip, other forms of scrip include land scrip, vouchers, token coins such as subway tokens, IOUs, arcade tokens and tickets, and points on some credit cards. Scrips have gained historical importance and become a subject of study in numismatics and exonumia due to their wide variety and recurring use
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Wayback Machine
The Wayback Machine
Wayback Machine
is a digital archive of the World Wide Web
World Wide Web
and other information on the Internet. It was launched in 2001 by the Internet
Internet
Archive, a nonprofit organization based in San Francisco, California, United States. .mw-parser-output .toclimit-2 .toclevel-1 ul,.mw-parser-output .toclimit-3 .toclevel-2 ul,.mw-parser-output .toclimit-4 .toclevel-3 ul,.mw-parser-output .toclimit-5 .toclevel-4 ul,.mw-parser-output .toclimit-6 .toclevel-5 ul,.mw-parser-output .toclimit-7 .toclevel-6 ul display:none Contents1 History 2 Technical details2.1 Storage capacity and growth 2.2 Growth 2.3 Website exclusion policy2.3.1 Oakland Archive
Archive
Policy3 Uses3.1 Limitations 3.2 In legal evidence3.2.1 Civil litigation3.2.1.1 Netbula LLC v
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Financial Institution
Financial institutions are corporations which provide services as intermediaries of financial markets. Broadly speaking, there are three major types of financial institutions:[1][2]Depository institutions – deposit-taking institutions that accept and manage deposits and make loans, including banks, building societies, credit unions, trust companies, and mortgage loan companies; Contractual institutions – insurance companies and pension funds Investment institutions – investment banks, underwriters, brokerage firms.Some experts see a trend toward homogenisation of financial institutions, meaning a tendency to invest in similar areas and have similar business strategies
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PRIMA (Indonesia)
PRIMA is one of the interbank networks in Indonesia. PRIMA is owned by PT Rintis Sejahtera. PT Rintis Sejahtera is a Satellite Communication services provider that transmitting digital information within the region and around the world.[1] Before the creation of ATM PRIMA, this network was known as ATM BCA network that worked as the ATM network for Bank Central Asia.Contents1 Services 2 Members 3 References 4 External linksServices[edit]PRIMAMESH[2] PRIMALINK[3] PRIMASTAR[4] PRIMANET[5] EFT SWITCHING,[6] the Interbank network BROADBAND[7]Members[edit]Bank Central Asia[8][9] Bank Muamalat[8] Bank Jabar Banten[8][10] Bank Mayapada[8] Bank Ekonomi[8] Bank Mega[8] The Bank of Tokyo-Mistubishi, Ltd
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Bank Central Asia
PT Bank Central Asia
Bank Central Asia
Tbk, or commonly named as Bank Central Asia
Bank Central Asia
(BCA) is an Indonesian bank founded on February 21, 1957. In 2016, BCA overtook DBS Bank
DBS Bank
of Singapore as Southeast Asia's biggest lender by value, with a market capitalisation of US$24.5 billion (S$34.2 billion).[2] The Asian financial crisis in 1997 had a tremendous impact on Indonesia's entire banking system. In particular, it affected BCA's cash flow and even threatened its survival. Panic rush forced the bank to seek assistance from the Indonesian government. The Indonesian Bank Restructuring Agency took over control of the bank in 1998.Somehow full recovery was accomplished later in the same year. In December 1998, third-party funds were back at the pre-crisis level. BCA's assets stood at Rp 67.93 trillion, as opposed to Rp 53.36 trillion in December 1997
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Development Bank Of Singapore
DBS Bank
DBS Bank
is a multinational banking and financial services corporation headquartered in Marina Bay, Singapore. The company was known as The Development Bank of Singapore
Singapore
Limited, before the present name was adopted in July 2003 to reflect its changing role as a regional bank.[5] The bank was set up by the Government of Singapore
Singapore
in July 1968 to take over the industrial financing activities from the Economic Development Board. Today, its branches numbering more than 100 can be found island-wide. DBS Bank
DBS Bank
is the largest bank in South East Asia
East Asia
by assets and among the larger banks in Asia, with total assets of S$482 billion as at 31 Dec 2016
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Telephone Banking
Telephone
Telephone
banking is a service provided by a bank or other financial institution, that enables customers to perform over the telephone a range of financial transactions which do not involve for cash or documents (such as cheques), without the need to visit a bank branch or ATM. Telephone
Telephone
banking times are usually longer than branch opening times, and some financial institutions offer the service on a 24-hour basis
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ISO/IEC 7812
ISO/IEC 7812 Identification cards — Identification of issuers was first published by the International Organization for Standardization (ISO) in 1989. It is the international standard specifies "a numbering system for the identification of the card issuers, the format of the issuer identification number (IIN) and the primary account number (PAN).",[1] and procedures for registering IINs.[2] ISO/IEC 7812 has two parts:Part 1: Numbering system Part 2: Application and registration procedures The registration authority for Issuer Identification Numbers (IINs) is the American Bankers Association. An IIN is currently six digits in length. The leading digit is the major industry identifier (MII), followed by 5 digits, which together make up the IIN
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Barclays
Barclays
Barclays
plc (/ˈbɑːrkliz, -leɪz/) is a British multinational investment bank and financial services company headquartered in London. It has operations in over 40 countries and employs approximately 120,000 people.[3] Apart from investment banking, Barclays
Barclays
is organised into four core businesses: personal banking, corporate banking, wealth management, and investment management.[4] Barclays
Barclays
traces its origins to a goldsmith banking business established in the City of London
City of London
in 1690.[5] James Barclay became a partner in the business in 1736. In 1896 several banks in London
London
and the English provinces, including Backhouse's Bank
Bank
and Gurney's Bank, united as a joint-stock bank under the name Barclays
Barclays
and Co
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London
London
London
(/ˈlʌndən/ ( listen)) is the capital and most populous city of England
England
and the United Kingdom.[7][8] Standing on the River Thames
River Thames
in the south east of the island of Great Britain, London has been a major settlement for two millennia. It was founded by the Romans, who named it Londinium.[9] London's ancient core, the City of London, largely retains its 1.12-square-mile (2.9 km2) medieval boundaries
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Cash Drawer
A cash register, also referred to as a till in the United Kingdom
United Kingdom
and other Commonwealth countries, is a mechanical or electronic device for registering and calculating transactions at a point of sale. It is usually attached to a drawer for storing cash and other valuables. The cash register is also usually attached to a printer, that can print out receipts for record keeping purposes.Contents1 History 2 In current use2.1 Cash
Cash
drawer 2.2 Manual input 2.3 Scanner 2.4 Receipt
Receipt
printer 2.5 Security deactivation3 Self-service cash register 4 See also 5 References 6 Further readingHistory[edit]National Cash
Cash
RegisterAn early mechanical cash register was invented by James Ritty and John Birch following the American Civil War
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Point Of Sale
The point of sale (POS) or point of purchase (POP) is the time and place where a retail transaction is completed. At the point of sale, the merchant calculates the amount owed by the customer, indicates that amount, may prepare an invoice for the customer (which may be a cash register printout), and indicates the options for the customer to make payment. It is also the point at which a customer makes a payment to the merchant in exchange for goods or after provision of a service. After receiving payment, the merchant may issue a receipt for the transaction, which is usually printed but is increasingly being dispensed with or sent electronically.[1][2][3] To calculate the amount owed by a customer, the merchant may use various devices such as weighing scales, barcode scanners, and cash registers
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Malaysian Electronic Payment System
The Malaysian Electronic Payment System
Malaysian Electronic Payment System
(MEPS) is an interbank network service provider in Malaysia. In August 2017, MEPS has merged with Malaysian Electronic Clearing Corporation Sdn Bhd (MyClear) to form Payments Network Malaysia
Malaysia
Sdn Bhd (PayNet). With the result of the merger, PayNet is now the holding company for the PayNet Group which comprises of two main subsidiaries namely, Malaysian Electronic Payment System
Malaysian Electronic Payment System
Sdn Bhd (MEPS) and MEPS Currency Management Sdn Bhd (MCM)
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Integrated Circuit
An integrated circuit or monolithic integrated circuit (also referred to as an IC, a chip, or a microchip) is a set of electronic circuits on one small flat piece (or "chip") of semiconductor material, normally silicon. The integration of large numbers of tiny transistors into a small chip results in circuits that are orders of magnitude smaller, cheaper, and faster than those constructed of discrete electronic components. The IC's mass production capability, reliability and building-block approach to circuit design has ensured the rapid adoption of standardized ICs in place of designs using discrete transistors. ICs are now used in virtually all electronic equipment and have revolutionized the world of electronics
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