Zilch is a London-based BNPL payment platform. Co-founded in 2018 by Philip Belamant and Sean O’Connor, it was publicly launched in September 2020. As of 2023, Zilch has over 3 million users. In April 2021 Zilch announced a valuation of over $500 million. Shortly after in July 2021, the company announced a funding deal partnership with

Goldman Sachs Goldman Sachs () is an American multinational investment bank and financial services company. Founded in 1869, Goldman Sachs is headquartered at 200 West Street in Lower Manhattan, with regional headquarters in London, Warsaw, Bangalore, H ...

and DMG Ventures. In October 2021 Zilch reported an overall valuation of $2 billion, making it the fastest company in Europe to reach double unicorn status. In April 2022 Zilch and

Experian Experian is an American–Irish multinational data analytics and consumer credit reporting company. Experian collects and aggregates information on over 1 billion people and businesses including 235 million individual U.S. consumers and more t ...

announced a partnership to begin reciprocal reporting of credit information in BNPL. Zilch extended its funding in June 2022, bringing the total amount to $193 million. Zilch partnered with

StepChange StepChange Debt Charity, formerly the Consumer Credit Counselling Service (CCCS), is the trading name of the Foundation for Credit Counselling, and is a debt counselling charity in the United Kingdom. The organisation offers free debt advice a ...

in February 2023, working to implement StepChange Direct's service directly into its platform.

References

{{reflist Financial services companies based in London Financial services companies established in 2018 British companies established in 2018