Based in
Burlington, Ontario
Burlington is a city in the Regional Municipality of Halton at the northwestern end of Lake Ontario in Ontario, Canada. Along with Milton to the north, it forms the western end of the Greater Toronto Area and is also part of the Hamilton met ...
, TransUnion Canada is one of two credit reporting agencies in
Canada
Canada is a country in North America. Its ten provinces and three territories extend from the Atlantic Ocean to the Pacific Ocean and northward into the Arctic Ocean, covering over , making it the world's second-largest country by tot ...
. Like their main competitor,
Equifax Canada
Equifax Canada Inc is one of two agencies (the other being TransUnion Canada) providing credit bureau and information reports for businesses, including the financial sectors. Owned by Equifax of Atlanta, Georgia, Equifax Canada is based in Toron ...
, they now market their
credit report
:''This article deals with the general concept of the term credit history. For detailed information about the same topic in the United States, see Credit score in the United States.''
A credit history is a record of a borrower's responsible repa ...
s directly to consumers, in addition to their core business of providing the reports to potential creditors.
Services
Services offered by TransUnion Canada include:
* Disputes
* Fraud
* General
* Score
* Consumer disclosures
Legal
Consumer Protection B.C issued a compliance order against Trans Union to remove all data it held over 6 years. Trans Union refused to comply with the compliance order as felt obligated to report "substantiated facts", longer than six years. TransUnion requested a review of the compliance order, which led to court action. The BC Supreme Court ruled that the compliance order was lawful.
Supreme Court Case Docket Number: S124585
/ref>
See also
*Identity theft
Identity theft occurs when someone uses another person's personal identifying information, like their name, identifying number, or credit card number, without their permission, to commit fraud or other crimes. The term ''identity theft'' was co ...
*TransUnion
TransUnion is an American consumer credit reporting agency. TransUnion collects and aggregates information on over one billion individual consumers in over thirty countries including "200 million files profiling nearly every credit-active consum ...
*Equifax Canada
Equifax Canada Inc is one of two agencies (the other being TransUnion Canada) providing credit bureau and information reports for businesses, including the financial sectors. Owned by Equifax of Atlanta, Georgia, Equifax Canada is based in Toron ...
References
External links
TransUnion Canada
Financial services companies of Canada
Banking in Canada
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