Royal Bank Of Queensland, Lowood
   HOME

TheInfoList



OR:

The Royal Bank of Queensland is a heritage-listed former
bank A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because ...
at 12 Railway Street,
Lowood Lowood is a rural town and Suburbs and localities (Australia), locality in the Somerset Region, Queensland, Australia. In the , the locality of Lowood had a population of 4,159 people. Geography The town is on the Brisbane River, west of the ...
,
Somerset Region The Somerset Region is a local government area located in the West Moreton region of South East Queensland, Australia, about northwest of Brisbane and centred on the town of Esk. It was created in 2008 from a merger of the Shire of Esk and t ...
,
Queensland ) , nickname = Sunshine State , image_map = Queensland in Australia.svg , map_caption = Location of Queensland in Australia , subdivision_type = Country , subdivision_name = Australia , established_title = Before federation , establishe ...
, Australia. It was built from 1901 to 1917. It is also known as Bank of Queensland Ltd, National Bank of Australasia, and now as a dental surgery. It was added to the
Queensland Heritage Register The Queensland Heritage Register is a heritage register, a statutory list of places in Queensland, Australia that are protected by Queensland legislation, the Queensland Heritage Act 1992. It is maintained by the Queensland Heritage Council. A ...
on 21 October 1992.


History

This small timber building was erected in Main Street, Lowood, between 1901 and 1917, as a branch of the
Royal Bank of Queensland The Royal Bank of Queensland was a bank in Queensland, Australia. History The Royal Bank of Queensland commenced operation in Brisbane Brisbane ( ) is the capital and most populous city of the Australian state of Queensland, and the thi ...
Ltd. Lowood had emerged as the centre of a thriving farming district after the rail link to
Ipswich Ipswich () is a port town and borough in Suffolk, England, of which it is the county town. The town is located in East Anglia about away from the mouth of the River Orwell and the North Sea. Ipswich is both on the Great Eastern Main Line ...
was opened in mid-1884. In 1901 the Royal Bank, established in
Brisbane Brisbane ( ) is the capital and most populous city of the Australian state of Queensland, and the third-most populous city in Australia and Oceania, with a population of approximately 2.6 million. Brisbane lies at the centre of the South ...
in 1885 as a competitor to the
Queensland National Bank The Queensland National Bank is a former bank in Queensland, Australia. History In 1872, the bank was established in Brisbane. In December 1914, the bank had its head office in Brisbane with branches throughout Queensland at Allora, Aramac, A ...
, opened a branch at Lowood. For the first two decades of the 20th century it remained the only banking establishment in the town. In January 1917 the Royal Bank and the
Bank of North Queensland The Bank of North Queensland was formed in 1887 in Townsville with branches in Sydney and London. In 1893 there were branches in: Ayr, Cairns, Charters Towers, Cooktown, Herberton, Normanton, Rockhampton and Thursday Island and agencies at ...
(established in
Townsville Townsville is a city on the north-eastern coast of Queensland, Australia. With a population of 180,820 as of June 2018, it is the largest settlement in North Queensland; it is unofficially considered its capital. Estimated resident population, 3 ...
in 1888) merged to form the Bank of Queensland Ltd, with the Lowood branch retained under the new name. In mid-1917 the Lowood bank building, complete with a brick and concrete strongroom which weighed close to 40 tonnes, was re-located to the present site in Railway Street. In 1922 the Bank of Queensland in turn merged with the
National Bank of Australasia The National Bank of Australasia was a bank based in Melbourne. It was established in 1858, and in 1982 merged with the Commercial Banking Company of Sydney to form National Australia Bank. History In 1858, Alexander Gibb, a Melbourne gentlema ...
, and the building remained a branch of the National Bank until 1986. In 2015, it functions as a dental surgery.


Description

This single-storeyed
weatherboard Clapboard (), also called bevel siding, lap siding, and weatherboard, with regional variation in the definition of these terms, is wooden siding of a building in the form of horizontal boards, often overlapping. ''Clapboard'' in modern Americ ...
building fronts Railway Street in the centre of Lowood. Rectangular in plan, the building has a
corrugated iron Corrugated galvanised iron or steel, colloquially corrugated iron (near universal), wriggly tin (taken from UK military slang), pailing (in Caribbean English), corrugated sheet metal (in North America) and occasionally abbreviated CGI is a ...
hipped roof A hip roof, hip-roof or hipped roof, is a type of roof where all sides slope downwards to the walls, usually with a fairly gentle slope (although a tented roof by definition is a hipped roof with steeply pitched slopes rising to a peak). Thus, ...
with a shallow hip to the front verandah and a skillion to the rear office and workroom. The building sits on concrete stumps with the
verandah A veranda or verandah is a roofed, open-air gallery or porch, attached to the outside of a building. A veranda is often partly enclosed by a railing and frequently extends across the front and sides of the structure. Although the form ''vera ...
at street level and the land sloping away to the rear. The verandah has decorative carved timber arch
brackets A bracket is either of two tall fore- or back-facing punctuation marks commonly used to isolate a segment of text or data from its surroundings. Typically deployed in symmetric pairs, an individual bracket may be identified as a 'left' or ' ...
with corner quatrefoil design and cross-braced balustrade with a circular pattern. The ceiling is lined and a projecting vestibule has twin timber doors with a fanlight above. The interior has
tongue and groove Tongue and groove is a method of fitting similar objects together, edge to edge, used mainly with wood, in flooring, parquetry, panelling, and similar constructions. Tongue and groove joints allow two flat pieces to be joined strongly together ...
boards to the walls, a flat boarded ceiling and partitioning has been installed to separate the surgery, reception and a toilet. The building has double-hung
sash windows A sash window or hung sash window is made of one or more movable panels, or "sashes". The individual sashes are traditionally paned windows, but can now contain an individual sheet (or sheets, in the case of double glazing) of glass. History T ...
and a rendered masonry strongroom is built into the southeast elevation adjacent to the surgery and is used as a store. A metal sheeted shed sitting on metal posts and a weatherboard and fibrous cement toilet block are located to the rear of the building. Metal sunshades are attached to the northwest and southeast elevations.


Heritage listing

The former Royal Bank of Queensland at Lowood was listed on the
Queensland Heritage Register The Queensland Heritage Register is a heritage register, a statutory list of places in Queensland, Australia that are protected by Queensland legislation, the Queensland Heritage Act 1992. It is maintained by the Queensland Heritage Council. A ...
on 21 October 1992 having satisfied the following criteria. The place is important in demonstrating the evolution or pattern of Queensland's history. The former Royal Bank of Queensland Ltd building at Lowood is important in demonstrating the pattern of Queensland's history, being associated with the rural expansion of the Royal Bank of Queensland in the late 19th and early 20th centuries. The place is important in demonstrating the principal characteristics of a particular class of cultural places. It is important in demonstrating some of the principal characteristics of a small, early 20th century, timber bank building in rural Queensland, retaining a substantially intact exterior and what appears to be the original masonry strongroom. The place is important because of its aesthetic significance. It exhibits aesthetic characteristics valued by the local community, in particular the streetscape contribution of its decorative timber facade.


References


Attribution


External links

{{commons category-inline, Royal Bank of Queensland, Lowood Queensland Heritage Register Buildings and structures in Somerset Region Former bank buildings in Queensland Articles incorporating text from the Queensland Heritage Register Royal Bank of Queensland