Paige Marta Skiba is an American economist who is a professor of law at Vanderbilt University Law School, and an associate editor of the '' International Review of Law and Economics''. She is an expert on the causes of consequences of consumer borrowing at high-interest rates, such as payday loans and pawnshop loans. She finds that these borrowers have few other options for credit, but often default on these loans after making expensive payments. During the COVID-19 recession, she was among a group of scholars of

bankruptcy in the United States In the United States, bankruptcy is largely governed by federal law, commonly referred to as the "Bankruptcy Code" ("Code"). The United States Constitution (Article 1, Section 8, Clause 4) authorizes Congress to enact "uniform Laws on the sub ...

who proposed giving small businesses more time during the bankruptcy process to regain solvency.

Selected works

* Skiba, Paige Marta, and Jeremy Tobacman. "Do payday loans cause bankruptcy?." The Journal of Law and Economics 62, no. 3 (2019): 485–519. * Agarwal, Sumit, Paige Marta Skiba, and Jeremy Tobacman. "Payday loans and credit cards: New liquidity and credit scoring puzzles?." American Economic Review 99, no. 2 (2009): 412–17. * Bhutta, Neil, Paige Marta Skiba, and Jeremy Tobacman. "Payday loan choices and consequences." Journal of Money, Credit and Banking 47, no. 2-3 (2015): 223–260. * Dobbie, Will, and Paige Marta Skiba. "Information asymmetries in consumer credit markets: Evidence from payday lending." American Economic Journal: Applied Economics 5, no. 4 (2013): 256–82. * Hankins, Scott, Mark Hoekstra, and Paige Marta Skiba. "The ticket to easy street? The financial consequences of winning the lottery." Review of Economics and Statistics 93, no. 3 (2011): 961–969.

References

{{DEFAULTSORT:Skiba, Paige American women economists 21st-century American economists Vanderbilt University Law School faculty University of Massachusetts Amherst alumni University of California, Berkeley alumni Living people Behavioral economists Year of birth missing (living people)