LinkAja! is an Indonesian digital wallet service. The service was originally launched in 2007 by an Indonesian mobile operator

Telkomsel PT Telekomunikasi Selular (trading as Telkomsel) is an Indonesian wireless network provider founded in 1995 and is owned by Telkom Indonesia (65%) and Singtel (35%). It is headquartered in South Jakarta. Telkomsel is the largest cellular tel ...

as Telkomsel Cash, branded as TCASH. It is developed by PT Fintek Karya Nusantara, a company owned by various state-owned companies; including Telkomsel – itself a subsidiary of

Telkom Indonesia PT Telkom Indonesia (Persero) Tbk, also simply known as Telkom, is an Indonesian multinational telecommunications conglomerate. Telkom is listed on the Indonesia Stock Exchange and has a secondary listing on the New York Stock Exchange. The ...

, state-owned banks (

Bank Mandiri PT Bank Mandiri (Persero) Tbk or Bank Mandiri, headquartered in Jakarta, is the largest bank in Indonesia in terms of assets, loans and deposits. Total assets as of March 2021, were IDR 1.58 quadrillion (around US$110.56 billion). As ...

, BRI, BNI, and BTN),

Pertamina PT Pertamina (Persero), formerly abbreviated from ''Perusahaan Pertambangan Minyak dan Gas Bumi Negara'' (lit. 'State Oil and Natural Gas Mining Company'), is an Indonesian state-owned oil and natural gas corporation based in Jakarta. It was cr ...

, Jiwasraya, and Danareksa. On March 26, 2020, LinkAja partnered with Telcoin, an instant, low-cost blockchain powered remittance service. This partnership is set to explore cashless opportunities in LinkAjas area of operation. The name "Link" comes from an

interbank network An interbank network, also known as an ATM consortium or ATM network, is a computer network that enables ATM cards issued by a financial institution that is a member of the network to be used to perform ATM transactions through ATMs that belon ...

in Indonesia with the same name. The network is owned by State-owned Banks Association (HIMBARA), comprising the four banks above. The network provides cash withdrawal and inquiry services in their network.

References

{{Indonesia-stub Interbank networks Financial services companies of Indonesia Telkom Indonesia Bank Rakyat Indonesia Bank Mandiri