PJSC "KredoBank" (Ukrainian: АТ "Кредобанк") is the

bank A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because ...

with the largest Polish investment in banking institution in Ukraine. Kredobank's national network contains 88 outlets throughout Ukraine. 100% of Kredobank's shares belong to

PKO Bank Polski Powszechna Kasa Oszczędności Bank Polski Spółka Akcyjna (also known as ''PKO Bank Polski S.A.'', ''PKO BP S.A.'') is Poland's largest bank founded in 1919. It provides services to individual and business clients. The core business activity of ...

, the biggest bank of

Poland Poland, officially the Republic of Poland, is a country in Central Europe. It is divided into 16 administrative provinces called voivodeships, covering an area of . Poland has a population of over 38 million and is the fifth-most populou ...

. KREDOBANK is a member of the Independent Association of Ukrainian banks and European Business Association. Also, Kredobank is a member of such international payment systems, as MasterCard Worldwide,

Visa International Visa Inc. (; stylized as ''VISA'') is an American Multinational corporation, multinational financial services corporation headquartered in San Francisco, California. It facilitates electronic funds transfers throughout the world, most commonly ...

and the Deposit Guarantee Fund. The bank has the highest national credit rank - uaAAA by Standart-Rating and Expert-Rating rating agencies.

History

The public joint-stock company Kredobank, the successor of JSC Kredyt Bank (Ukraine) and JSC West-Ukrainian Commercial Bank (ZUKB), was established in

Lviv Lviv ( uk, Львів) is the largest city in western Ukraine, and the seventh-largest in Ukraine, with a population of . It serves as the administrative centre of Lviv Oblast and Lviv Raion, and is one of the main cultural centres of Ukrain ...

and was registered as a limited liability company in the State Bank of the former USSR on 14 May 1990 (registration number 289) and re-registered with the

National Bank of Ukraine National Bank of Ukraine ( uk, Національний банк України) or NBU ( uk, НБУ) is the central bank of Ukraine – a government body responsible for unified state policy in the field of country's monetary circulation, includ ...

on 14 October 1991 (registration number 24). On 21 February 1992 at the General Shareholders Meeting ZUKB transformed into open joint-stock company (bank registration certificate number 96 on 31 March 1992). According to the Extraordinary General Shareholders Meeting on 17 August 2001 the

changed its name from JSC West-Ukrainian Commercial Bank to JSC Kredyt Bank (Ukraine), and therefore the Extraordinary General Shareholders Meeting on 26 October 2001 made the appropriate changes in the Charter of the bank. In 2004, the process of changing the strategic investor of JSC Kredyt Bank (Ukraine) has been finished. There was the sale of shares (whole package - 66.65%) of Kredyt Bank SA (Warsaw) in

Warsaw Warsaw ( pl, Warszawa, ), officially the Capital City of Warsaw,, abbreviation: ''m.st. Warszawa'' is the capital and largest city of Poland. The metropolis stands on the River Vistula in east-central Poland, and its population is officia ...

, in favor of the most powerful Polish bank PKO Bank Polski SA. As a result, the Extraordinary General Shareholders Meeting of JSC Kredyt Bank (Ukraine) was held on 17 November 2005, where shareholders approved replacing the old name of the bank by new one, which is the open joint-stock company Kredobank. On 1 March 2006 the bank officially changed its name to PJSC Kredobank. Since September 2013, the bank has been rebranded. On 5 September the updated logo of the bank was presented. The new logo of Kredobank, made in the corporate style of the strategic investor of the bank - the largest bank in Poland PKO Bank Polski SA, symbolizes the European approach to the conditions and standards of customer service, and in the future - simplification of the processes of providing banking services. The service network of Kredobank is 82 branches in 22 regions of Ukraine and in Kyiv. Net assets as of 1 July 2021 amounted to ₴27,339.6 million, by their size Kredobank is one of the twenty largest banks in Ukraine. Net profit as of 1 July 2021 amounted to more than ₴423.9 million, by its size Kredobank is also among the twenty most profitable banks in Ukraine.Кількість структурних підрозділів банків, станом на 01.01.2018
''bank.gov.ua'', процитовано: 16.02.2018

Structure

Dynamic growth of Kredobank rates, entering new geographic markets, expanding the range of services, implementing new banking technologies causes the need for continuous change in the organizational structure of the

and building the new one that would allow rapid response to change market conditions. As of 1 May 2020, the organizational structure of PJSC Kredobank is formed with the main bank and 88 outlets. PJSC Kredobank employs over 2,000 people, most people with high levels of financial and economic education, dominated by the number of young people under 35 years of age. Business training for personnel is carried out with the assistance of international institutions: the British Know How Fund, and Western Ukrainian initiative ACDI / VOCA (Agriculture Co-operative Development International). Considerable assistance in training is provided by PKO BP SA, in which personnel is trained and gains experience with the Polish

financial market A financial market is a market in which people trade financial securities and derivatives at low transaction costs. Some of the securities include stocks and bonds, raw materials and precious metals, which are known in the financial market ...

References

External links

* {{in lang, uk Banks of Ukraine Banks of the Soviet Union Companies based in Lviv

History

Structure

See also

References

External links