HBF is Australia's fifth biggest private health insurance provider with a national market share of 7.82%. HBF is headquartered in Western Australia, however, 18.6% of HBF members are outside of WA and are residents of Victoria, New South Wales, Queensland, South Australia, Tasmania, Northern Territory and the Australian Capital Territory.

History

In 1941, HBF was established as the Metropolitan Hospitals Benefit Fund of Western Australia, with the core purpose of providing affordable health services to Western Australians. HBF's purpose can be directly traced back to its origins as a key provider of social services prior to the introduction of universal government health cover in Medicare. It was established to provide a pool of funds to ensure the ongoing provision of affordable health services for members. Since its inception, HBF has grown to become the leading provider of health insurance in Western Australia. In 2009, HBF had 7.7% of the national market share for private health insurance. HBF offers health insurance for hospital, ancillary, urgent ambulance and cover for complementary therapies. In 2021, HBF completed the acquisition of Brisbane-based CUA Health Pty Ltd. As of 2021, this increased the company's market share to approximately 8%, with 17% of members living outside of Western Australia.

Locations

HBF has 18 branches located throughout

Western Australia Western Australia (commonly abbreviated as WA) is a state of Australia occupying the western percent of the land area of Australia excluding external territories. It is bounded by the Indian Ocean to the north and west, the Southern Ocean to th ...

:{{Cite web, title=Find A Branch, url=https://www.hbf.com.au/contact-us/find-a-branch, access-date=2021-04-02, website=HBF Health, language=en-au * Albany * Belmont * Booragoon * Bunbury * Cannington * Clarkson *

Geraldton Geraldton (Wajarri: ''Jambinu'', Wilunyu: ''Jambinbirri'') is a coastal city in the Mid West region of the Australian state of Western Australia, north of the state capital, Perth. At June 2018, Geraldton had an urban population of 37,648. ...

* Innaloo *

Joondalup Joondalup () is a suburb of Perth, Western Australia, approximately north of Perth's central business district. It contains the central business district of the regional City of Joondalup and acts as the primary urban centre of Perth's outer ...

Kalgoorlie Kalgoorlie is a city in the Goldfields–Esperance region of Western Australia, located east-northeast of Perth at the end of the Great Eastern Highway. It is sometimes referred to as Kalgoorlie–Boulder, as the surrounding urban area includ ...

* Karrinyup *

Mandurah Mandurah () is a coastal city in the Australian state of Western Australia, situated approximately south of the state capital, Perth. It is the state's second most populous city, with a population of 107,641 as of the 2021 Australian census, 2 ...

* Midland *

Morley Morley may refer to: Places England * Morley, Norfolk, a civil parish * Morley, Derbyshire, a civil parish * Morley, Cheshire, a village * Morley, County Durham, a village * Morley, West Yorkshire, a suburban town of Leeds and civil parish * M ...

Perth Perth is the capital and largest city of the Australian state of Western Australia. It is the fourth most populous city in Australia and Oceania, with a population of 2.1 million (80% of the state) living in Greater Perth in 2020. Perth is ...

* Rockingham * Subiaco * Success HBF has expanded locations to include 2 kiosks in

Melbourne Melbourne ( ; Boonwurrung/Woiwurrung: ''Narrm'' or ''Naarm'') is the capital and most populous city of the Australian state of Victoria, and the second-most populous city in both Australia and Oceania. Its name generally refers to a met ...

Victoria Victoria most commonly refers to: * Victoria (Australia), a state of the Commonwealth of Australia * Victoria, British Columbia, provincial capital of British Columbia, Canada * Victoria (mythology), Roman goddess of Victory * Victoria, Seychelle ...

: *

Doncaster Doncaster (, ) is a city in South Yorkshire, England. Named after the River Don, it is the administrative centre of the larger City of Doncaster. It is the second largest settlement in South Yorkshire after Sheffield. Doncaster is situated in ...

Southland Southland may refer to: Places Canada * Dunbar–Southlands, Vancouver, British Columbia New Zealand * Southland Region, a region of New Zealand * Southland County, a former New Zealand county * Southland District, part of the wider Southland Re ...

References

External links

HBF website

Prudential and Reporting Standards for Private health insurance
Insurance companies of Australia Companies based in Perth, Western Australia Financial services companies established in 1941 Health insurance in Australia 1941 establishments in Australia