Georgia Electronic Insurance Compliance System
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The Georgia Electronic Insurance Compliance System or GEICS is a
database In computing, a database is an organized collection of data stored and accessed electronically. Small databases can be stored on a file system, while large databases are hosted on computer clusters or cloud storage. The design of databases sp ...
of all
motor vehicle A motor vehicle, also known as motorized vehicle or automotive vehicle, is a self-propelled land vehicle, commonly wheeled, that does not operate on Track (rail transport), rails (such as trains or trams) and is used for the transportation of pe ...
s and the current liability
insurance Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to hedge ...
carried by their drivers in the U.S. state of Georgia. It was created by the
Georgia General Assembly The Georgia General Assembly is the state legislature of the U.S. state of Georgia. It is bicameral, consisting of the Senate and the House of Representatives. Each of the General Assembly's 236 members serve two-year terms and are directly ...
(the
state legislature A state legislature is a legislative branch or body of a political subdivision in a federal system. Two federations literally use the term "state legislature": * The legislative branches of each of the fifty state governments of the United Sta ...
) during the 2002 session, to cut down the rate of uninsured
motorist Driving is the controlled operation and movement of a vehicle, including cars, motorcycles, trucks, buses, and bicycles. Permission to drive on public highways is granted based on a set of conditions being met and drivers are required to follo ...
s. Scheduled to go into effect the following January 1, the
enforcement Enforcement is the proper execution of the process of ensuring compliance with laws, regulations, rules, standards, and social norms. Governments attempt to effectuate successful implementation of policies by enforcing laws and regulations. Ena ...
of the
statute A statute is a formal written enactment of a legislative authority that governs the legal entities of a city, state, or country by way of consent. Typically, statutes command or prohibit something, or declare policy. Statutes are rules made by le ...
was delayed in early 2003 to 2004 because of significant problems with the database, and the proper collection of the
information Information is an abstract concept that refers to that which has the power to inform. At the most fundamental level information pertains to the interpretation of that which may be sensed. Any natural process that is not completely random ...
which insurance companies must report for their Georgia policyholders. When requested by
police The police are a constituted body of persons empowered by a state, with the aim to enforce the law, to ensure the safety, health and possessions of citizens, and to prevent crime and civil disorder. Their lawful powers include arrest and t ...
, GEICS is now the only valid proof of insurance for Georgia drivers stopped in Georgia. Other states do not have instant access to GEICS however, so
paper Paper is a thin sheet material produced by mechanically or chemically processing cellulose fibres derived from wood, rags, grasses or other vegetable sources in water, draining the water through fine mesh leaving the fibre evenly distributed ...
cards must still be issued. Valid paper cards are also required of those from outside the state while driving in Georgia. The system was run by the Georgia Department of Motor Vehicle Safety (DMVS), now the Department of Driver Services (DDS), and has over 6.7 million vehicles listed. Of those, over 470,000 (about 7%) were listed as uninsured as of November 2003, a decline from 15% in previous years. In March 2004, the DMVS announced that retroactive to the beginning of the year, it would begin issuing
citation A citation is a reference to a source. More precisely, a citation is an abbreviated alphanumeric expression embedded in the body of an intellectual work that denotes an entry in the bibliographic references section of the work for the purpose of ...
s by
mail The mail or post is a system for physically transporting postcards, letter (message), letters, and parcel (package), parcels. A postal service can be private or public, though many governments place restrictions on private systems. Since the mid ...
, demanding a
fine Fine may refer to: Characters * Sylvia Fine (''The Nanny''), Fran's mother on ''The Nanny'' * Officer Fine, a character in ''Tales from the Crypt'', played by Vincent Spano Legal terms * Fine (penalty), money to be paid as punishment for an offe ...
of 25 $ from every person who showed as having a lapse in coverage, even for just one day.


References

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External links


DDS GEICS regulations
Transportation in Georgia (U.S. state) Law enforcement databases in the United States Auto insurance in the United States