Gender and development is an interdisciplinary field of research and applied study that implements a
feminist approach to understanding and addressing the disparate impact that
economic development
In the economics study of the public sector, economic and social development is the process by which the economic well-being and quality of life of a nation, region, local community, or an individual are improved according to targeted goals and ...
and
globalization
Globalization, or globalisation (English in the Commonwealth of Nations, Commonwealth English; American and British English spelling differences#-ise, -ize (-isation, -ization), see spelling differences), is the process of foreign relation ...
have on people based upon their location, gender, class background, and other socio-political identities. A strictly economic approach to development views a country's development in quantitative terms such as job creation, inflation control, and high employment – all of which aim to improve the ‘economic wellbeing’ of a country and the subsequent quality of life for its people.
In terms of economic development, quality of life is defined as access to necessary rights and resources including but not limited to quality education, medical facilities, affordable housing, clean environments, and low crime rate.
Gender and development considers many of these same factors; however, gender and development emphasizes efforts towards understanding how multifaceted these issues are in the entangled context of culture, government, and globalization. Accounting for this need, gender and development implements
ethnographic
Ethnography (from Greek ''ethnos'' "folk, people, nation" and ''grapho'' "I write") is a branch of anthropology and the systematic study of individual cultures. Ethnography explores cultural phenomena from the point of view of the subject ...
research, research that studies a specific culture or group of people by physically immersing the researcher into the environment and daily routine of those being studied, in order to comprehensively understand ''how'' development policy and practices affect the everyday life of targeted groups or areas.
The history of this field dates back to the 1950s, when studies of economic development first brought women into its discourse,
focusing on women only as subjects of welfare policies – notably those centered on
food aid
In international relations, aid (also known as international aid, overseas aid, foreign aid, economic aid or foreign assistance) is – from the perspective of governments – a voluntary transfer of resources from one country to another.
...
and
family planning. The focus of women in development increased throughout the decade, and by 1962, the
United Nations General Assembly
The United Nations General Assembly (UNGA or GA; french: link=no, Assemblée générale, AG) is one of the six principal organs of the United Nations (UN), serving as the main deliberative, policymaking, and representative organ of the UN. Curr ...
called for the
Commission on the Status of Women
The Commission on the Status of Women (CSW or UNCSW) is a functional commission of the United Nations Economic and Social Council (ECOSOC), one of the main UN organs within the United Nations. CSW has been described as the UN organ promoting gend ...
to collaborate with the
Secretary General
Secretary is a title often used in organizations to indicate a person having a certain amount of authority, power, or importance in the organization. Secretaries announce important events and communicate to the organization. The term is derived ...
and a number of other UN sectors to develop a longstanding program dedicated to women's advancement in developing countries. A decade later, feminist economist
Ester Boserup
Ester Boserup (18 May 1910 – 24 September 1999) was a Danish economist. She studied economic and agricultural development, worked at the United Nations as well as other international organizations, and wrote seminal books on agrarian change ...
’s pioneering book ''Women’s Role in Economic Development'' (1970) was published, radically shifting perspectives of development and contributing to the birth of what eventually became the gender and development field.
Since Boserup's consider that development affects men and women differently, the study of gender's relation to development has gathered major interest amongst scholars and international policymakers. The field has undergone major theoretical shifts, beginning with
Women in Development Women in development is an approach of development projects that emerged in the 1960s, calling for treatment of women's issues in development projects. It is the integration of women into the global economies by improving their status and assisting ...
(WID), shifting to Women and Development (WAD), and finally becoming the contemporary Gender and Development (GAD). Each of these frameworks emerged as an evolution of its predecessor, aiming to encompass a broader range of topics and
social science
Social science is one of the branches of science, devoted to the study of societies and the relationships among individuals within those societies. The term was formerly used to refer to the field of sociology, the original "science of so ...
perspectives.
In addition to these frameworks, international financial institutions such as the
World Bank
The World Bank is an international financial institution that provides loans and grants to the governments of low- and middle-income countries for the purpose of pursuing capital projects. The World Bank is the collective name for the Inte ...
and the
International Monetary Fund
The International Monetary Fund (IMF) is a major financial agency of the United Nations, and an international financial institution, headquartered in Washington, D.C., consisting of 190 countries. Its stated mission is "working to foster glo ...
(IMF) have implemented policies, programs, and research regarding gender and development, contributing a
neoliberal and smart economics approach to the study. Examples of these policies and programs include
Structural Adjustment Programs
Structural adjustment programs (SAPs) consist of loans (structural adjustment loans; SALs) provided by the International Monetary Fund (IMF) and the World Bank (WB) to countries that experience economic crises. Their purpose is to adjust the coun ...
(SAPs),
microfinance,
outsourcing, and
privatizing public enterprises,
all of which direct focus towards economic growth and suggest that advancement towards gender equality will follow. These approaches have been challenged by alternative perspectives such as
Marxism
Marxism is a left-wing to far-left method of socioeconomic analysis that uses a materialist interpretation of historical development, better known as historical materialism, to understand class relations and social conflict and a dialectical ...
and
ecofeminism, which respectively reject international capitalism and the gendered exploitation of the environment via science, technology, and capitalist production. Marxist perspectives of development advocate for the redistribution of wealth and power in efforts to reduce global labor exploitation and class inequalities,
while ecofeminist perspectives confront industrial practices that accompany development, including
deforestation
Deforestation or forest clearance is the removal of a forest or stand of trees from land that is then converted to non-forest use. Deforestation can involve conversion of forest land to farms, ranches, or urban use. The most concentrated ...
,
pollution
Pollution is the introduction of contaminants into the natural environment that cause adverse change. Pollution can take the form of any substance (solid, liquid, or gas) or energy (such as radioactivity, heat, sound, or light). Pollutants, the ...
,
environmental degradation, and ecosystem destruction.
Early approaches
Women in development (WID)
Theoretical approach
The term “women in development” was originally coined by a Washington-based network of female development professionals in the early 1970s
who sought to question
trickle down existing theories of development by contesting that economic development had identical impacts on men and women.
The Women in Development movement (WID) gained momentum in the 1970s, driven by the resurgence of women's movements in developed countries, and particularly through liberal feminists striving for equal rights and labour opportunities in the United States.
Liberal feminism
Liberal feminism, also called mainstream feminism, is a main branch of feminism defined by its focus on achieving gender equality through political and legal reform within the framework of liberal democracy. It is often considered culturally ...
, postulating that women's disadvantages in society may be eliminated by breaking down customary expectations of women by offering better education to women and introducing equal opportunity programmes,
had a notable influence on the formulation of the WID approaches.
The focus of the 1970s
feminist movements and their repeated calls for employment opportunities in the development agenda meant that particular attention was given to the productive labour of women, leaving aside reproductive concerns and social welfare.
This approach was pushed forward by WID advocates, reacting to the general policy environment maintained by early colonial authorities and post-war development authorities, wherein inadequate reference to the work undertook by women as producers was made, as they were almost solely identified as their roles as wives and mothers.
The WID's opposition to this “welfare approach” was in part motivated by the work of Danish economist
Ester Boserup
Ester Boserup (18 May 1910 – 24 September 1999) was a Danish economist. She studied economic and agricultural development, worked at the United Nations as well as other international organizations, and wrote seminal books on agrarian change ...
in the early 1970s, who challenged the assumptions of the said approach and highlighted the role women by women in the agricultural production and economy.
Reeves and Baden (2000) point out that the WID approach stresses the need for women to play a greater role in the development process. According to this perspective, women's active involvement in policymaking will lead to more successful policies overall. Thus, a dominant strand of thinking within WID sought to link women's issues with development, highlighting how such issues acted as impediments to economic growth; this “relevance” approach stemmed from the experience of WID advocates which illustrated that it was more effective if demands of equity and social justice for women were strategically linked to mainstream development concerns, in an attempt to have WID policy goals taken up by development agencies.
The Women in Development approach was the first contemporary movement to specifically integrate women in the broader development agenda and acted as the precursor to later movements such as the Women and Development (WAD), and ultimately, the Gender and Development approach, departing from some of the criticized aspects imputed to the WID.
Criticism
The WID movement faced a number of criticisms; such an approach had in some cases the unwanted consequence of depicting women as a unit whose claims are conditional on its productive value, associating increased female status with the value of cash income in women's lives.
The WID view and similar classifications based on Western feminism, applied a general definition to the status, experiences and contributions of women and the solutions for women in Third World countries. Furthermore, the WID, although it advocated for greater
gender equality
Gender equality, also known as sexual equality or equality of the sexes, is the state of equal ease of access to resources and opportunities regardless of gender, including economic participation and decision-making; and the state of valuing d ...
, did not tackle the unequal gender relations and roles at the basis of women's exclusion and gender subordination rather than addressing the stereotyped expectations entertained by men. Moreover, the underlying assumption behind the call for the integration of the
Third World
The term "Third World" arose during the Cold War to define countries that remained non-aligned with either NATO or the Warsaw Pact. The United States, Canada, Japan, South Korea, Western European nations and their allies represented the " First ...
women with their national economy was that women were not already participating in development, thus downplaying women's roles in household production and informal economic and political activities.
The WID was also criticized for its views on the fact that women's status will improve by moving into “productive employment”, implying that the move to the “modern sector” need to be made from the “traditional” sector to achieve self-advancement, further implying that “traditional” work roles often occupied by women in the developing world were inhibiting to self-development.
Women and development (WAD)
Women and development (WAD) is a theoretical and practical approach to development. It was introduced into
gender studies
Gender studies is an interdisciplinary academic field devoted to analysing gender identity and gendered representation. Gender studies originated in the field of women's studies, concerning women, feminism, gender, and politics. The field ...
scholarship in the second half of the 1970s, following its origins, which can be traced to the
First World Conference on Women in Mexico City in 1975,
organized by the UN. It is a departure from the previously predominant theory, WID (Women in Development) and is often mistaken for WID, but has many distinct characteristics.
Theoretical approach
WAD arose out of a shift in thinking about women's role in development, and concerns about the explanatory limitations of
modernization theory.
[Rathgeber, Eva M. 1990. “WID, WAD, GAD: Trends in Research and Practice.” The Journal of Developing Areas. 24(4) 289-502] While previous thinking held that development was a vehicle to advance women, new ideas suggested that development was only made possible by the involvement of women, and rather than being simply passive recipients of
development aid
Development aid is a type of foreign/international/overseas aid given by governments and other agencies to support the economic, environmental, social, and political development of developing countries. Closely-related concepts include: develop ...
, they should be actively involved in development projects.
WAD took this thinking a step further and suggested that women have always been an integral part of development, and did not suddenly appear in the 1970s as a result of exogenous development efforts.
The WAD approach suggests that there be women-only development projects that were theorized to remove women from the patriarchal hegemony that would exist if women participated in development alongside men in a patriarchal culture, though this concept has been heavily debated by theorists in the field.
In this sense, WAD is differentiated from WID by way of the theoretical framework upon which it was built. Rather than focus specifically on women's relationship to development, WAD focuses on the relationship between patriarchy and capitalism. This theory seeks to understand women's issues from the perspectives of
neo-Marxism
Neo-Marxism is a Marxism, Marxist school of thought encompassing 20th-century approaches that amend or extend Marxism and Marxist philosophy, Marxist theory, typically by incorporating elements from other intellectual traditions such as critical t ...
and
dependency theory
Dependency theory is the notion that resources flow from a " periphery" of poor and underdeveloped states to a " core" of wealthy states, enriching the latter at the expense of the former. A central contention of dependency theory is that poor ...
, though much of the theorizing about WAD remains undocumented due to the persistent and pressing nature of development work in which many WAD theorists engage.
Practical approach
The WAD paradigm stresses the relationship between women, and the work that they perform in their societies as economic agents in both the public and domestic spheres. It also emphasizes the distinctive nature of the roles women play in the maintenance and development of their societies, with the understanding that purely the integration of women into development efforts would serve to reinforce the existing structures of inequality present in societies overrun by patriarchal interests. In general, WAD is thought to offer a more critical conceptualization of women's position compared to WID.
The WAD approach emphasizes the distinctive nature of women's knowledge, work, goals, and responsibilities, as well as advocating for the recognition of their distinctiveness. This fact, combined with a recognized tendency for development agencies to be dominated by patriarchal interests, is at the root of the women-only initiatives introduced by WAD subscribers.
Criticism
Some of the common critiques of the WAD approach include concerns that the women-only development projects would struggle, or ultimately fail, due to their scale, and the marginalized status of these women. Furthermore, the WAD perspective suffers from a tendency to view women as a class, and pay little attention to the differences among women (such as feminist concept of
intersectionality
Intersectionality is an analytical framework for understanding how aspects of a person's social and political identities combine to create different modes of discrimination and privilege. Intersectionality identifies multiple factors of adva ...
), including race and ethnicity, and prescribe development endeavors that may only serve to address the needs of a particular group. While an improvement on WID, WAD fails to fully consider the relationships between
patriarchy, modes of production, and the marginalization of women. It also presumes that the position of women around the world will improve when international conditions become more equitable. Additionally, WAD has been criticized for its singular preoccupation with the productive side of women's work, while it ignores the reproductive aspect of women's work and lives. Therefore, WID/WAD intervention strategies have tended to concentrate on the development of income-generating activities without taking into account the time burdens that such strategies place on women. Value is placed on income-generating activities, and none is ascribed to social and cultural reproduction.
Gender and development (GAD)
Theoretical approach
The Gender and Development (GAD) approach focuses on the socially constructed differences between men and women, the need to challenge existing gender roles and relations,
and the creation and effects of class differences on development.
This approach was majorly influenced by the writings of academic scholars such as Oakley (1972) and Rubin (1975), who argue the social relationship between men and women have systematically subordinated women,
along with economist scholars Lourdes Benería and Amartya Sen (1981), who assess the impact of colonialism on development and gender inequality. They state that colonialism imposed more than a 'value system' upon developing nations, it introduced a system of economics 'designed to promote capital accumulation which caused class differentiation'.
GAD departs from WID, which discussed women's subordination and lack of inclusion in discussions of international development without examining broader systems of gender relations. Influenced by this work, by the late 1970s, some practitioners working in the development field questioned focusing on women in isolation.
GAD challenged the WID focus on women as an important ‘target group’ and ‘untapped resources’ for development. GAD marked a shift in thinking about the need to understand how women and men are socially constructed and how ‘those constructions are powerfully reinforced by the social activities that both define and are defined by them.’
GAD focuses primarily on the gendered division of labor and gender as a relation of power embedded in institutions.
Consequently, two major frameworks, ‘Gender roles’ and ‘social relations analysis’, are used in this approach. 'Gender roles' focuses on the social construction of identities within the household; it also reveals the expectations from ‘maleness and femaleness’
in their relative access to resources. 'Social relations analysis' exposes the social dimensions of hierarchical power relations embedded in social institutions, as well as its determining influence on ‘the relative position of men and women in society.’
This relative positioning tends to discriminate against women.
Unlike WID, the GAD approach is not concerned specifically with women, but with the way in which a society assigns roles, responsibilities and expectations to both women and men. GAD applies
gender analysis to uncover the ways in which men and women work together, presenting results in neutral terms of economics and efficiency. In an attempt to create gender equality (denoting women having the same opportunities as men, including ability to participate in the public sphere), GAD policies aim to redefine traditional gender role expectations. Women are expected to fulfill household management tasks, home-based production as well as bearing and raising children and caring for family members. The role of a wife is largely interpreted as 'the responsibilities of motherhood.' Men, however, are expected to be breadwinners, associated with paid work and market production.
In the labor market, women tend to earn less than men. For instance, 'a study by the Equality and Human Rights Commission found massive pay inequities in some United Kingdom's top finance companies, women received around 80 percent less performance-related pay than their male colleagues.' In response to pervasive gender inequalities,
Beijing Platform for Action
The Fourth World Conference on Women: Action for Equality, Development and Peace was the name given for a conference convened by the United Nations during 4–15 September 1995 in Beijing, China.
At this conference, governments from around the ...
established
gender mainstreaming
Gender mainstreaming is the public policy concept of assessing the implications for people of different genders of a planned policy action, including legislation and programmes. Mainstreaming offers a pluralistic approach that values the diversi ...
in 1995 as a strategy across all policy areas at all levels of governance for achieving gender equality.
GAD has been largely utilized in debates regarding development but this trend is not seen in the actual practice of developmental agencies and plans for development.
Caroline Moser
Caroline Olivia Nonesi Moser is an academic specializing in social policy and urban social anthropology. She is primarily known for her field-based approach to research on the informal sector generally - but particularly aspects such as poverty, vi ...
claims WID persists due to the challenging nature of GAD, but
Shirin M. Rai
Shirin M. Rai (born 1 December 1960), is an interdisciplinary scholar who works across the political science and international relations boundaries. She is known for her research on the intersections between international political economy, gl ...
counters this claim noting that the real issue lies in the tendency to overlap WID and GAD in policy. Therefore, it would only be possible if development agencies fully adopted GAD language exclusively.
Caroline Moser developed the
Moser Gender Planning Framework for GAD-oriented development planning in the 1980s while working at the Development Planning Unit of the
University of London
The University of London (UoL; abbreviated as Lond or more rarely Londin in post-nominals) is a federal public research university located in London, England, United Kingdom. The university was established by royal charter in 1836 as a degree ...
. Working with Caren Levy, she expanded it into a methodology for gender policy and planning.
The Moser framework follows the Gender and Development approach in emphasizing the importance of gender relations.
As with the WID-based
Harvard Analytical Framework, it includes a collection of quantitative empirical facts. Going further, it investigates the reasons and processes that lead to conventions of access and control.
The Moser Framework includes gender roles identification, gender needs assessment, disaggregating control of resources and decision making within the household, planning for balancing work and household responsibilities, distinguishing between different aims in interventions and involving women and gender-aware organizations in planning.
Criticism
GAD has been criticized for emphasizing the social differences between men and women while neglecting the bonds between them and also the potential for changes in roles. Another criticism is that GAD does not dig deeply enough into social relations and so may not explain how these relations can undermine programs directed at women. It also does not uncover the types of trade-offs that women are prepared to make for the sake of achieving their ideals of marriage or motherhood. Another criticism is that the GAD perspective is theoretically distinct from WID, but in practice, programs seem to have elements of both. Whilst many development agencies are now committed to a gender approach, in practice, the primary institutional perspective remain focused on a WID approach.
Specifically, the language of GAD has been incorporated into WID programs. There is a slippage in reality where gender mainstreaming is often based in a single normative perspective as synonymous to women. Development agencies still advance gender transformation to mean economic betterment for women.
Further criticisms of GAD is its insufficient attention to culture, with a new framework being offered instead: Women, Culture and Development (WCD).
This framework, unlike GAD, wouldn't look at women as victims but would rather evaluate the Third World life of women through the context of the language and practice of gender, the Global South, and culture.
Neoliberal approaches
Gender and neoliberal development institutions
Neoliberalism consists of policies that will privatize public industry, deregulate any laws or policies that interfere with the free flow of the market and cut back on all social services. These policies were often introduced to many low-income countries through structural adjustment programs (SAPs) by the World Bank and the International Monetary Fund (IMF). Neoliberalism was cemented as the dominant global policy framework in the 1980s and 1990s.
Among development institutions, gender issues have increasingly become part of economic development agendas, as the examples of the
World Bank
The World Bank is an international financial institution that provides loans and grants to the governments of low- and middle-income countries for the purpose of pursuing capital projects. The World Bank is the collective name for the Inte ...
shows. Awareness by international organizations of the need to address gender issues evolved over the past decades. The World Bank, and regional development banks, donor agencies, and government ministries have provided many examples of instrumental arguments for gender equality, for instance by emphasizing the importance of women's education as a way of increasing productivity in the household and the market. Their concerns have often focused on women's contributions to economic growth rather than the importance of women's education as a means for empowering women and enhancing their capabilities. The World Bank, for example, started focusing on gender in 1977 with the appointment of a first Women in Development Adviser.
In 1984 the bank mandated that its programs consider women's issues. In 1994 the bank issued a policy paper on Gender and Development, reflecting current thinking on the subject. This policy aims to address policy and institutional constraints that maintain disparities between the genders and thus limit the effectiveness of development programs.Thirty years after the appointment of a first Women in Development Adviser, a so-called
Gender Action Plan was launched to underline the importance of the topic within development strategies and to introduce the new
Smart Economics strategy.
Gender mainstreaming mandated by the 1995 Beijing Platform for action integrates gender in all aspects of individuals lives in regards to policy development on gender equality. The World Bank's Gender Action Plan of 2007-10 is built upon the Bank's gender mainstreaming strategy for gender equality. The Gender Action Plan's objective was advance women's economic empowerment through their participation in land, labor, financial and product markets. In 2012, the
World Development Report
The World Development Report (WDR) is an annual report published since 1978 by the International Bank for Reconstruction and Development (IBRD) or World Bank. Each WDR provides in-depth analysis of a specific aspect of economic development. Past r ...
was the first report of the series examining Gender Equality and Development.
Florika Fink-Hooijer
Florika Fink-Hooijer is a European civil servant at the European Commission. She leads the Directorate General for the Environment, which holds large responsibilities under the European Green Deal.
She joined the European Commission in 1990 a ...
, head of the
European Commission
The European Commission (EC) is the executive of the European Union (EU). It operates as a cabinet government, with 27 members of the Commission (informally known as "Commissioners") headed by a President. It includes an administrative body ...
's
introduced cash-based aid as well as gender and age sensitive aid.
An argument made on the functions behind institutional financial institutions such as the International Monetary Fund (IMF) and the World Bank are that they support capitalist ideals through their means of economic growth of countries globally and their participation in the global economy and capitalist systems. The roles of banks as institutions and the creation of new workers’ economy reflect neoliberal developing ideals is also present in the criticisms on neoliberal developing institutions. Another critique made on the market and institutions is that it contributes to the creation of policies and aid with gender-related outcomes. An argument made on the European Bank for Reconstruction and Development is that it creates a neoliberal dominance that continues the construction and reconstruction of gender norms by homogenously category women rather than the gender disparities within its policies.
Gender and Outsourcing
One of the features of development encouraged in neoliberal approaches is outsourcing. Outsourcing is when companies from the western world moves some of their business to another country. The reasons these companies make the decision to move is often because of cheap labor costs. Although outsourcing is about businesses it is directly related to gender because it has greatly affected women. The reason it is related to gender is that women are mainly the people that are being hired for these cheap labor jobs and why they are being hired.
One example of a popular place for factories to relocate is to China. In China the main people who work in these factories are women, these women move from their home towns to cities far away for the factory jobs. The reasons these women move is to be able to make a wage to take care of not only themselves but their families as well. Oftentimes these women are expected to get these jobs.
Another example of a country the garment industry outsources work to is Bangladesh, which has one of the lowest costs of labor compared to other third world countries (see the ILO data provided in figure 1). With low labor costs, there is also poor compliance with labor standards in the factories. The factory workers in Bangladesh can experience several types of violations of their rights. These violations include: long working hours with no choice but to work overtime, deductions to wages, as well as dangerous and unsanitary working conditions.
Although the discussions made around outsourcing do not often involve the effects on women, women daily endure constant results from it. Women in countries and areas that may not have been able to work and make their own income now have the opportunity to provide for themselves and their kids. Gender is brought to attention because unemployment is sometimes a threat to women. The reason for it being a threat is because without jobs and their own income women may fall victim to discrimination or abuse. It is very valuable to many women to be able to obtain their own source of income, outsourcing allows women in countries that may not easily obtain a job the opportunity to obtain jobs. Many times factory owners discuss how many women want the jobs they have to offer.
With the availability of jobs and the seeming benefits comes a concern for the work conditions in these outsourced jobs. Although some women have acquired a job the work conditions may not be safe or ideal. As mentioned above the jobs are in extreme demand because of how limited opportunities for employment is in certain regions. This leads to the idea of women being disposable at the workplace. As a result of this the workers in these factories do not have room to complain. They also are not able to expect safe working conditions in their work environments.
[ Women have to move far from their hometowns and families to work at these factory jobs. The hours are long and because they are not home they typically also move into dormitories and live at their jobs.
]
Gender and microfinance
Women have been identified by some development institutions as a key to successful development, for example through financial inclusion. Microcredit is giving small loans to people in poverty without collateral. This was first started by Muhammad Yunus
Muhammad Yunus (born 28 June 1940) is a Bangladeshi social entrepreneur, banker, economist and civil society leader who was awarded the Nobel Peace Prize for founding the Grameen Bank and pioneering the concepts of microcredit and microfinance ...
, who formed the Grameen Bank in Bangladesh. Studies have showed that women are more likely to repay their debt than men, and the Grameen Bank focuses on aiding women. This financial opportunity allows women to start their own businesses for a steady income. Women have been the focus of microcredit for their subsequent increased status as well as the overall well-being of the home being improved when given to women rather than men.
There were numerous case studies done in Tanzania about the correlation of the role of SACCoS (savings and credit cooperative organization) and the economic development of the country. The research showed that the microfinance policies were not being carried out in the most efficient ways due to exploitation. One case study went a step further to claim that this financial service could provide a more equal society for women in Tanzania.
While there are such cases in which women were able to lift themselves out of poverty, there are also cases in which women fell into a poverty trap
In economics, a cycle of poverty or poverty trap is caused by self-reinforcing mechanisms that cause poverty, once it exists, to persist unless there is outside intervention. It can persist across generations, and when applied to developing count ...
as they were unable to repay their loans. It is even said that microcredit is actually an "anti-developmental" approach. There is little evidence of significant development for these women within the 30 years that the microfinance has been around. In South Africa, unemployment is high due to the introduction of microfinance, more so than it was under apartheid. Microcredit intensified poverty in Johannesburg, South Africa as poor communities, mostly women, who needed to repay debt were forced to work in the informal sector.
Some arguments that microcredit is not effective insist that the structure of the economy, with large informal and agriculture sectors, do not provide a system in which borrowers can be successful. In Nigeria, where the informal economy is approximately 45–60% of economy, women working within it could not attain access to microcredit because of the high demand for loans triggered by high unemployment rates in the formal sector. This study found Nigerian woman are forced into “the hustle” and enhanced risk of the informal economy, which is unpredictable and contributes to women's inability to repay the loans. Another example from a study conducted in Arampur, Bangladesh, found that microcredit programs within the agrarian community do not effectively help the borrower pay their loan because the terms of the loan are not compatible with farm work. If was found that MFIs force borrowers to repay before the harvesting season starts and in some cases endure the struggles of sharecropping work that is funded by the loan.
Although there is debate on how effective microcredit is in alleviating poverty in general, there is an argument that microcredit enables women to participate and fulfill their capabilities in society. For example, a study conducted in Malayasia showed that their version of microcredit, AIM, had a positive effect on Muslim women's empowerment in terms of allowing them to have more control over family planning and over decisions that were made in the home.
In contrast, out of a study conducted on 205 different MFIs, they concluded that there is still gender discrimination within microfinance institutions themselves and microcredit which impact the existing discrimination within communities as well. In Bangladesh, another outcome seen for some of the Grameen recipients was that they faced domestic abuse as a result of their husbands feeling threatened about women bringing in more income. A study in Uganda also noted that men felt threatened through increased female financial dominance, increasing women's vulnerability at home.
Through the “ constructivist feminist standpoint,” women can understand that the limitations they face are not inherent and in fact, are “constructed” by traditional gender roles, which they have the ability to challenge through owning their own small business. Through this focus, a study focused on the Foundation for International Community Assistance's (FINCA) involvement and impact in Peru, where women are made aware of the “machismo” patriarchal culture in which they live through their experiences with building small enterprises. In Rajasthan, India, another study found mixed results for women participating in a microlending program. Though many women were not able to pay back their loans, many were still eager to take on debt because their microfinance participation created a platform to address other inequities within the community.
Another example is the Women's Development Business (WDB) in South Africa, a Grameen Bank microfinance replicator. According to WDB, the goal is to ensure “ that rural women are given the tools to free themselves from the chains of poverty through allocation of financial resources directly to women including enterprise development programs. The idea is to use microfinance as a market-oriented tool to ensure access to financial services for disadvantaged and low-income people and therefore fostering economic development through financial inclusion
Financial inclusion is defined as the availability and equality of opportunities to access financial services. It refers to a process by which individuals and businesses can access appropriate, affordable, and timely financial products and service ...
.
Diving into another example regarding Microfinance and women from ''Women Entrepreneurship Promotion in Developing Countries: What explains the gender gap in entrepreneurship and how to close it?''is Vossenberg (2013) describes how although there has been an increase in entrepreneurship for women, the gender gap still persists. The author states “The gender gap is commonly defined as the difference between men and women in terms of numbers engaged in entrepreneurial activity, motives to start or run a business, industry choice and business performance and growth” (Vossenberg, 2). The article dives into how in Eastern Europe there is a low rate of women entrepreneurs. Although the author discusses how in Africa nearly fifty percent of women make up entrepreneurs.
As a reaction, a current topic in the feminist literature on economic development is the ‘gendering’ of microfinance, as women have increasingly become the target borrowers for rural microcredit lending. This, in turn, creates the assumption of a “rational economic woman” which can exacerbate existing social hierarchies).
Therefore, the critique is that the assumption of economic development through microfinance does not take into account all possible outcomes, especially the ones affecting women.
The impact of programs of the Bretton Woods Institutions
The Bretton Woods system of monetary management established the rules for commercial and financial relations among the United States, Canada, Western European countries, Australia, and Japan after the 1944 Bretton Woods Agreement. The Bretto ...
and other similar organizations on gender are being monitored by Gender Action, a watchdog group founded in 2002 by Elaine Zuckerman who is a former World Bank economist.
Gender, financial crises, and neoliberal economic policy
The global financial crisis
Global means of or referring to a globe and may also refer to:
Entertainment
* ''Global'' (Paul van Dyk album), 2003
* ''Global'' (Bunji Garlin album), 2007
* ''Global'' (Humanoid album), 1989
* ''Global'' (Todd Rundgren album), 2015
* Bruno ...
and the following politics of austerity have opened up a wide range of gender and feminist debates on neoliberalism and the impact of the crisis on women. One view is that the crisis has affected women disproportionately and that there is a need for alternative economic structures in which investment in social reproduction needs to be given more weight. The International Labour Organization
The International Labour Organization (ILO) is a United Nations agency whose mandate is to advance social and economic justice by setting international labour standards. Founded in October 1919 under the League of Nations, it is the first and o ...
(ILO) assessed the impact of the global financial crisis on workers and concluded that while the crisis initially affected industries that were dominated by male workers (such as finance, construction and manufacturing) it then spread over to sectors in which female workers are predominantly active. Examples for these sectors are the service sector or wholesale-retail trade.
There are different views among feminists on whether neoliberal economic policies have more positive or negative impacts on women. In the post-war era, feminist scholars such as Elizabeth Wilson criticized state capitalism
State capitalism is an economic system in which the state undertakes business and commercial (i.e. for-profit) economic activity and where the means of production are nationalized as state-owned enterprises (including the processes of capital ...
and the welfare state
A welfare state is a form of government in which the state (or a well-established network of social institutions) protects and promotes the economic and social well-being of its citizens, based upon the principles of equal opportunity, equita ...
as a tool to oppress women. Therefore, neoliberal economic policies featuring privatization
Privatization (also privatisation in British English) can mean several different things, most commonly referring to moving something from the public sector into the private sector. It is also sometimes used as a synonym for deregulation when ...
and deregulation, hence a reduction of the influence of the state and more individual freedom was argued to improve conditions for women. This anti-welfare state thinking arguably led to feminist support for neoliberal ideas embarking on a macroeconomic policy
Macroeconomics (from the Greek prefix ''makro-'' meaning "large" + ''economics'') is a branch of economics dealing with performance, structure, behavior, and decision-making of an economy as a whole.
For example, using interest rates, taxes, and ...
level deregulation and a reduced role of the state.
Therefore, some scholars in the field argue that feminism
Feminism is a range of socio-political movements and ideologies that aim to define and establish the political, economic, personal, and social equality of the sexes. Feminism incorporates the position that society prioritizes the male po ...
, especially during its second wave, has contributed key ideas to Neoliberalism that, according to these authors, creates new forms of inequality and exploitation.
As a reaction to the phenomenon that some forms of feminism are increasingly interwoven with capitalism, many suggestions on how to name these movements have emerged in the feminist literature. Examples are ‘free market feminism’ or even ‘faux-feminism’.
Smart economics
Theoretical approaches
Advocated chiefly by the World Bank
The World Bank is an international financial institution that provides loans and grants to the governments of low- and middle-income countries for the purpose of pursuing capital projects. The World Bank is the collective name for the Inte ...
, smart economics is an approach to define gender equality as an integral part of economic development and it aims to spur development through investing more efficiently in women and girls. It stresses that the gap between men and women in human capital, economic opportunities, and voice/agency is a chief obstacle in achieving more efficient development. As an approach, it is a direct descendant of the efficiency approach taken by WID which “rationalizes ‘investing’ in women and girls for more effective development outcomes.” As articulated in the section of WID, the efficiency approach to women in development was chiefly articulated by Caroline Moser
Caroline Olivia Nonesi Moser is an academic specializing in social policy and urban social anthropology. She is primarily known for her field-based approach to research on the informal sector generally - but particularly aspects such as poverty, vi ...
in the late 1980s. Continuing the stream of WID, smart economics’ key unit of analysis is women as individual and it particularly focuses on measures that promote to narrow down the gender gap. Its approach identifies women are relatively underinvested source of development and it defines gender equality
Gender equality, also known as sexual equality or equality of the sexes, is the state of equal ease of access to resources and opportunities regardless of gender, including economic participation and decision-making; and the state of valuing d ...
an opportunity of higher return investment. “Gender equality itself is here depicted as smart economics, in that it enables women to contribute their utmost skills and energies to the project of world economic development.” In this term, smart economics champions neoliberal perspective in seeing business as a vital vehicle for change and it takes a stance of liberal feminism
Liberal feminism, also called mainstream feminism, is a main branch of feminism defined by its focus on achieving gender equality through political and legal reform within the framework of liberal democracy. It is often considered culturally ...
.
The thinking behind smart economics dates back, at least, to the lost decade of the Structural Adjustment Policies (SAPs) in the 1980s. In 1995, World Bank issued its flagship publication on gender matters of the year Enhancing Women's Participation in Economic Development (World Bank 1995). This report marked a critical foundation to the naissance of Smart Economics; in a chapter entitled ‘The Pay-offs to Investing in Women,’ the Bank proclaimed that investing in women “speeds economic development by raising productivity and promoting the more efficient use of resources; it produces significant social returns, improving child survival and reducing fertility, and it has considerable intergenerational pay-offs.” The Bank also emphasized its associated social benefits generated by investing in women. For example, the Bank turned to researches of Whitehead that evidenced a greater female-control of household income is associated with better outcomes for children's welfare and Jeffery and Jeffery who analyzed the positive correlation between female education and lower fertility rates. In the 2000s, the approach of smart economics came to be further crystallized through various frameworks and initiatives. A first step was World Bank's Gender Action Plan (GAP) 2007-/2010, followed by the “Three Year Road Map for Gender Mainstreaming 2010-13.” The 2010-13 framework responded to criticisms for its precursor and incorporated some shifts in thematic priorities. Lastly but not least, the decisive turning point was 2012 marked by its publication of “World Development Report
The World Development Report (WDR) is an annual report published since 1978 by the International Bank for Reconstruction and Development (IBRD) or World Bank. Each WDR provides in-depth analysis of a specific aspect of economic development. Past r ...
2012: Gender Equality and Development.” This Bank's first comprehensive focus on the gender issues was welcomed by various scholars and practitioners, as an indicator of its seriousness. For example, Shahra Razavi appraised the report as ‘a welcome opportunity for widening the intellectual space’.
Other international organizations
An international organization or international organisation (see spelling differences), also known as an intergovernmental organization or an international institution, is a stable set of norms and rules meant to govern the behavior of states a ...
, particular UN families, have so far endorsed the approach of smart economics. Examining the relationship between child well-being and gender equality, for example, UNICEF
UNICEF (), originally called the United Nations International Children's Emergency Fund in full, now officially United Nations Children's Fund, is an agency of the United Nations responsible for providing humanitarian and developmental aid to ...
also referred to the “Double Dividend of Gender Equality.” Its explicit link to a wider framework of the Millennium Development Goals
The Millennium Development Goals (MDGs) were eight international development goals for the year 2015 that had been established following the Millennium Summit of the United Nations in 2000, following the adoption of the United Nations Millenn ...
(where the Goal 3 is Promoting Gender Equality and Women's Empowerment) claimed a wider legitimacy beyond economic efficiency. In 2007, the Bank proclaimed that “The business case for investing in MDG 3 is strong; it is nothing more than smart economics.” In addition, “Development organisations and governments have been joined in this focus on the ‘business case’ for gender equality and the empowerment of women, by businesses and enterprises which are interested in contributing to social good.” A good example is “Girl Effect initiative” taken by Nike Foundation. Its claim for economic imperative and a broader socio-economic impact also met a strategic need of NGOs and community organizations that seeks justification for their program funding. Thus, some NGOs, for example Plan International
Plan International is a development and humanitarian organisation which works in over 75 countries across Africa, the Americas, and Asia to advance children’s rights and equality for girls. Its focus is on child protection, education, child par ...
, captured this trend to further their program. The then-president of the World Bank Robert B. Zoellick
Robert Bruce Zoellick (; ; born July 25, 1953) is an American public official and lawyer who was the eleventh president of the World Bank, a position he held from July 1, 2007 to June 30, 2012. He was previously a managing director of Goldman Sach ...
was quoted by Plan International in stating “Investing in adolescent girls is precisely the catalyst poor countries need to break intergenerational poverty and to create a better distribution of income. Investing in them is not only fair, it is a smart economic move.” The global financial meltdown and austerity measures taken by major donor counties further supported this approach, since international financial institutions and international NGOs received a greater pressure from donors and from global public to design and implement maximally cost-effective programs.
Criticisms
From the mid-2000s, the approach of smart economics and its chief proponent –World Bank– met a wide range of criticisms and denouncements. These discontents can be broadly categorized into three major claims; Subordination of Intrinsic Value; Ignorance for the need of systemic transformation; Feminisation of responsibility; Overemphasized efficiency; and Opportunistic pragmatism. This is not exhaustive list of criticisms, but the list aims to highlight different emphasis among existing criticisms.
The World Bank's gender policy aims to eliminate poverty and enhance economic growth by addressing gender disparities and inequalities that hinders development. A critique on the World Bank's gender policy is it being ‘gender-blind’ and not properly addressing gender inequity. Rather a critique made is that the World Bank's gender policy utilizes gender equality as an ends means rather than analyzing root causes for economic disparities and gender equity.
Smart economics’ subordination of women under the justification of development invited fierce criticisms. Chant expresses her grave concern that “Smart economics is concerned with building women’s capacities in the interests of development rather than promoting women’s rights for their own sake.” She disagrees that investment in women should be promoted by its instrumental utility: “it is imperative to ask whether the goal of female investment is primarily to promote gender equality and women’s ‘empowerment
Empowerment is the degree of autonomy and self-determination in people and in communities. This enables them to represent their interests in a responsible and self-determined way, acting on their own authority. It is the process of becoming strong ...
’, or to facilitate development ‘on the cheap’, and/or to promote further economic liberalization.” Although smart economics outlines that gender equality has intrinsic value (realizing gender equality is an end itself) and instrumental value (realizing gender equality is a means to a more efficient development), many points out that the Bank pays almost exclusive attentions to the latter in defining its framework and strategy. Zuckerman also echoed this point by stating “business case hich
Ij ( fa, ايج, also Romanized as Īj; also known as Hich and Īch) is a village in Golabar Rural District, in the Central District of Ijrud County, Zanjan Province, Iran
Iran, officially the Islamic Republic of Iran, and also ...
ignores the moral imperative of empowering women to achieve women’s human rights and full equal rights with men.” In short, Chant casts a doubt that if it is not “possible to promote rights through utilitarianism
In ethical philosophy, utilitarianism is a family of normative ethical theories that prescribe actions that maximize happiness and well-being for all affected individuals.
Although different varieties of utilitarianism admit different chara ...
.”
A wide range of scholars and practitioners has criticized that smart economics rather endorse the current status-quo of gender inequality and keep silence for the demand of institutional reform. Its approach “ es not involves public action to transform the laws, policies, and practices which constrain personal and group agency.” Naila Kabeer
Naila Kabeer ( bn, নায়লা কবির; born 28 January 1950) is an Indian-born British Bangladeshi social economist, research fellow , writer and Professor at the London School of Economics. She was also president of the Internatio ...
also posits that “attention to collective action to enable women to challenge structural discrimination has been downplayed.” Simply, smart economics assumes that women are entirely capable of increasingly contributing for economic growth amid the ongoing structural barriers to realize their capabilities.
Sylvia Chant (2008) discredited its approach as ‘feminisation of responsibility and/or obligation’ where the smart economics intends to spur growth simply by demanding more from women in terms of time, labour, energy, and other resources. She also agrees that “Smart economics seeks to use women and girls to fix the world.” She further goes by clarifying that “It is less welcome to women who are already contributing vast amounts to both production and unpaid reproduction to be romanticised and depicted as the salvation of the world.”
Chant is concerned that “An efficiency-driven focus on young women and girls as smart economics leaves this critical part of the global population out.” Smart economics assumes that all women are at their productive stage and fallaciously neglects lives of the elderly women, or women with handicaps. Thus she calls for recognition of “equal rights of all women and girls -regardless of age, or the extent of nature of their economic contribution.” Also, its approach does not talk about cooperation and collaboration between males and females thus leaving men and boys completely out of picture.
Chant emphasize that “The smart economics approach represents, at best, pragmatism in a time of economic restructuring and austerity.” Smart economics can have a wider acceptance and legitimacy because now is the time when efficiency is most demanded, not because its utilitarianism has universal appeal. She further warns that feminists should be very cautious about "supporting, and working in coalition with, individuals and institutions who approach gender equality through the lens of smart economics. This may have attractions in strategic terms, enabling us to access resources for work focusing on supporting the individual agency of women and girls, but risks aggravating many of the complex problems that gender and development seeks to transform."
Alternative Approaches
Other approaches with different paradigms have also played a historically important role in advancing theories and practices in gender and development.
Marxism and Neo-Marxism
The structuralist debate was first triggered by Marxist and socialist feminist
Socialist feminism rose in the 1960s and 1970s as an offshoot of the feminist movement and New Left that focuses upon the interconnectivity of the patriarchy and capitalism. However, the ways in which women's private, domestic, and public roles ...
s. Marxism, particularly through alternative models of state socialist development practiced in China and Cuba
Cuba ( , ), officially the Republic of Cuba ( es, República de Cuba, links=no ), is an island country comprising the island of Cuba, as well as Isla de la Juventud and several minor archipelagos. Cuba is located where the northern Caribbea ...
, challenged the dominant liberal approach over time. Neo-Marxist
Neo-Marxism is a Marxist school of thought encompassing 20th-century approaches that amend or extend Marxism and Marxist theory, typically by incorporating elements from other intellectual traditions such as critical theory, psychoanalysis, or exi ...
proponents focused on the role of the post-colonial
Postcolonialism is the critical academic study of the cultural, political and economic legacy of colonialism and imperialism, focusing on the impact of human control and exploitation of colonized people and their lands. More specifically, it is a ...
state in development in general and also on localized class struggles. Marxist feminist
Marxist feminism is a philosophical variant of feminism that incorporates and extends Marxist theory. Marxist feminism analyzes the ways in which women are exploited through capitalism and the individual ownership of private property. Accordin ...
s advanced these criticisms towards liberal approaches and made significant contribution to the contemporary debate.
Dependency theory
Dependency theorists opposed that liberal development models, including the attempt to incorporate women into the existing global capitalism, was, in fact, nothing more than the "development of underdevelopment
Underdevelopment, in the context of international development, reflects a broad condition or phenomena defined and critiqued by theorists in fields such as economics, development studies, and postcolonial studies. Used primarily to distinguish sta ...
." This view led them to propose that delinking from the structural oppression of global capitalism
Capitalism is an economic system based on the private ownership of the means of production and their operation for profit. Central characteristics of capitalism include capital accumulation, competitive markets, price system, priva ...
is the only way to achieve balanced human development.
In the 1980s, there also emerged "a sustained questioning by post-structuralist
Post-structuralism is a term for philosophical and literary forms of theory that both build upon and reject ideas established by structuralism, the intellectual project that preceded it. Though post-structuralists all present different critiques ...
critics of the development paradigm as a narrative of progress and as an achievable enterprise."
Basic Needs Approach, Capability Approach, and Ecofeminism
Within the liberal paradigm of women and development, various criticism have emerged. The Basic Needs
The basic needs approach is one of the major approaches to the measurement of absolute poverty in developing countries globally. It works to define the absolute minimum resources necessary for long-term physical well-being, usually in terms of ...
(BN) approach began to pose questions to the focus on growth and income as indicators of development. It was heavily influenced by Sen and Nussbaum's capability approach
The capability approach (also referred to as the capabilities approach) is a normative approach to human welfare that concentrates on the actual capability of persons to achieve lives they value rather than solely having a right or freedom to d ...
, which was more gender sensitive than BN and focused on expanding human freedom. The BN particularly proposed a participatory approach to development and challenged the dominant discourse of trickle down effects. These approaches focused on the human freedom led to development of other important concepts such as human development and human security Human security is a paradigm for understanding global vulnerabilities whose proponents challenges the traditional notion of national security through military security by arguing that the proper referent for security should be at the human rather th ...
. From a perspective of sustainable development, ecofeminists articulated the direct link between colonialism
Colonialism is a practice or policy of control by one people or power over other people or areas, often by establishing colony, colonies and generally with the aim of economic dominance. In the process of colonisation, colonisers may impose the ...
and environmental degradation, which resulted in degradation of women's lives themselves.
References
Sources
* Bertrand, Tietcheu (2006). Being Women and Men in Africa Today: Approaching Gender Roles in Changing African Societies.
* Bradshaw, Sarah (May 2013). "Women’s role in economic development: Overcoming the constraints". UNSDSN. UNSDSN. Retrieved 22 November 2013.
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* Elizabeth Wilson. Women and the Welfare State. Routledge.
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* Frank, Andre Gunder (1969). Capitalism and underdevelopment in Latin America: historical studies of Chile and Brazil (Rev. and enl. ed. ed.). New York: Monthly Review P. .
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* Moser, Caroline O.N. (1995). Gender planning and development: theory, practice and training(Reprint. ed.). London .a. Routledge..
* Nalini Visvanathan ... [et. The women, gender and development reader (2nd ed. ed.). London: Zed Books. p. 29..
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* Razavi, S
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* Young, edited by Kate; Wolkowitz, Carol; McCullagh, Roslyn (1984). Of marriage and the market: women's subordination internationally and its lessons (2nd ed.). London: Routledge & Kegan Paul. p. Whitehead, A. (1984) ‘I’m hungry, mum: the politics of domestic budgeting.’..
Further reading
* Benería, L., Berik, G., & Floro, M. (2003). Gender, development, and globalization: Economics as if all people mattered. New York: Routledge.
* Counts, Elad (2008). Small Loans, Big Dreams: How Nobel Prize Winner Muhammad Yunus and Microfinance Are Changing the World. John Wiley & Sons, Incorporated.
* Visvanathan, N., Duggan, L., Nisonoff, L., & Wiegersma, N. (Eds.). (2011). The women, gender, and development reader. 2nd edition. New Africa Books.
* Ruble, D. N., Martin, C. L., & Berenbaum, S. A. (1998). Gender development. Handbook of child psychology.
* Golombok, S., & Fivush, R. (1994). Gender development. Cambridge University Press.
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Gender and Development Resources (WIDNET)
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Women's rights
Economic development
Feminist economics
Social constructionism