EPAS (Electronic Protocols Application Software) is a non-commercial cooperation initiative launched in
Europe
Europe is a large peninsula conventionally considered a continent in its own right because of its great physical size and the weight of its history and traditions. Europe is also considered a subcontinent of Eurasia and it is located entirel ...
which aims at developing a series of
data protocols to be applied in a
point of interaction (POI) environment.
The project intends to address the three following protocols; a terminal management protocol, a retailer application protocol and an acquirer protocol.
Project Development
The proposed initiative was structured along the three following main phases :
*Phase I : development of technical specifications and issuance of standards (2006 - mid-2007)
*Phase II : development of software and provision of test tools (2007 – 2008)
*Phase III : construction of demonstrators (2008)
Participants
The EPAS Consortium is composed of 24 organisations.
*
Ingenico
Ingenico is a merchant services technology company based in France, that facilitates secure electronic transactions. The company expanded as a manufacturer of point of sale (POS) payment terminals to also include complete merchant payment Saa ...
(FR)
*
VeriFone
Verifone is an American multinational corporation headquartered in Coral Springs, Florida. Verifone provides technology for electronic payment transactions and value-added services at the point-of-sale. Verifone sells merchant-operated, consume ...
(US)
*The Logic Group (UK)
*Amadis (CA)
*ELITT (FR)
*MoneyLine (FR)
Lyra Network(FR)
*Atos Worldline (DE)
*
Wincor Nixdorf
Wincor Nixdorf was a German corporation that provided retail and retail banking hardware, software, and services. Wincor Nixdorf was engaged primarily in the sale, manufacture, installation and service of self-service transaction systems (such a ...
(ES)
*GIE – Groupement des Cartes Bancaires "CB" (FR) (Co-ordinator)
*Desjardins (CA)
*Atos Worldline (BE)
*Security Research and Consulting (SRC) GmbH (DE)
*Equens SE (NL)
*Sermepa (ES)
*Cetrel (LU)
*Total (FR)
*Quercia (IT)
*University of Applied Sciences, Cologne (DE)
*Integri (BE)
*PAN Nordic Card Association (PNC) (SE)
*GALITT (FR)
*BP (GB)
*RSC Commercial Services (DE)
*Europay Austria Zahlungsverkehrssysteme GmbH (AT)
*SIBS (PT)
*Thales e-Transactions España (ES)
See also
*
EFTPOS
Electronic funds transfer at point of sale (EFTPOS; ) is an electronic payment system involving electronic funds transfers based on the use of payment cards, such as debit or credit cards, at payment terminals located at points of sale. EFTPOS ...
*
Open Payment Initiative
*
Wire transfer
Wire transfer, bank transfer, or credit transfer, is a method of electronic funds transfer from one person or entity to another. A wire transfer can be made from one bank account to another bank account, or through a transfer of cash at a cash ...
*
Electronic funds transfer
Electronic funds transfer (EFT) is the electronic transfer of money from one bank account to another, either within a single financial institution or across multiple institutions, via computer-based systems, without the direct intervention of b ...
*
ERIDANE
External links
Official Web site
Sources
* “Standardisierungsarbeiten im europäischen Zahlungsverkehr - Chancen für SEPA” SRC - Security Research & Consulting GmbH, Bonn - Wiesbaden, Germany, 2006, p. 5, 11 (PDF-transparencies)
* William Vanobberghen, „Le Projet EPAS - Sécurité, protection des personnes et des donnée: de nouvelles technologies et des standards pour fiabiliser le contrôle et l’identification“, Groupement des Cartes Bancaires, 27. June 2006 (PPT-transparencies)
* Hans-Rainer Frank, „SEPA aus Sicht eines europäischen Tankstellenbetreibers“, Arbeitskreis ePayment, Brussels, 11.May 2006, p. 11 (PDF-transparencies)
* GROUPEMENT DES CARTES BANCAIRES, „EUROPEAN STANDARDISATION FOR ELECTRONIC PAYMENTS“,
Used to be at: https://web.archive.org/web/20070927174537/http://www.cartes-bancaires.com/en/dossiers/standard.html (dead link as of Okt 2011)
* „EPC Card Fraud Prevention & Security Activities“,Cédric Sarazin – Chairman Card Fraud Prevention TF 19. December 2007, FPEG Meeting - Brussels, https://web.archive.org/web/20121024081807/http://ec.europa.eu/internal_market/fpeg/docs/sarazin_en.ppt
* "EPAS Members", https://web.archive.org/web/20161220082713/http://nexo-standards.org/members
References
{{Reflist
Retail point of sale systems
Payment systems
Banking terms