The Employers' Liability (Compulsory Insurance) Act 1969
c 57
is a UK

Act of Parliament Acts of Parliament, sometimes referred to as primary legislation, are texts of law passed by the Legislature, legislative body of a jurisdiction (often a parliament or council). In most countries with a parliamentary system of government, acts of ...

which requires that employers carry

insurance Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to hedge ...

against the personal injury of their employees.

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The insurance that employers must take out is referred to as Employer's Liability Compulsory Insurance (sometimes referred to as "ELCI"). As well as being insured, employers must post details of the insurance for staff to see. This requirement applies to most companies; exemptions include public organisations and certain

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companies. Under section 5, offenders can be sentenced, on summary conviction in the

Magistrates' Court A magistrates' court is a lower court where, in several jurisdictions, all criminal proceedings start. Also some civil matters may be dealt with here, such as family proceedings. Courts * Magistrates' court (England and Wales) * Magistrate's Cour ...

, to a fine of up to level 4 on the standard scale (£2500).

Employers' Liability Tracing Office

The Employers' Liability Tracing Office (ELTO) is an independent UK agency set up to provide insurance claimants and their representatives with online access to a database of Employers' Liability Insurance policies, so that people suffering from a disease/injury caused at work with a former employer can identify who provides their insurance. It is organised as an independent, not-for-profit

company limited by guarantee In British, Australian, Bermudian, Hong Kong and Irish company law (and previously New Zealand), a company limited by guarantee (CLG) is a type of corporation used primarily (but not exclusively) for non-profit organisations that require legal pe ...

and funded by a levy. It was established in 2011 and is based in

Milton Keynes Milton Keynes ( ) is a city and the largest settlement in Buckinghamshire, England, about north-west of London. At the 2021 Census, the population of its urban area was over . The River Great Ouse forms its northern boundary; a tributary ...

. ELTO replaced a previous voluntary Employers' Liability Code of Practice (ELCOP) tracing service, which had been in place since 1999. In February 2011, the

Financial Services Authority The Financial Services Authority (FSA) was a quasi-judicial body accountable for the financial regulation, regulation of the financial services industry in the United Kingdom between 2001 and 2013. It was founded as the Securities and Investmen ...

published regulations concerning the way that insurers and intermediaries record employers' liability policy data.

Working abroad

The Act does not require compulsory insurance against illness and injury suffered by employees working abroad. ''Reid v Rush and Tompkins Group Plc'' (1989) established that there is no requirement to advise employees to obtain insurance for themselves: :''In a number of contexts, Parliament has legislated to protect people in this country from the risks of uncompensated injury. Compulsory employer's liability insurance has been imposed. Save for certain limited exceptions that duty does not apply to employment out of this country. Even in the limited and modest terms of a duty to warn it might be difficult to impose by judicial decision a duty on employers in respect of their servants working abroad, which relates to loss through injuries suffered where the employer is not responsible, having regard to the fact that Parliament has not imposed an obligation to ensure even in respect of injuries for which the employer would be liable.''But contrast ''

Scally v Southern Health and Social Services Board ''Scally v Southern Health and Social Services Board'' 9921 AC 294 is an English contract law case, relevant for pensions and UK labour law, concerning implied terms. Facts Dr Gabriel Scally and three other doctors were employees of either the ...

992 Year 992 ( CMXCII) was a leap year starting on Friday (link will display the full calendar) of the Julian calendar. Events By place Worldwide * Winter – A superflare from the sun causes an Aurora Borealis, with visibility as fa ...

1 AC 294

Notes and references

{{Reflist Liability insurance United Kingdom Acts of Parliament 1969 United Kingdom labour law 1969 in labor relations Employers Organisations based in Milton Keynes

Content

Employers' Liability Tracing Office

Working abroad

See also

Notes and references