Direct carrier billing (DCB) is an online

mobile payment A mobile payment, also referred to as mobile money, mobile money transfer and mobile wallet, is any of various payment processing services operated under financial regulations and performed from or via a mobile device, as the cardinal class of d ...

method which allows users to make purchases by charging payments to their mobile phone carrier bill. The global direct carrier billing market has a current valuation US$ 54 billion (2022). A new study fro
Juniper Research
has found that the value of end-user spend on digital goods via carrier billing will exceed $74 billion by 2026. Direct Carrier Billing is useful in

mobile payments A mobile payment, also referred to as mobile money, mobile money transfer and mobile wallet, is any of various payment processing services operated under financial regulations and performed from or via a mobile device, as the cardinal class of d ...

and interactive services for companies across media, charity, gaming, ticketing, mobility, and other digital services. It is especially effective in

developing countries A developing country is a sovereign state with a lesser developed industrial base and a lower Human Development Index (HDI) relative to other countries. However, this definition is not universally agreed upon. There is also no clear agreem ...

and undeveloped areas where

credit card A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder's accrued debt (i.e., promise to the card issuer to pay them for the amounts plus the o ...

usage is not widespread. There are more than 1 billion adults that still remain

unbanked The unbanked are adults who do not have their own bank accounts. Along with the underbanked, they may rely on alternative financial services for their financial needs, where these are available. Causes Some reasons a person might not have a bank ...

underbanked The underbanked is a characteristic describing people or organizations who do not (or volunteer to not) have sufficient access to mainstream financial services and products typically offered by retail banks and thus often deprived of banking servic ...

Service providers

* Bango plc *

Boku, Inc. Boku, Inc. is a mobile payments company that allows businesses to collect online payments through both carrier billing and mobile wallets, and is headquartered in San Francisco, California. Boku utilizes mobile network operator (carrier) data t ...

Fortumo Fortumo was an Estonian company which developed a platform for digital service providers for user growth and monetization. Fortumo's products allowed digital merchants to acquire new users through telco bundle partnerships and collect payments ...

Google Pay (mobile app) Google Pay (also known as GPay) is a mobile payments application developed by Google. It has been rolled out in India, Singapore, and the United States. History On November 18, 2020, Google launched a companion app in the United States. Sin ...

References

Payment systems Mobile payments {{Finance-stub