Deepali Pant Joshi
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Deepali Pant Joshi is a former executive director of the
Reserve Bank of India The Reserve Bank of India, chiefly known as RBI, is India's central bank and regulatory body responsible for regulation of the Indian banking system. It is under the ownership of Ministry of Finance, Government of India. It is responsible for ...
(retired in 2017). She is a development economist and a writer on economic subjects. Her professional responsibilities have included the Department o
Currency Management
Legal Department The Legal Department, headed by the Attorney General, was the department responsible for the laws of Hong Kong until 1997, when Hong Kong ceased to be a British crown colony. The department was responsible for dealing with criminal cases an ...
and Premises Department. She was the First Appellate authority under the
Right to Information Act The Right to Information (RTI) is an act of the Parliament of India which sets out the rules and procedures regarding citizens' right to information. It replaced the former Freedom of Information Act, 2002. Under the provisions of RTI Act, an ...
, as well as the RBI nominee on the governing council of the
Institute of Banking Personnel Selection The Institute of Banking Personnel Selection (IBPS) is a central recruitment agency under the ownership of Ministry of Finance, Government of India that was started with an aim to encourage the recruitment and placement of young undergradu ...
(IBPS) and director on the board o
Bharatiya Reserve Bank Note Mudran Private Limited (BRBNMPL)
Joshi has also served as the RBI regional director of
Rajasthan Rajasthan (; lit. 'Land of Kings') is a state in northern India. It covers or 10.4 per cent of India's total geographical area. It is the largest Indian state by area and the seventh largest by population. It is on India's northwestern si ...
. Prior to her appointment as executive director, Joshi was responsible for
Customer Service Customer service is the assistance and advice provided by a company to those people who buy or use its products or services. Each industry requires different levels of customer service, but in the end, the idea of a well-performed service is that ...
Department and Rural Planning and
Credit Credit (from Latin verb ''credit'', meaning "one believes") is the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately (thereby generating a debt) ...
Department.


Early life

Deepali Pant Joshi studied at St. Mary's Convent Inter College, Prayagraj and at the University of Allahabad. Her father, Mr Jagdish Mohan Pant was an Advocate at the
Allahabad High Court Allahabad High Court, also known as High Court of Judicature at Allahabad is the high court based in Prayagraj that has jurisdiction over the Indian state of Uttar Pradesh. It was established on 17 March 1866, making it one of the oldest high ...
and later Administrator General and Official Trustee for the state of Uttar Pradesh. Her mother Professor Chandra Pant taught History at the University of Allahabad.


Personal life

Joshi is an only child. She is married to Rajeev Joshi. They have two sons, Paritosh and Kunal.


Career

Joshi is a fellow of
Harvard University Harvard University is a private Ivy League research university in Cambridge, Massachusetts. Founded in 1636 as Harvard College and named for its first benefactor, the Puritan clergyman John Harvard, it is the oldest institution of higher le ...
Asia Centre where she did post doctoral research in the areas of
Finance Finance is the study and discipline of money, currency and capital assets. It is related to, but not synonymous with economics, the study of production, distribution, and consumption of money, assets, goods and services (the discipline of fina ...
and
Economics Economics () is the social science that studies the Production (economics), production, distribution (economics), distribution, and Consumption (economics), consumption of goods and services. Economics focuses on the behaviour and intera ...
. She holds a
doctoral degree A doctorate (from Latin ''docere'', "to teach"), doctor's degree (from Latin ''doctor'', "teacher"), or doctoral degree is an academic degree awarded by universities and some other educational institutions, derived from the ancient formalism ''li ...
from the
University of Allahabad , mottoeng = "As Many Branches So Many Trees" , established = , type = Public , chancellor = Ashish Chauhan , vice_chancellor = Sangita Srivastava , head_label ...
and Law and Management degrees. She joined the
Reserve Bank of India The Reserve Bank of India, chiefly known as RBI, is India's central bank and regulatory body responsible for regulation of the Indian banking system. It is under the ownership of Ministry of Finance, Government of India. It is responsible for ...
as a direct recruit in 1981 and has been with the Reserve Bank since. She has held several important professional responsibilities as Chief General Manager in charge of
Urban Bank Urban Bank (Philippine Stock Exchange, PSE: UBI), also known by its initials (and ticker symbol) UBI, was a middle-sized bank in the Philippines. The bank, along with its two subsidiaries, declared a voluntary bank holiday for failing to meet wi ...
s and Currency Management and administrative responsibilities at RBI
Hyderabad Hyderabad ( ; , ) is the capital and largest city of the Indian state of Telangana and the ''de jure'' capital of Andhra Pradesh. It occupies on the Deccan Plateau along the banks of the Musi River (India), Musi River, in the northern part ...
. She was the Banking Ombudsman for the State of
Andhra Pradesh Andhra Pradesh (, abbr. AP) is a state in the south-eastern coastal region of India. It is the seventh-largest state by area covering an area of and tenth-most populous state with 49,386,799 inhabitants. It is bordered by Telangana to the ...
and Principal, Bankers Training College and Director on the Board of
Andhra Bank Andhra Bank was a medium-sized public sector bank (PSB) of India, with a network of 2885 branches, 4 extension counters, 38 satellite offices and 3798 automated teller machines (ATMs) as of 31 March 2019. During 2011–12, the bank entered t ...
. Her previous professional responsibility was Chief General Manager in Charge of Rural Planning and Credit Department. She is a prolific writer and has four significant books to her credit. She renders faculty support to the College of Agricultural Banking and has lectured extensively at the IAS Academy at Mussoorie, at the Administrative Staff College, Hyderabad and at several Indian and foreign Universities. She has represented the RBI in several important International Conferences and is the
India India, officially the Republic of India (Hindi: ), is a country in South Asia. It is the seventh-largest country by area, the second-most populous country, and the most populous democracy in the world. Bounded by the Indian Ocean on the so ...
representative on the
Financial Inclusion Financial inclusion is defined as the availability and equality of opportunities to access financial services. It refers to a process by which individuals and businesses can access appropriate, affordable, and timely financial products and service ...
Expert Group of the G-20. Her policy interests lie in the area of welfare and
development economics Development economics is a branch of economics which deals with economic aspects of the development process in low- and middle- income countries. Its focus is not only on methods of promoting economic development, economic growth and structural ...
,
law Law is a set of rules that are created and are enforceable by social or governmental institutions to regulate behavior,Robertson, ''Crimes against humanity'', 90. with its precise definition a matter of longstanding debate. It has been vario ...
an
currency management


Speeches


Closing RemarksPresentation on Financial Inclusion and Financial LiteracyIndian Financial Markets: Fuelling the Growth of the Indian EconomyIndian Rural Banking Sector Reserve Bank of India at National Seminar on Consumer Protection – Agenda for Inclusive GrowthConference of Principal Code Compliance Officers (PCCOs) / Chairmen of Regional Rural Banks organised by BCSBI at MumbaiEnabling Urban Microfinance-Keynote Address by Dr Deepali Pant Joshi, Executive Director, Reserve Bank of India at the Conference on The Challenges of Enabling Urban Finance organised by Minorities Development Department, Government of Maharashtra and MAVIM the State Womens’Speech on Financial InclusionFinancial Education and Customer ProtectionFinancial Education Key to Promoting Financial Inclusion and Customer ProtectionFinancial Inclusion - Journey so far and Road AheadNISM Conference on Ethics and Corporate Governance-SpeechMoving Financial Capability Forward: Innovation Scale and ImpactFinancial Inclusion - The Indian Model – Challenges & Prospects-Presentation at Center for international Development- Harvard Kennedy School, CambridgeStrategy adopted for Financial Inclusion


Bibliography

*Social Banking Promise Performance and Potential *Employment and Poverty Alleviation Programs in India in K. K. Bagchi *The Financial Inclusion Imperative,Cambridge Books, Cambridge University Press and a host of research articles published in journals both in India and abroad.Deepali Pant Joshi: Financial Inclusion
/ref>


References


External links


Article in yojanaThe MintThe FeminaBook review-Ten Judgements That Changed India (Zia Mody)
* {{DEFAULTSORT:Joshi, Deepali Pant Living people Businesspeople from Uttar Pradesh Indian women bankers Indian bankers Central bankers 1957 births Businesspeople from Prayagraj Harvard University alumni 20th-century Indian economists Indian women economists Reserve Bank of India 20th-century Indian businesspeople 20th-century Indian women scientists 21st-century Indian women scientists 21st-century Indian businesspeople 21st-century Indian economists Women writers from Uttar Pradesh Women scientists from Uttar Pradesh Educators from Uttar Pradesh Women educators from Uttar Pradesh Businesswomen from Uttar Pradesh 20th-century Indian businesswomen 21st-century Indian businesswomen 20th-century Indian women writers 20th-century Indian writers 21st-century Indian women writers 21st-century Indian writers