Compass Rose Benefits Group
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Compass Rose Benefits Group is an American insurance provider that offers health insurance plans for civilian employees and retirees of the United States Intelligence Community,
United States Department of Defense The United States Department of Defense (DoD, USDOD or DOD) is an executive branch department of the federal government charged with coordinating and supervising all agencies and functions of the government directly related to national secu ...
,
United States Department of State The United States Department of State (DOS), or State Department, is an executive department of the U.S. federal government responsible for the country's foreign policy and relations. Equivalent to the ministry of foreign affairs of other n ...
,
Department of Homeland Security The United States Department of Homeland Security (DHS) is the U.S. federal executive department responsible for public security, roughly comparable to the interior or home ministries of other countries. Its stated missions involve anti-terr ...
, and the Department of Veterans Affairs.


History

In 1948, an organization known as the Government Employees Health Association (GEHA) allowed a small section of
Federal Government A federation (also known as a federal state) is a political entity characterized by a union of partially self-governing provinces, states, or other regions under a central federal government (federalism). In a federation, the self-governin ...
employees to obtain group
health insurance Health insurance or medical insurance (also known as medical aid in South Africa) is a type of insurance that covers the whole or a part of the risk of a person incurring medical expenses. As with other types of insurance, risk is shared among ma ...
plans. Since that time, a number of insurance plans have been added or changed. In 1960, the newly established
Federal Employees Health Benefits The Federal Employees Health Benefits (FEHB) Program is a system of "managed competition" through which employee health benefits are provided to civilian government employees and annuitants of the United States government. The government cont ...
(FEHB) Act of 1959 provided all Federal employees, annuitants, and eligible family members with the opportunity to voluntarily enroll in a group health benefits program with the government sharing the cost of participation. GEHA qualified under this Act and quickly entered into the FEHB program. Due to name similarities with another insurance carrier, GEHA changed its health plan name to the Association Benefit Plan (ABP). For over 55 years, the Association Benefit Plan was underwritten by Mutual of Omaha. In 2006, the company name was changed to Compass Rose Benefits Group (CRBG) and eligibility was extended to include all employees of the Intelligence Community (IC). In 2007,
Coventry Health Care Coventry Health Care, Inc. was a health insurer in the United States. It had 3.7 million medical members, 1.5 million Medicare Part D members, and 900,000 Medicaid members. In May 2013, the company was acquired by Aetna for $5.7 billion. History ...
became the health plan underwriter. In 2008, CRBG extended eligibility to include civilian employees and retirees of the Department of Defense (DoD). In 2011, eligibility expanded to include employees of the Department of State and the U.S. Agency for International Development and the network provider changed to UnitedHealthcare (UHC), which is one of the largest network providers and facilities in the FEHB market. In 2021, eligibility expanded to include civilian employees and retirees of the Department of Homeland Security. In 2024, eligibility expanded once again to include all employees and retirees of the United States Department of Veterans Affairs.


Evolution of company name

* 1948: Government Employees Health Association (GEHA) * 2006: Compass Rose Benefits Group (CRBG)


Evolution of health plan name

* 1948: Government Employees Health Association (GEHA) * 1960: Association Benefit Plan * 2011: Compass Rose Health Plan


Evolution of underwriter

* 1948
Mutual of Omaha
* 2007: Coventry Health Care * 2011: UnitedHealth


Insurance

Compass Rose Benefits Group insurance includes: * Compass Rose Health Plan, a FEHB Plan * Compass Rose Medicare Advantage Plan, an enhanced level of benefits to the Compass Rose Health Plan * Legal protection (liability insurance) * Identity theft protection


References

{{reflist , refs= {{cite web, title=Health, url=http://www.opm.gov/insure/health/reference/handbook/fehb28.asp#geneligcov, work=Federal Employees Health Benefits Program Handbook, publisher=Office of Personnel Management, access-date=30 July 2012, archive-date=8 July 2012, archive-url=https://web.archive.org/web/20120708045100/http://www.opm.gov/insure/health/reference/handbook/FEHB28.asp#geneligcov, url-status=dead Insurance companies of the United States Financial services companies established in 2006 Companies based in Reston, Virginia