Information security has emerged as a significant concern for banks, mobile phone companies and other businesses that use
call centers or
business process outsourcing
Outsourcing is an agreement in which one company hires another company to be responsible for a planned or existing activity which otherwise is or could be carried out internally, i.e. in-house, and sometimes involves transferring employees and ...
, or BPO. There have been instances of theft of personal data reported from call centers.
Britain's
Financial Services Authority examined standards in India in April 2005 and the
Banking Code Standards Board
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets.
Because ...
audited eight India-based call centers in 2006, handling more than a million calls per month from the UK. the examinations did not extend to Africa-based call centers staffed by workers of Indian origin.
The BCSB report stated that "Customer data is subject to the same level of security as in the UK. High risk and more complex processes are subject to higher levels of scrutiny than similar activities onshore."
India's
NASSCOM
The National Association of Software and Service Companies (NASSCOM) is an Indian non-governmental trade association and advocacy group, focused mainly on the technology industry of India. Established in 1988, NASSCOM is a non-profit organis ...
has said that they take breach in security extremely seriously and will assist the police in their probe.
Common countermeasures
There are three identifiable types of illicit activities concerning fraud emanating from call centers:
# Crooks who pretend to be legitimate call centres.
# Hackers who gain access to call centre information through illegal means
# Call centre agents who illegally misuse the information they have access to in call centres.
# 3rd and 4th party software implementation, allowing for "back-doors" to be entered remotely, sometimes under the "credentials" of security.
While items 1 and 2 are mostly subject to police action, call centres can use internal procedures to minimise risk. Such mitigation measures include but are not limited to:
# Creating a paperless environment, preventing employees from writing down and removing information by ensuring that all work processes are done on the computer, without having to record anything on forms or notes.
# Prohibiting the use of cellphones and cameras on the floor.
# Prohibiting paper, pens and digital recording devices from being brought onto the floor.
# Preventing internet access for employees on the floor.
# Limiting functionality and access of personal computers or terminals used by call center agents (for example, disabling USB ports). Companies may also use data loss prevention software to block attempts to download, copy, or transmit sensitive electronic data.
Every call center is undoubtedly unique, as are organization’s requirements. But in nearly all cases, a biometric-based multi-modal platform solution for the call center can dramatically improve fraud prevention. By bringing seamless, multi-modal biometrics to your customers, agents and IVR, you prevent fraud losses, reduce your average handle times, contain more calls within IVR, and deliver markedly better customer experiences from any phone, anywhere.
See also
*
Globalization
Globalization, or globalisation (English in the Commonwealth of Nations, Commonwealth English; American and British English spelling differences#-ise, -ize (-isation, -ization), see spelling differences), is the process of foreign relation ...
*
Business process outsourcing in India
Business process outsourcing to India refers to the business process outsourcing services in the outsourcing industry in India, catering mainly to Western operations of multinational corporations (MNCs).
As of 2012, around 2.8 million people w ...
References
External links
BPO: In India data security cost skyrocketsIndia acts on call centre fraudOffshore Outsourcing: Big Savings, Big Risk
Banking
Business process
Data security
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