CREDO (company)
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CREDO Mobile (formerly Working Assets Wireless) is an American
mobile virtual network operator A mobile virtual network operator (MVNO) is a wireless communications services provider that does not own the wireless network infrastructure over which it provides services to its customers. An MVNO enters into a business agreement with a mobil ...
headquartered in
San Francisco, California San Francisco (; Spanish for " Saint Francis"), officially the City and County of San Francisco, is the commercial, financial, and cultural center of Northern California. The city proper is the fourth most populous in California and 17th ...
. CREDO Mobile's
mobile network operator A mobile network operator (MNO), also known as a wireless service provider, wireless carrier, cellular company, or mobile network carrier, is a provider of wireless communications services that owns or controls all the elements necessary to sell ...
is
Verizon Wireless Verizon is an American wireless network operator that previously operated as a separate division of Verizon Communications under the name Verizon Wireless. In a 2019 reorganization, Verizon moved the wireless products and services into the divi ...
. CREDO Mobile had a five star
privacy Privacy (, ) is the ability of an individual or group to seclude themselves or information about themselves, and thereby express themselves selectively. The domain of privacy partially overlaps with security, which can include the concepts of a ...
rating from the
Electronic Frontier Foundation The Electronic Frontier Foundation (EFF) is an international non-profit digital rights group based in San Francisco, California. The foundation was formed on 10 July 1990 by John Gilmore, John Perry Barlow and Mitch Kapor to promote Internet ci ...
in its 2017 company privacy policy and advocacy review.


History

Working Assets was founded by Peter Barnes, Michael Kieschnick and Laura Scher in 1985 in San Francisco, as a business that would use its revenues to fund progressive social change work. Its idea was to give customers an easy way to make a difference in the world just by doing things they do every day. Each time their customers use its services—mobile, long distance or credit card—WA would automatically send a donation to progressive nonprofit groups. To date it has raised more than $87 million for groups like
Planned Parenthood The Planned Parenthood Federation of America, Inc. (PPFA), or simply Planned Parenthood, is a nonprofit organization that provides reproductive health care in the United States and globally. It is a tax-exempt corporation under Internal Reve ...
, Rainforest Action Network and
Oxfam America Oxfam is a British-founded confederation of 21 independent charitable organizations focusing on the alleviation of global poverty, founded in 1942 and led by Oxfam International. History Founded at 17 Broad Street, Oxford, as the Oxford Co ...
.


Credit cards

Working Assets's initial product was a credit card that generated donations to progressive nonprofit groups every time the card was used. Soon, the company introduced a ballot process for its customers to vote on how to distribute the money raised among nonprofit groups. The ballot is still used today.


Long-distance phone service

In 1991, the company launched long-distance phone service, promoting the fact that it would donate 1% of its customer charges to nonprofit groups. It also featured political actions in the customers' monthly bills, urging them to make free calls to elected officials. And it let customers pay for "CitizenLetters" to be sent in their name to the officials. By 1993, these actions included calling for a single-payer healthcare system and for allowing gays in the military.


Mobile phone service

The company started its mobile phone service as a
Mobile Virtual Network Operator A mobile virtual network operator (MVNO) is a wireless communications services provider that does not own the wireless network infrastructure over which it provides services to its customers. An MVNO enters into a business agreement with a mobil ...
(MVNO) using the Sprint Nextel network in 2000. It also launched an activist website called Act for Change (now CREDO Action) in that same year. In 2016, the mobile phone service became a MVNO using the Verizon Wireless network, switching from the Sprint Nextel network.


Name change

In November 2007, Working Assets Wireless announced that it was changing its name to CREDO Mobile to better reflect the company's values: A belief that people, through donations to nonprofits and political activism, can effect progressive change. The names of its phone services were changed to CREDO mobile and CREDO Long Distance. However, its credit card is still called the Working Assets Credit Card.


Environmental policy

In keeping with its commitment to protect the environment, the company offers free phone recycling, prints its bills on 100% post-consumer recycled paper, and offsets its electricity and shipping costs through
Carbonfund.org The Carbonfund.org Foundation (known as Carbonfund.org) is a 501(c)(3) not-for-profit organization based in East Aurora, New York, that provides carbon offsetting and greenhouse gas reduction options to individuals, businesses, and organizations. ...
's "carbon-free" program. CREDO plants 100 trees for every ton of paper it uses (enough to generate another ton) and it has donated more than $15 million to environmental groups in the US and abroad. In 2009, CREDO Mobile was recognized by the nonprofit Planning and Conservation League as the Environmental Business of the Year.


Political activism

CREDO Mobile's mission of social change takes the form of two primary activities: its donations to
progressive Progressive may refer to: Politics * Progressivism, a political philosophy in support of social reform ** Progressivism in the United States, the political philosophy in the American context * Progressive realism, an American foreign policy par ...
nonprofits, and its CREDO Action activist arm.


Donations to nonprofit groups

Donations from its credit card, long-distance and mobile customers cumulatively total more than $80 million since 1985. In 2015, the company said that "CREDO and its members have raised over $3 million for Planned Parenthood, making us Planned Parenthood's largest corporate donor." Other major recipients of donations include the
ACLU The American Civil Liberties Union (ACLU) is a nonprofit organization founded in 1920 "to defend and preserve the individual rights and liberties guaranteed to every person in this country by the Constitution and laws of the United States". T ...
, Doctors Without Borders, Rainforest Action Network,
350.org 350.org is an international environmental organization addressing the climate crisis. Its stated goal is to end the use of fossil fuels and transition to renewable energy by building a global, grassroots movement. The 350 in the name stands fo ...
, and
Amnesty International Amnesty International (also referred to as Amnesty or AI) is an international non-governmental organization focused on human rights, with its headquarters in the United Kingdom. The organization says it has more than ten million members and sup ...
. Each year, the company selects dozens of nonprofit groups in five broad issue areas: civil rights, economic and social justice, environment, peace and international freedom, and voting rights and civic participation. And each year, the company asks its customers ("members" in the company's parlance) to vote on how to distribute the money it raises among the groups. One criticism of CREDO Mobile is that the organization only donates about 1% of each customer's bill. In 2018, CREDO Mobile donated $4000 to the initial Strong Arm Press crowdfunding drive. This press, a small imprint started in 2018 by
The Intercept ''The Intercept'' is an American left-wing news website founded by Glenn Greenwald, Jeremy Scahill, Laura Poitras and funded by billionaire eBay co-founder Pierre Omidyar. Its current editor is Betsy Reed. The publication initially reported ...
editor
Ryan Grim Ryan W. Grim (born March 23, 1978) is an American author and journalist. Grim was Washington, D.C. bureau chief for ''HuffPost'' and is the Washington, D.C. bureau chief for ''The Intercept.'' He is also a political commentator for '' Breaking Po ...
and
HuffPost ''HuffPost'' (formerly ''The Huffington Post'' until 2017 and sometimes abbreviated ''HuffPo'') is an American progressive news website, with localized and international editions. The site offers news, satire, blogs, and original content, and ...
editor Alex Lawson, placed CREDO's logo on the back cover of its first six books.


CREDO Action

Credo Mobile also has created an online network of more than 3 million activists who take actions both online and offline. On its website, the company states: During the build-up to the
2003 invasion of Iraq The 2003 invasion of Iraq was a United States-led invasion of the Republic of Iraq and the first stage of the Iraq War. The invasion phase began on 19 March 2003 (air) and 20 March 2003 (ground) and lasted just over one month, including 26 ...
, the company opposed it and worked with
MoveOn.org MoveOn (formerly known as MoveOn.org) is a progressive public policy advocacy group and political action committee. Formed in 1998 around one of the first massively viral email petitions, MoveOn has since grown into one of the largest grassroot ...
and
True Majority TrueMajority was a progressive advocacy group in the United States. In September 2007, TrueMajority and its related organization TrueMajorityACTION merged with USAction. By 2008, the combined groups had over 700,000 members, making it, together wit ...
to take out a full-page advertisement in ''
The New York Times ''The New York Times'' (''the Times'', ''NYT'', or the Gray Lady) is a daily newspaper based in New York City with a worldwide readership reported in 2020 to comprise a declining 840,000 paid print subscribers, and a growing 6 million paid ...
'' against the US-led invasion. In 2004, it launched an "election protection" program and donated more than $1 million to groups working to register voters and increase turnout on Election Day. Credo Mobile has been a vocal opponent of both the Afghanistan War of 2001 and the Iraq War that began in 2003, and it mobilized against the invasions and later to push for withdrawal of US troops from both countries. This partly led in 2009 to '' Fast Company'' magazine including CREDO in its top five "brave brands". Among its environmental activism, the company has focused on moving away from fossil fuels and toward supporting renewable sources. As such, it has campaigned relentlessly against coal power, natural gas fracking, and more recently, against the proposed
Keystone XL The Keystone Pipeline System is an oil pipeline system in Canada and the United States, commissioned in 2010 and owned by TC Energy and as of 31 March 2020 the Government of Alberta. It runs from the Western Canadian Sedimentary Basin in Albert ...
pipeline. To increase voter turnout in the
United States presidential election of 2008 The 2008 United States presidential election was the 56th quadrennial presidential election, held on Tuesday, November 4, 2008. The Democratic ticket of Barack Obama, the junior senator from Illinois, and Joe Biden, the senior senator fr ...
, CREDO Action started an initiative called Pollworkers for Democracy, which paid individuals to staff polling places and ensure fair voting practices. For their Text Out the Vote campaign, CREDO invited users to enter friends' phone numbers to text them each a reminder to vote on election day. Several U.S. states approved CREDO's online voter-registration tool. At CREDO's GoVote.org website, voters could look up their nearest
polling place A polling place is where voters cast their ballots in elections. The phrase polling station is also used in American English and British English, although polling place is the building
.SF Chronicle: CREDO relies on text messages to ensure progressive victory
/ref> CREDO's political activism includes a wide range of issues – from favoring marriage equality, women's rights, food safety and increased prosecution of fraud and crimes on Wall Street, to opposing corporate money in politics, especially in the aftermath of the
US Supreme Court The Supreme Court of the United States (SCOTUS) is the highest court in the federal judiciary of the United States. It has ultimate appellate jurisdiction over all U.S. federal court cases, and over state court cases that involve a point of ...
's decision in ''
Citizens United v. FEC ''Citizens United v. Federal Election Commission'', 558 U.S. 310 (2010), was a landmark decision of the Supreme Court of the United States regarding campaign finance laws and free speech under the First Amendment to the U.S. Constitution. It wa ...
''.


CREDO SuperPAC

In 2012, the company launched the "CREDO SuperPAC", not to support candidates but to oppose them.
Becky Bond Becky or Beckie is a feminine given name, often a short form (hypocorism) of Rebecca (given name), Rebecca. It may refer to: People * Rebecca Allison (born 1946), American cardiologist and transgender activist * Rebecca Becky Anderson (born 1967) ...
, CREDO Mobile's Vice President and Political Director, served as President of the CREDO SuperPAC. Unlike other corporate superPACs, CREDO SuperPAC focused more on grassroots, volunteer-driven activism than on buying television advertisements. Its stated aim was to defeat candidates affiliated with the
Tea Party movement The Tea Party movement was an American fiscally conservative political movement within the Republican Party that began in 2009. Members of the movement called for lower taxes and for a reduction of the national debt and federal budget defic ...
, running for re-election to the US House of Representatives. Its campaign, dubbed "Take Down the Tea Party Ten", helped to defeat 5 of the candidates: Allen West,
Frank Guinta Frank Christopher Guinta (born September 26, 1970) is an American businessman and politician who represented New Hampshire's 1st congressional district in the United States House of Representatives from 2011 to 2013 and 2015 to 2017. A member of t ...
, Joe Walsh, Chip Cravaack and Dan Lungren. In 2014, the CREDO SuperPAC planned to use the same grassroots, volunteer-driven activism to help candidates of the
US Democratic Party The Democratic Party is one of the two major contemporary political parties in the United States. Founded in 1828, it was predominantly built by Martin Van Buren, who assembled a wide cadre of politicians in every state behind war hero Andrew ...
in five
Senate A senate is a deliberative assembly, often the upper house or chamber of a bicameral legislature. The name comes from the ancient Roman Senate (Latin: ''Senatus''), so-called as an assembly of the senior (Latin: ''senex'' meaning "the el ...
elections. By aiming to flip Republican-held seats in Georgia and
Kentucky Kentucky ( , ), officially the Commonwealth of Kentucky, is a state in the Southeastern region of the United States and one of the states of the Upper South. It borders Illinois, Indiana, and Ohio to the north; West Virginia and Virginia to ...
, while maintaining Democratic-held seats in
Michigan Michigan () is a state in the Great Lakes region of the upper Midwestern United States. With a population of nearly 10.12 million and an area of nearly , Michigan is the 10th-largest state by population, the 11th-largest by area, and the ...
,
Colorado Colorado (, other variants) is a state in the Mountain West subregion of the Western United States. It encompasses most of the Southern Rocky Mountains, as well as the northeastern portion of the Colorado Plateau and the western edge of t ...
and
North Carolina North Carolina () is a state in the Southeastern region of the United States. The state is the 28th largest and 9th-most populous of the United States. It is bordered by Virginia to the north, the Atlantic Ocean to the east, Georgia and So ...
, CREDO hoped to "save the Senate" from a Republican takeover.


Influence

Another company, Patriot Mobile, was begun in part to provide a conservative alternative to Credo.


References


External links

* {{official website, https://www.credomobile.com/ 1985 establishments in California American companies established in 1985 Mobile virtual network operators Companies based in San Francisco Progressivism in the United States