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Blue Cross Blue Shield of Michigan (BCBSM) is an independent licensee of
Blue Cross Blue Shield Association Blue Cross Blue Shield Association (BCBS, BCBSA) is a federation, or supraorganization, of, in 2022, 34 independent and locally operated BCBSA companies that provide health insurance in the United States to more than 106 million people. It was ...
. Currently it is headquartered in 600 E. Lafayette Blvd. in
downtown Detroit Downtown Detroit is the central business district and a residential area of the city of Detroit, Michigan, United States. Locally, downtown tends to refer to the 1.4 square mile region bordered by M-10 (Lodge Freeway) to the west, Interstate 75 ...
. Blue Cross Blue Shield of Michigan, a nonprofit organization, provides and administers health benefits to more than 4.3 million members residing in Michigan in addition to members of Michigan-headquartered groups who reside outside the state. The
worker's compensation Workers' compensation or workers' comp is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her emp ...
insurance firm Accident Fund operates as a for-profit subsidiary of Blue Cross Blue Shield of Michigan. In 2019, four Michigan addiction treatment facilities filed lawsuits against BCBSM for "unjustified slashing of payments" and "a high number of claims denials for substance use treatment. That same year
Michigan Department of Health and Human Services The Michigan Department of Health and Human Services (MDHHS) is a principal department of state of Michigan, headquartered in Lansing, that provides public assistance, child and family welfare services, and oversees health policy and management ...
planned on expanding the program to including additional assistance for the serious mentally ill in northern Michigan. The funds come from the Michigan Health Endowment Fund created in 2013 and requires Blue Cross Blue Shield of Michigan to contribute "up to $1.56 billion over 18 years to a health endowment fund that benefits Michigan residents".


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*{{official website, http://bcbsm.com/ Financial services companies established in 1929 Medical and health organizations based in Michigan Companies based in Detroit Members of Blue Cross Blue Shield Association