BPJS Kesehatan (''Badan Penyelenggara Jaminan Sosial Kesehatan'', Social Security Agency of Health) is a social security agency of
Indonesia
Indonesia, officially the Republic of Indonesia, is a country in Southeast Asia and Oceania between the Indian and Pacific oceans. It consists of over 17,000 islands, including Sumatra, Java, Sulawesi, and parts of Borneo and New Guine ...
aimed at providing
universal health care
Universal health care (also called universal health coverage, universal coverage, or universal care) is a health care system in which all residents of a particular country or region are assured access to health care. It is generally organized ar ...
to its citizens. BPJS Kesehatan is one of two social security agencies in the country alongside .
In January 2014, the
Indonesian government
The term Government of Indonesia ( id, Pemerintah Indonesia) can have a number of different meanings. At its widest, it can refer collectively to the three traditional branches of government – the executive branch, legislative branch and ju ...
launched a universal health care system called the ''Jaminan Kesehatan Nasional'' (JKN, "National Health Insurance"). Covering around 250 million people, it is the world's most extensive insurance system. As part of the JKN, on 1 January 2014,
PT Askes (Persero) was changed from a
state-owned company
A state-owned enterprise (SOE) is a Government, government entity which is established or nationalised by the ''national government'' or ''provincial government'' by an executive order or an act of legislation in order to earn Profit (econom ...
into BPJS Kesehatan, a public agency, which becomes the provider of JKN. It is expected that the entire population will be covered in 2019.
In 2016, the BPJS program had a deficit of more than six trillion
IDR. However, the deficit ballooned to 32 trillion in only three years. In response, the government issued a policy that increases the monthly premium for access by 80% to 100%. Some people saw the move as placing a burden on the low to middle-income citizens.
Every Indonesian citizen and foreigner who has worked in Indonesia for at least six months must become a member of the program in accordance with Article 14 of the BPJS Regulation.
Premiums
Premiums have three different categories based on the level of service. Premiums are paid monthly and as of May 2020
are the following:
Membership
1. Workers with Salary
2. Non-Receiving Wage Worker (PBPU) and Non-Workers (BP)
3. Beneficiaries of Health Insurance Contribution Assistance (PBI JK)
Beneficiaries of Health Insurance Contribution Assistance (PBI JK) are Participants who are classified as poor and disadvantaged people whose contributions are paid by the Government. Additionally, they will be automated in class 3.
Recipients of Health Insurance Contribution Assistance must meet the following requirements:
a. Indonesian Citizen
b. Have a registered NIK at Dukcapil
c. Registered in Integrated Social Welfare Data
See also
*
Healthcare in Indonesia Indonesia has drastically improved its health care in the past decade. Government expenditure on healthcare was about 3.1% of its total gross domestic product in 2018.
Provision
As of 2019, there are 2,813 hospitals in Indonesia, 63.5% of which a ...
References
* {{cite book, last1=Britnell, first1=Mark, title=In Search of the Perfect Health System, date=2015, publisher=Palgrave, location=London, url=https://www.google.com/books/edition/In_Search_of_the_Perfect_Health_System/ZhEnswEACAAJ, isbn=978-1-137-49661-4
Insurance companies of Indonesia
Government agencies of Indonesia
Healthcare in Indonesia