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Windstorm Inspection
A windstorm inspection, also referred to as a windstorm mitigation inspection, windstorm insurance inspection or wind mitigation inspection, is a kind of home inspection common in the coastal areas of the Southeastern United States. The purpose of a windstorm inspection is to determine the appropriateness of a given structure's construction in the event of strong winds, such as those present in a Tropical cyclone, hurricane. Windstorm inspections look for construction features that have been shown to reduce losses in hurricanes, such as a hip roof, concrete block construction, the presence of gable, gable end bracing, Window shutter, shutters and opening protections, the presence of roof to wall attachments such as toe nails, clips or hurricane straps, and the presence of a secondary water resistance barrier. A homeowner with windstorm insurance can often submit the results of a windstorm inspection to their insurer to obtain discounts on their windstorm insurance. In Florida, f ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Home Inspection
A home inspection is a limited, non-invasive examination of the condition of a home, often in connection with the sale of that home. Home inspections are usually conducted by a home inspector who has the training and certifications to perform such inspections. The inspector prepares and delivers to the client a written report of findings. The client then uses the knowledge gained to make informed decisions about their pending real estate purchase. The home inspector describes the condition of the home at the time of inspection but does not guarantee future condition, efficiency, or life expectancy of systems or components. Sometimes confused with a real estate appraiser, a home inspector determines the condition of a structure, whereas an appraiser determines the value of a property. In the United States, although not all states or municipalities regulate home inspectors, there are various professional associations for home inspectors that provide education, training, and networkin ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Southeastern United States
The Southeastern United States, also referred to as the American Southeast or simply the Southeast, is a geographical region of the United States. It is located broadly on the eastern portion of the southern United States and the southern portion of the eastern United States. It comprises at least a core of states on the lower East Coast of the United States and eastern Gulf Coast. Expansively, it reaches as far north as West Virginia and Maryland (bordered to north by the Ohio River and Mason–Dixon line), and stretching as far west as Arkansas and Louisiana. There is no official U.S. government definition of the region, though various agencies and departments use different definitions. Geography The U.S. Geological Survey considers the Southeast region to be the states of Alabama, Florida, Georgia, Arkansas, Kentucky, Louisiana, Mississippi, North Carolina, South Carolina, and Tennessee, plus Puerto Rico and the United States Virgin Islands. There is no official Census Bu ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Wind
Wind is the natural movement of air or other gases relative to a planet's surface. Winds occur on a range of scales, from thunderstorm flows lasting tens of minutes, to local breezes generated by heating of land surfaces and lasting a few hours, to global winds resulting from the difference in absorption of solar energy between the climate zones on Earth. The two main causes of large-scale atmospheric circulation are the differential heating between the equator and the poles, and the rotation of the planet (Coriolis effect). Within the tropics and subtropics, thermal low circulations over terrain and high plateaus can drive monsoon circulations. In coastal areas the sea breeze/land breeze cycle can define local winds; in areas that have variable terrain, mountain and valley breezes can prevail. Winds are commonly classified by their spatial scale, their speed and direction, the forces that cause them, the regions in which they occur, and their effect. Winds have various asp ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Tropical Cyclone
A tropical cyclone is a rapidly rotating storm system characterized by a low-pressure center, a closed low-level atmospheric circulation, strong winds, and a spiral arrangement of thunderstorms that produce heavy rain and squalls. Depending on its location and strength, a tropical cyclone is referred to by different names, including hurricane (), typhoon (), tropical storm, cyclonic storm, tropical depression, or simply cyclone. A hurricane is a strong tropical cyclone that occurs in the Atlantic Ocean or northeastern Pacific Ocean, and a typhoon occurs in the northwestern Pacific Ocean. In the Indian Ocean, South Pacific, or (rarely) South Atlantic, comparable storms are referred to simply as "tropical cyclones", and such storms in the Indian Ocean can also be called "severe cyclonic storms". "Tropical" refers to the geographical origin of these systems, which form almost exclusively over tropical seas. "Cyclone" refers to their winds moving in a circle, whirling round ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Hip Roof
A hip roof, hip-roof or hipped roof, is a type of roof where all sides slope downwards to the walls, usually with a fairly gentle slope (although a tented roof by definition is a hipped roof with steeply pitched slopes rising to a peak). Thus, a hipped roof has no gables or other vertical sides to the roof. A square hip roof is shaped like a pyramid. Hip roofs on houses may have two triangular sides and two trapezoidal ones. A hip roof on a rectangular plan has four faces. They are almost always at the same pitch or slope, which makes them symmetrical about the centerlines. Hip roofs often have a consistent level fascia, meaning that a gutter can be fitted all around. Hip roofs often have dormer slanted sides. Construction Hip roofs are more difficult to construct than a gabled roof, requiring more complex systems of rafters or trusses. Hip roofs can be constructed on a wide variety of plan shapes. Each ridge is central over the rectangle of the building below it. The t ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Concrete Block
A concrete masonry unit (CMU) is a standard-size rectangular block used in building construction. CMUs are some of the most versatile building products available because of the wide variety of appearances that can be achieved using them. Those that use cinders (fly ash or bottom ash) as an aggregate material are called cinder blocks in the United States, breeze blocks (''breeze'' is a synonym of ''ash'') in the United Kingdom, and hollow blocks in the Philippines. In New Zealand and Canada they are known as concrete blocks (a name common in the United States also). In New Zealand, they are also called construction blocks. In Australia, they are known as Besser blocks or Besser bricks, because the Besser Company was a major supplier of machines that made concrete blocks. Clinker blocks use clinker as aggregate. In non-technical usage, the terms ''cinder block'' and ''breeze block'' are often generalized to cover all of these varieties. Composition Concrete blocks are made ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Gable
A gable is the generally triangular portion of a wall between the edges of intersecting roof pitches. The shape of the gable and how it is detailed depends on the structural system used, which reflects climate, material availability, and aesthetic concerns. The term gable wall or gable end more commonly refers to the entire wall, including the gable and the wall below it. Some types of roof do not have a gable (for example hip roofs do not). One common type of roof with gables, the gable roof, is named after its prominent gables. A parapet made of a series of curves (Dutch gable) or horizontal steps (crow-stepped gable) may hide the diagonal lines of the roof. Gable ends of more recent buildings are often treated in the same way as the Classic pediment form. But unlike Classical structures, which operate through trabeation, the gable ends of many buildings are actually bearing-wall structures. Gable style is also used in the design of fabric structures, with varying degree ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Window Shutter
A window shutter is a solid and stable window covering usually consisting of a frame of vertical stiles and horizontal rails (top, centre and bottom). Set within this frame can be louvers (both operable or fixed, horizontal or vertical), solid panels, fabric, glass and almost any other item that can be mounted within a frame. Shutters may be employed for a variety of reasons, including controlling the amount of sunlight that enters a room, to provide privacy, security, to protect against weather or unwanted intrusion or damage and to enhance the aesthetics of a building. Depending on the application, and the construction of the window frame, shutters can be mounted to fit within the opening or to overlap the opening. The term window shutter includes both interior shutters, used on the inside of a house or building, and exterior shutters, used on the outside of a structure. On some styles of buildings it is common to have shutters to cover the doors as well as the windows. Inte ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Hurricane Strap
A tie, strap, tie rod, eyebar, guy-wire, suspension cables, or wire ropes, are examples of linear structural components designed to resist tension. It is the opposite of a strut or column, which is designed to resist compression. Ties may be made of any tension resisting material. Application in wood construction In wood-frame construction ties are generally made of galvanized steel. Wood framing ties generally have holes allowing them to be fastened to the wood structure by nails or screws. The number and type of nails are specific to the tie and its use. The manufacturer generally specifies information as to the connection method for each of their products. Among the most common wood framing ties used is the hurricane tie or seismic tie used in the framing of wooden structures where wind uplift or seismic overturning is a concern. Hurricane tie A hurricane tie is used to help make a structure (specifically wooden structures) more resistant to high winds (such as in hurric ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Insurance
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of a payment to the insurer (a premium) in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms. Furthermore, it usually involves something in which the insured has an insurable interest established by ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Florida
Florida is a state located in the Southeastern region of the United States. Florida is bordered to the west by the Gulf of Mexico, to the northwest by Alabama, to the north by Georgia, to the east by the Bahamas and Atlantic Ocean, and to the south by the Straits of Florida and Cuba; it is the only state that borders both the Gulf of Mexico and the Atlantic Ocean. Spanning , Florida ranks 22nd in area among the 50 states, and with a population of over 21 million, it is the third-most populous. The state capital is Tallahassee, and the most populous city is Jacksonville. The Miami metropolitan area, with a population of almost 6.2 million, is the most populous urban area in Florida and the ninth-most populous in the United States; other urban conurbations with over one million people are Tampa Bay, Orlando, and Jacksonville. Various Native American groups have inhabited Florida for at least 14,000 years. In 1513, Spanish explorer Juan Ponce de León became the first k ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Hurricane-proof Building
Tornadoes, cyclones, and other storms with strong winds damage or destroy many buildings. However, with proper design and construction, the damage to buildings by these forces can be greatly reduced. A variety of methods can help a building survive strong winds and storm surge. Storm surge considerations Waves along coastal areas can destroy many buildings. Buildings should preferably be built on high ground to avoid waves. If waves can reach the building site, the building should be elevated on steel, concrete, or wooden pilings or anchored to solid rock. Wind loading considerations The foundation Wind on the roof surfaces can cause negative pressures that create a lifting force sufficient to lift the roof off the building. Once this occurs, the building is weakened considerably, and the rest will likely fail as well. To minimize this vulnerability, the upper structure ought to be anchored through the walls to the foundation. Several methods can be used to anchor the roof. T ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
